Credit union · NCUA insured
Flagship Community FCU Savings Rates
Flagship Community FCU’s best savings rate is 0.15% APY on $10,000, with its Minimum Balance. Rates checked October 16, 2026.
How Flagship Community FCU’s savings rates compare
Compared with banks and credit unions near Detroit, MI, where Flagship Community FCU has the most branches. $10,000, best rate first.
This credit union’s best
Flagship Community FCU
0.15%APY
- Requires
- None
- Minimum
- $500
- Earns on $10,000 a year
- $15
Minimum Balance
Top rate
Ignite Credit Union
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $500
2nd-highest rate
Flagstar Bank
4.00%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $400
Flagship Community FCU savings score
67
Savings score
Higher than 18% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0000.15%
- $100,000 balance$100,0000.15%
- QualifiedQualified0.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Flagship Community FCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Minimum Balance
0.15%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.15% | $15 |
Sources (1)
- flagship.org/all-rates · captured Oct 5, 2026
Savings
0.07%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.07% | $7 |
Sources (2)
All captured Oct 5, 2026
Special-purpose accounts
IRA
0.25%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.25% | $25 |
Sources (1)
- flagship.org/all-rates · captured Oct 5, 2026
Who can join Flagship Community FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, work, worship, or attend school in St. Clair, Sanilac, or Huron County, Michigan.
- Membership is open to anyone who lives, works, or worships in St. Clair County, Sanilac County, or Huron County.
Membership information collected October 5, 2026.