Bank · FDIC insured
Superior National Bank Savings Rates
Superior National Bank’s best savings rate is 1.40% APY on $10,000, with its Superior Personal Money Market. Rates checked October 16, 2026.
How Superior National Bank’s savings rates compare
Compared with banks and credit unions near Houghton, MI, where Superior National Bank has the most branches. $10,000, best rate first.
This bank’s best
Superior National Bank
1.40%APY
- Requires
- None
- Minimum
- $50
- Earns on $10,000 a year
- $140
Superior Personal Money Market
Top rate
Flagstar Bank
4.00%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $400
2nd-highest rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
Superior National Bank savings score
87
Savings score
Higher than 76% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0001.40%
- $100,000 balance$100,0001.90%
- QualifiedQualified1.40%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Superior National Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Superior Personal Money Market
1.40%APY
Fully liquid account with check-writing privileges. Maintain a $2,500 daily balance to avoid a $10 monthly service fee. Rates are variable and may change after account is opened. Fees could reduce earnings.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Tier 1: Daily minimum amount to earn APY is $0.01. Maintain a $2,500 daily balance to avoid the $10 monthly fee. | 0.05% | — | Tier 1: Daily minimum amount to earn APY is $0.01. Maintain a $2,500 daily balance to avoid the $10 monthly fee. |
| $10,000 – $100,000Tier 2: Daily minimum amount to earn APY is $10,000.00. Maintain a $2,500 daily balance to avoid the $10 monthly fee. | 1.40% | $140 | Tier 2: Daily minimum amount to earn APY is $10,000.00. Maintain a $2,500 daily balance to avoid the $10 monthly fee. |
| $100,000 – $500,000Tier 3: Daily minimum amount to earn APY is $100,000.00. Maintain a $2,500 daily balance to avoid the $10 monthly fee. | 1.90% | — | Tier 3: Daily minimum amount to earn APY is $100,000.00. Maintain a $2,500 daily balance to avoid the $10 monthly fee. |
| $500,000 – $1,000,000Tier 4: Daily minimum amount to earn APY is $500,000.00. Maintain a $2,500 daily balance to avoid the $10 monthly fee. | 2.40% | — | Tier 4: Daily minimum amount to earn APY is $500,000.00. Maintain a $2,500 daily balance to avoid the $10 monthly fee. |
| $1,000,000 and upTier 5: Daily minimum amount to earn APY is $1,000,000.00. Maintain a $2,500 daily balance to avoid the $10 monthly fee. | 3.00% | — | Tier 5: Daily minimum amount to earn APY is $1,000,000.00. Maintain a $2,500 daily balance to avoid the $10 monthly fee. |
Superior Personal Savings
0.05%APY
$100 minimum balance to avoid monthly fee. Free e-Statements, free debit cards, and free online banking and bill pay included. $25 service charge if closed within the first 90 days.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upDaily minimum amount to earn APY is $100.00. Monthly fee of $5 waived with $100 balance. Minimum to open account is $50.00. Rate may change after account is opened.$100 and up | 0.05% | $5 | Daily minimum amount to earn APY is $100.00. Monthly fee of $5 waived with $100 balance. Minimum to open account is $50.00. Rate may change after account is opened. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.