Compare Bank & Credit Union Rates
Best savings rates in Michigan
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 391–405 results in Michigan
- 0.10%APY$10 a year on $10,000
Requirements
Offer: Variable rate. Compounded and credited monthly.
0.10% interest rate · No monthly fee · Effective Jul 3, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Open by purchasing 1 share equal to $5. Dividends compounded and credited monthly. Rates are variable and apply to the entire balance when funds are within the specified range. Minimum daily balance of $100 required to earn dividends.
0.05% interest rate · No monthly fee · Effective Jun 29, 2026
Rate by balance
Rate by balance for Savings Account Balance APY $100 – $5,000 0.05% $5,000 – $20,000Your amount 0.10% $20,000 – $100,000 0.10% $100,000 and up 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Must meet Embers Credit Union membership eligibility (live, work, worship, attend school, or own real estate in eligible Michigan/Wisconsin counties). $5 opening deposit to open checking/membership. Minimum balance of $100.00 to earn monthly dividends; if under 18 years of age, a minimum balance is not required to earn dividends.
Offer: Minimum balance of $100.00 required to earn dividends. Minimum balance not required if under 18 years of age.
0.10% interest rate · No monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Membership establishing account. Open to anyone who works, lives, worships, or attends school in any county in Michigan, or receives retirement payment and lives in/belongs to a retirement organization in Michigan, or has a family member who is a member.
Offer: Interest calculated daily and posted monthly. Minimum daily balance to maintain account/membership is $5.00.
No monthly fee · Effective Mar 1, 2025
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Add-on account that opens below existing regular share savings account. Up to 5 Sub Shares allowed per membership.
Effective Mar 1, 2025
Rate checked
More details - Tandem Federal Credit UnionShare (Savings)Savings · $100 min · 0.05%–0.25% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000intro rateRequirements
Product: Minimum balance of $5.00 to open. Dividend rate and APY are tiered based on balance.
Offer: Rates good until 12-31-2025 and subject to change.
Promotional rate · 0.05% interest rate
Rate by balance
Rate by balance for Share (Savings) Balance APY $100 – $9,999 0.05% $10,000 – $99,999Your amount 0.10% $100,000 and up 0.25% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: No minimum balance requirement. $1 lifetime membership deposit required. 6 free pre-authorized transactions per month.
0.10% interest rate · No monthly fee · Effective Nov 3, 2025
Rate checked
More details - Farmers Insurance Federal Credit UnionMoney MarketMoney Market · $1,000 min · 0.05%–0.25% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Check-writing abilities; unlimited in-person transactions; all withdrawals must be at least $250; withdrawals can be made by check, phone, email, or online. Membership eligibility required.
Offer: Tier 1: Up to $9,999.99.
Effective Sep 18, 2025
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.15% $50,000 – $100,000 0.20% $100,000 and up 0.25% Rate checked
More details - 0.07%APY$7 a year on $10,000
Requirements
Product: No service fee with a minimum daily balance of $500, combined account statements, or eStatements; otherwise a $12 quarterly fee applies.
0.01% interest rate · Effective Oct 21, 2026
Rate by balance
Rate by balance for Eagle Savings Balance APY Up to $9,999 0.01% $10,000 – $24,999Your amount 0.07% $25,000 – $49,999 0.10% $50,000 – $99,999 0.15% $100,000 – $249,999 0.30% $250,000 and up 0.60% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.07%–0.08% by balance
Bank · 119 branches
0.07%APY$7 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Platinum Tier Boost. Requires enrollment in Platinum Tier based on Average Eligible Balance of $500,000 or more.
Qualified rate · 0.07% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.07% $10,000 – $25,000Your amount 0.07% $25,000 – $50,000 0.07% $50,000 – $100,000 0.07% $100,000 – $250,000 0.08% $250,000 – $500,000 0.08% $500,000 – $1,000,000 0.08% $1,000,000 and up 0.08% Rate checked
More details - Independent BankRelationship Money Market AccountRelationship Money Market Account · $0 min · 0.01%–2.12% by balance
Bank · 58 branches
0.07%APY$7 a year on $10,000with conditionsRequirements
Offer: Without a Checking Relationship with Independent Bank
Qualified rate · 0.01% interest rate · Effective Oct 14, 2026
Rate by balance
Rate by balance for Relationship Money Market Account Balance APY Up to $9,999 0.01% $10,000 – $24,999Your amount 0.07% $25,000 – $49,999 0.45% $50,000 – $99,999 1.06% $100,000 – $249,999 1.56% $250,000 and up 2.12% Rate checked
More details - 0.07%APY$7 a year on $10,000
0.07% interest rate · Effective Oct 5, 2026
Rate checked
More details - Thumb Bank & TrustTiered Money Market AccountTiered Money Market Account · $0 min · 0.05%–1.00% by balance
Bank · 13 branches
0.07%APY$7 a year on $10,000Requirements
Product: $5,000 minimum balance to avoid $10 monthly service fee. Fees may reduce earnings.
Offer: $5,000 minimum balance to avoid $10 monthly service fee. Fees may reduce earnings.
$10 monthly fee · Effective Sep 21, 2026
Rate by balance
Rate by balance for Tiered Money Market Account Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.07% $25,000 – $50,000 0.12% $50,000 – $75,000 0.30% Over $75,000 1.00% Rate checked
More details - 0.07%APY$7 a year on $10,000with conditions
Requirements
Product: Must have an open Loyalty Rewards Checking or Loyalty Rewards + The Bundler Checking account that remains open throughout holding this account. Linked checking interest automatically transferred to savings.
Offer: Base rate paid on entire account balance when Loyalty Rewards Checking or Loyalty Rewards + The Bundler Checking qualifiers have not been met during the monthly statement cycle.
Qualified rate · 0.07% interest rate · No monthly fee · Effective Jun 10, 2026
Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.05%–0.07% by balance
Bank · 119 branches
0.06%APY$6 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Gold Tier Boost. Requires enrollment in Gold Tier based on Average Eligible Balance of $100,000 to $499,999.99.
Qualified rate · 0.06% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.06% $10,000 – $25,000Your amount 0.06% $25,000 – $50,000 0.06% $50,000 – $100,000 0.06% $100,000 – $250,000 0.07% $250,000 – $500,000 0.07% $500,000 – $1,000,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% $1,000,000 and upStandard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Michigan
617 accounts at 212 banks and credit unions · checked Oct 23
- Typical
- 0.15%
- Top 10% from
- 1.75%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.15%
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Michigan
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Settlers Federal Credit UnionCredit union · 2 branches
- Meijer Credit UnionCredit union · 3 branches
- Dow Credit UnionCredit union · 2 branches