Compare Bank & Credit Union Rates
Best savings rates in Plymouth, MI
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Wayne County, MI · Showing Wayne County, MI: too few institutions in Plymouth, MI
- 1.15%APY$115 a year on $10,000intro rate
Requirements
Product: Account must have $100 or more to earn interest. Rate is variable and may change after the account is opened. Fees may reduce earnings. Rates effective as of 10/12/2026 – 10/18/2026.
Offer: Balance: $100 or more
Promotional rate · 1.15% interest rate · Effective Oct 12, 2026
Rate checked
More details - orsa credit unionMoney Market AccountMoney Market Account · $2,000 min · 1.10%–4.20% by balance
Credit union · 7 branches
1.10%APY$110 a year on $10,000Requirements
Product: Requires a balance of at least $2,000 to start earning dividends. Membership required. Dividends compounded daily and paid monthly. Minimum $2,000 balance to open. No monthly service fee. Unlimited withdrawals and transfers.
1.10% interest rate · Compounded daily · No monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,000 and upYour amount 1.10% $15,000 and up 1.30% $25,000 and up 1.60% $50,000 and up 1.70% $100,000 and up 2.00% $250,000 and up 2.50% $500,000 and up 3.25% $1,000,000 and up 3.50% $5,000,000 and up 4.20% Rate checked
More details - Michigan First Credit UnionMoney Market AccountMoney Market Account · $1 min · 0.00%–2.53% by balance
Credit union · 10 branches
1.06%APY$106 a year on $10,000Requirements
Product: Members must be 18 years old to open this account. Minimum account aggregate balance of $100 required to avoid additional fee of $3/month.
Offer: Minimum balance to open account and earn advertised APY. Minimum account aggregate balance of $100 required to avoid $3/month fee.
0.00% interest rate · $3 monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,499 0.00% $2,500 – $4,999 1.06% $5,000 – $24,999Your amount 1.06% $25,000 – $99,000 1.71% $100,000 – $199,999 2.22% $200,000 – $499,999 2.53% $500,000 and up 2.53% Rate checked
More details - University of Michigan Credit UnionMoney Market Savings AccountMoney Market Savings Account · $2,000 min · 0.55%–1.16% by balance
Credit union · 2 branches
1.06%APY$106 a year on $10,000Requirements
Product: Variable rate account. Rate may change after account is opened. Minimum balance of $500.00 required to avoid a $5.00 monthly maintenance fee. Third-party transfers limited to six per month.
Offer: Monthly maintenance fee of $5.00 waived if minimum daily balance of $500 is maintained. Earns monthly interest on balances of $2,000 or more.
0.55% interest rate · $5 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Savings Account Balance APY $2,000 – $5,000 0.55% $5,000 – $10,000 0.75% $10,000 – $25,000Your amount 1.06% $25,000 and up 1.16% Rate checked
More details - Lake Michigan Credit UnionMax Money MarketMax Money Market · $0 min · 1.00%–3.90% by balance
Credit union · 2 branches
1.00%APY$100 a year on $10,000Requirements
Product: A member savings account with a $5 minimum balance is required to establish and maintain membership. No minimum deposit and no monthly fees. Includes check-writing access. Interest is accrued daily and paid monthly. Variable rates subject to change after account opening.
1.00% interest rate · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Max Money Market Balance APY Up to $2,500 1.00% $2,500 – $10,000 1.00% $10,000 – $25,000Your amount 1.00% $25,000 – $50,000 2.00% $50,000 – $100,000 2.00% $100,000 – $250,000 2.90% $250,000 – $1,000,000 3.15% $1,000,000 and up 3.90% Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Linked Kasasa Cash or Kasasa Cash Back checking account required. Limit 1 account per Social Security number.
Offer: When qualifications are met on linked Kasasa Cash or Kasasa Cash Back account (at least 12 debit card purchases post and settle, receive eStatements, and log into online banking each monthly qualification cycle).
Qualified rate · 0.99% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: Deposits can be made by payroll deductions or automatic transfer with the exception of initial deposit. Withdrawals can only be made during the months of May, June, July, and August. Funds will be transferred automatically to your MSUFCU checking or savings account.
Offer: Withdrawals restricted to May, June, July, and August.
Effective Aug 25, 2026
Rate checked
More details - Ukrainian Selfreliance MI FCUMoney Market AccountMoney Market Account · $2,000 min · 1.00%–3.00% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: $2,000 minimum balance to earn interest.
Offer: $2,000 minimum balance to earn interest.
1.00% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,000 – $20,000Your amount 1.00% $20,000 – $75,000 1.75% $75,000 – $150,000 2.25% $150,000 and up 3.00% Rate checked
More details - Polish-American FCUMoney Market AccountMoney Market Account · $1 min · 0.10%–3.04% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Dividends are calculated on daily balance and paid monthly. Requires a $2,500 minimum balance. Deposit accounts insured up to $500,000 (NCUA + ESI).
Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,499 0.10% $2,500 – $9,999 0.50% $10,000 – $19,999Your amount 1.00% $20,000 – $49,999 1.76% $50,000 – $99,999 2.02% $100,000 and up 3.04% Rate checked
More details - Wayne Westland Federal Credit UnionStandard Money Market AccountStandard Money Market Account · $2,500 min
Credit union · 1 branch
0.95%APY$95 a year on $10,000Requirements
Product: Dividends paid monthly. No early withdrawal penalties.
Offer: Dividends paid monthly. No early withdrawal penalties.
0.95% interest rate · Effective Oct 1, 2026
Rate checked
More details - Diversified Members Credit UnionMoney Market SavingsMoney Market Savings · $2,500 min · 0.85%–2.95% by balance
Credit union · 2 branches
0.85%APY$85 a year on $10,000Requirements
Product: Dividends pay and compound monthly. $2,500 minimum average daily balance required to earn dividends. Monthly limit of six (6) withdrawals per account, after that see the fee schedule. Rates may change after account is opened. Accurate as of effective date. Fees may reduce earnings on the account.
Offer: $2,500 minimum average daily balance required to earn dividends.
Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY $2,500 – $24,999Your amount 0.85% $25,000 – $49,999 1.15% $50,000 – $99,999 1.45% $100,000 – $249,999 1.70% $250,000 – $499,999 1.95% $500,000 – $999,999 2.45% $1,000,000 and up 2.95% Rate checked
More details - INTERNATIONAL UAWMoney MarketMoney Market · $2,500 min · 0.80%–1.20% by balance
Credit union · 1 branch
0.80%APY$80 a year on $10,000Requirements
Product: Dividends compounded and credited monthly. Calculated using the daily balance method. Minimum opening deposit is $2,500.00. Must maintain a minimum daily balance of $2,500.00 each day to obtain the disclosed APY. Limit of 6 transfers/withdrawals per statement period (maximum 3 by check, draft, or debit card). Membership eligibility required.
Offer: Monthly dividends; minimum daily balance of $2,500.00 required each day to obtain disclosed APY.
0.80% interest rate · Effective Sep 30, 2023
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $49,999Your amount 0.80% $50,000 – $99,999 1.00% $100,000 and up 1.20% Rate checked
More details - Selfreliance Federal Credit UnionMoney Market AccountsMoney Market Accounts · 0.05%–3.29% by balance
Credit union · 1 branch
0.75%APY$75 a year on $10,000Requirements
Product: Dividends accrue on daily balance, compound monthly and rates may be adjusted monthly. Withdrawals are limited as stated in Truth In Savings disclosure. Requires admission to membership ($5.00 par value share).
0.05% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY Up to $1,000 0.05% $1,000 – $24,999Your amount 0.75% $25,000 – $74,999 1.26% $75,000 – $249,999 1.76% $250,000 – $499,999 2.27% $500,000 and up 3.29% Rate checked
More details - Bank of Ann ArborPersonal Money Market SavingsPersonal Money Market Savings · $500 min · 0.45%–1.65% by balance
Bank · 1 branch
0.70%APY$70 a year on $10,000Requirements
Product: Rate is variable and may change after the account is opened. Fees may reduce earnings.
0.45% interest rate · Effective Oct 12, 2026
Rate by balance
Rate by balance for Personal Money Market Savings Balance APY Up to $4,999 0.45% $5,000 – $24,999Your amount 0.70% $25,000 – $99,999 1.05% $100,000 – $499,999 1.45% $500,000 – $999,999 1.55% $1,000,000 – $2,999,999 1.65% $3,000,000 – $4,999,999 1.65% $5,000,000 and up 1.65% Rate checked
More details - 0.70%APY$70 a year on $10,000
Requirements
Product: Membership is open to anyone who lives, works, worships, or attends school in the state of Michigan, or immediate family/household members of an eligible member. Minimum of $2,500 to open the account. Must maintain at least $2,500 to earn dividends. Dividends are calculated using daily balance, paid and compounded monthly. Dividend rate is subject to change at any time.
0.60% interest rate · Compounded monthly · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Fund Balance APY $2,500 – $9,999 0.60% $10,000 – $24,999Your amount 0.70% $25,000 – $49,999 0.90% $50,000 – $74,999 1.10% $75,000 – $99,999 1.25% $100,000 – $249,999 1.60% $250,000 – $499,999 1.70% $500,000 and up 1.85% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Wayne County, MI
150 accounts at 52 banks and credit unions · checked Oct 6–22
- Typical
- 0.07%
- Top 10% from
- 1.16%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.10%
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