Credit union · NCUA insured
Tandem Federal Credit Union Savings Rates
Tandem Federal Credit Union’s best savings rate is 0.10% APY on $10,000, with its Share (Savings). Rates checked October 16, 2026.
How Tandem Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Detroit, MI, where Tandem Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Tandem Federal Credit Union
0.10%APY
- Requires
- None
- Minimum
- $5
- Earns on $10,000 a year
- $10
Share (Savings)
Top rate
Ignite Credit Union
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $500
2nd-highest rate
Flagstar Bank
4.00%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $400
Tandem Federal Credit Union savings score
63
Savings score
Higher than 10% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.25%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Tandem Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share (Savings)
0.10%APY
Minimum balance of $5.00 to open. Dividend rate and APY are tiered based on balance.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 – $9,999Rates good until 12-31-2025 and subject to change. | 0.05% | — | Rates good until 12-31-2025 and subject to change. |
| $10,000 – $99,999Rates good until 12-31-2025 and subject to change. | 0.10% | $10 | Rates good until 12-31-2025 and subject to change. |
| $100,000 and upRates good until 12-31-2025 and subject to change. | 0.25% | — | Rates good until 12-31-2025 and subject to change. |
Sources (1)
- tandemfcu.com/page/5/products-and-rates · captured Sep 18, 2026
Special-purpose accounts
IRA'S
0.25%APY
IRA savings account. Tier applies to balances $100 and over.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upRates good until 12-31-2025 and subject to change.$100 and up | 0.25% | $25 | Rates good until 12-31-2025 and subject to change. |
Sources (1)
- tandemfcu.com/page/5/products-and-rates · captured Sep 18, 2026
Travel Club
0.05%APY
Club savings account. Tier applies to balances $100 and over.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upRates good until 12-31-2025 and subject to change.$100 and up | 0.05% | $5 | Rates good until 12-31-2025 and subject to change. |
Sources (1)
- tandemfcu.com/page/5/products-and-rates · captured Sep 18, 2026
Who can join Tandem Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.