Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–15 of 39 in Wayne County, MI · median 10.90% APR
- Polish-American FCUPAFCU Visa® Platinum Preferred Credit Card · No annual fee
Credit union · 1 branch
6.90%APRas low asTerms
APR as low as 6.90%. Credit card approval subject to creditworthiness, membership, and other qualifications. Rates, terms and conditions subject to change without notice. $0 foreign transaction fees on purchases made outside of the US.
Credit card score 97 · Carrot Score 93
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as
Terms
Rate shown is APR as low as; based on credit history and subject to change without notice.
Credit card score 89 · Carrot Score 94
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as
Terms
Fixed APR.
Credit card score 89 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 8.99%APRas low as · up to 14.99%
8.99% APR, up to 14.99%
Terms
Non-variable APR for purchases, balance transfers, and cash advances. Subject to credit approval; rate determined by creditworthiness.
Credit card score 88 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 9.50%APRas low as
Terms
APR rate option: 9.50%
Credit card score 87 · Carrot Score 91
Rate checked · Credit cards rates on its site
Rates and branches - 9.75%APRas low as · up to 17.75%
9.75% APR, up to 17.75%
Terms
Variable purchase APR based on evaluation of credit history; lowest featured rate based on credit score of 760. $0 balance transfer fee and no teaser rates.
Credit card score 87 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - Michigan Schools & Government Credit UnionTitanium Visa Credit Card · No annual fee
Credit union · 2 branches
9.75%APRas low asTerms
Lowest credit card rates on purchases, cash advances, and balance transfers. No annual fees, balance transfer fees or cash advance fees.
Credit card score 87 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 9.88%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Quoted rate includes a member discount for an active checking account with direct deposit and automatic loan payment. Credit line preference of $1,000 to $50,000.
Credit card score 87 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Credit card score 84 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
APR determined at time account is opened based on credit qualifications. No annual fee. 28-day interest-free grace period.
Credit card score 84 · Carrot Score 92
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as · up to 17.90%
9.90% APR, up to 17.90%
Terms
Rates as low as 9.90% APR. Reverts to standard rate between 9.90% and 17.90% based on member's credit score. No application, annual or balance transfer fees.
Credit card score 84 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
APR of 9.9% on purchases, cash advance, and balance transfer. Qualification based on creditworthiness and underwriting standards.
Credit card score 84 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 9.96%APRas low as
Terms
Fixed rates as low as 9.96% APR. Annual Percentage Rates on purchases and balance transfers are based on normal credit criteria.
Credit card score 81 · Carrot Score 65
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
Rate is as low as 9.99% APR based on a 725 credit score. No annual fee and no balance transfer fee. Max amount of approval $10,000.
Credit card score 82 · Carrot Score 77
Rate checked · Credit cards rates on its site
Rates and branches - Shore to Shore Community Federal Credit UnionVISA Credit Card · No annual fee
Credit union · 2 branches
9.99%APRas low asTerms
Rates are listed 'as low as' and are subject to credit approval and credit score.
Credit card score 82 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Wayne County, MI
39 banks and credit unions · checked Oct 16–22
- Typical
- 10.90%
- Top 10% up to
- 9.40%
- Banks, typical
- 18.49%
- Credit unions, typical
- 10.90%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Detroit, MI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Chief Financial Credit UnionCredit union · 4 branches
- Extra Credit UnionCredit union · 2 branches
- Christian Financial Credit UnionCredit union · 12 branches