Credit union · NCUA insured
Christian Financial Credit Union Savings Rates
Top CarrotChristian Financial Credit Union’s best savings rate is 1.25% APY on $10,000, with its Money Market Savings. Rates checked October 16, 2026.
How Christian Financial Credit Union’s savings rates compare
Compared with banks and credit unions near Detroit, MI, where Christian Financial Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Christian Financial Credit Union
1.25%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $125
Money Market Savings
Top rate
Ignite Credit Union
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $500
2nd-highest rate
Flagstar Bank
4.00%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $400
Christian Financial Credit Union savings score
86
Savings score
Higher than 73% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0001.25%
- $100,000 balance$100,0001.75%
- QualifiedQualified1.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Christian Financial Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Savings
1.25%APY
Withdrawal or transfer up to 6 times per month without penalty. If fees are applied, it may reduce earnings.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 – $2,500 | 0.05% | — |
| $2,500 – $10,000 | 1.00% | — |
| $10,000 – $50,000 | 1.25% | $125 |
| $50,000 – $100,000 | 1.50% | — |
| $100,000 – $250,000 | 1.75% | — |
| $250,000 and up | 2.00% | — |
Sources (2)
All captured Oct 16, 2026
Classic Savings Account
0.05%APY
If fees are applied, it may reduce earnings. APY is subject to change without notice.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upIf fees are applied, it may reduce earnings. APY is subject to change without notice.$100 and up | 0.05% | $5 | If fees are applied, it may reduce earnings. APY is subject to change without notice. |
Sources (2)
All captured Oct 16, 2026
Special-purpose accounts
Youth Savings
1.85%APY on $10,000
Limit one Youth Savings account per member. Yields may change after opening and are subject to change without notice. This APY reflects a blended rate. Fees may reduce earnings. Each tier rate applies to the portion of the balance in its band.
| Part of the balance | Rate on that part |
|---|---|
| Up to $1,000 | 4.91% |
| $1,000 – $20,000 | 1.49% |
| Over $20,000 | 0.05% |
On $10,000 the tiers blend to about 1.85% APY, earning $185 a year.
Sources (2)
All captured Oct 16, 2026
IRA Savings
0.50%APY
Tax-advantaged savings account. Yields may change after opening and are subject to change without notice. Minimum balance is $500 on savings comparison page and $1,000 on rate schedule.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 and upYields may change after opening and are subject to change without notice.$1,000 and up | 0.50% | $50 | Yields may change after opening and are subject to change without notice. |
Sources (2)
All captured Oct 16, 2026
Christmas Club Account
0.25%APY
Make deposits throughout the year, ensuring funds are ready for the holidays. If fees are applied, it may reduce earnings. APY is subject to change without notice.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upIf fees are applied, it may reduce earnings. APY is subject to change without notice.$100 and up | 0.25% | $25 | If fees are applied, it may reduce earnings. APY is subject to change without notice. |
Sources (2)
All captured Oct 16, 2026
Who can join Christian Financial Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.