Credit union · NCUA insured
4Front Credit Union Savings Rates
4Front Credit Union’s best savings rate is 0.20% APY on $10,000, with its Money Market Share. Rates checked October 16, 2026.
How 4Front Credit Union’s savings rates compare
Compared with banks and credit unions near Traverse City, MI, where 4Front Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
4Front Credit Union
0.20%APY
- Minimum
- —
- Earns on $10,000 a year
- $20
Money Market Share
Top rate
First National Bank of America
4.20%APY
- Minimum
- $1,000
- Earns on $10,000 a year
- $420
2nd-highest rate
Credit Union ONE
3.30%APY
- Minimum
- $1,000
- Earns on $10,000 a year
- $330
4Front Credit Union savings score
69
Savings score
Higher than 25% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0000.20%
- $100,000 balance$100,0000.40%
- QualifiedQualified0.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where 4Front Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Share
0.20%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $1,000 – $10,000 | 0.15% | — |
| $10,000 – $25,000 | 0.20% | $20 |
| $25,000 – $50,000 | 0.30% | — |
| $50,000 and up | 0.40% | — |
Sources (2)
All captured Sep 18, 2026
Money Market Checking
0.15%APY
No monthly service fees or deposit limits.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 – $10,000Some requirements apply. | 0.10% | — | Some requirements apply. |
| $10,000 – $25,000Some requirements apply. | 0.15% | $15 | Some requirements apply. |
| $25,000 – $50,000Some requirements apply. | 0.25% | — | Some requirements apply. |
| $50,000 and upSome requirements apply. | 0.30% | — | Some requirements apply. |
Sources (2)
All captured Sep 18, 2026
Designated Share
0.05%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
Sources (1)
- 4frontcu.com/personal/personal-rates · captured Oct 16, 2026
Prime Share
0.05%APY
Minimum initial deposit and ongoing balance is $1.00. Dividend is paid monthly and based on average daily balance.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $1 and up | 0.05% | $5 |
Sources (2)
All captured Oct 16, 2026
eShare
0.05%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
Sources (1)
- 4frontcu.com/personal/personal-rates · captured Oct 16, 2026
Special-purpose accounts
Individual Retirement Accounts (IRA)
0.50%APY
Offers Traditional IRA and Roth IRA options.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceTraditional IRAAny balance | 0.50% | $50 | Traditional IRA |
Sources (2)
All captured Oct 16, 2026
Health Savings Accounts (HSA)
0.10%APY
To open an HSA: Be covered by a high deductible health plan (HDHP), not be enrolled in Medicare, and not be claimed as a dependent on someone else's tax return. No monthly fees.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Sources (2)
All captured Oct 16, 2026
Who can join 4Front Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.