Credit union · NCUA insured
Wayne Westland Federal Credit Union Savings Rates
Wayne Westland Federal Credit Union’s best savings rate is 0.95% APY on $10,000, with its Standard Money Market Account. Rates checked October 16, 2026.
How Wayne Westland Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Detroit, MI, where Wayne Westland Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Wayne Westland Federal Credit Union
0.95%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $95
Standard Money Market Account
Top rate
Ignite Credit Union
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $500
2nd-highest rate
Flagstar Bank
4.00%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $400
Wayne Westland Federal Credit Union savings score
83
Savings score
Higher than 61% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.95%
- $100,000 balance$100,0001.20%
- QualifiedQualified0.95%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Wayne Westland Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Capital Cash Account
1.20%APY
Dividends paid monthly. No early withdrawal penalties.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50,000 and upDividends paid monthly. No early withdrawal penalties.$50,000 and up | 1.20% | — | Dividends paid monthly. No early withdrawal penalties. |
Sources (2)
All captured Oct 5, 2026
Premier Investment Account
1.05%APY
Dividends paid monthly. No early withdrawal penalties.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25,000 and upDividends paid monthly. No early withdrawal penalties.$25,000 and up | 1.05% | — | Dividends paid monthly. No early withdrawal penalties. |
Sources (2)
All captured Oct 5, 2026
Standard Money Market Account
0.95%APY
Dividends paid monthly. No early withdrawal penalties.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 and upDividends paid monthly. No early withdrawal penalties.$2,500 and up | 0.95% | $95 | Dividends paid monthly. No early withdrawal penalties. |
Sources (2)
All captured Oct 5, 2026
Standard Savings
0.05%APY
Standard savings account providing access to funds at any time. Monthly maintenance fee of $5 applies unless waived.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMonthly fee of $5 is waived with a checking account, a minimum balance of $50, or a current WWFCU loan and e-statements.Any balance | 0.05% | $5 | Monthly fee of $5 is waived with a checking account, a minimum balance of $50, or a current WWFCU loan and e-statements. |
Special-purpose accounts
Youth Savings Account
0.50%APY
For individuals under age 18.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceAvailable to children and youth under 18 years of age.Any balance | 0.50% | $50 | Available to children and youth under 18 years of age. |
Sources (3)
All captured Oct 5, 2026
Christmas Club Savings Account
0.10%APY
No minimum balance required.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRequires $5 to open; no minimum balance required.Any balance | 0.10% | $10 | Requires $5 to open; no minimum balance required. |
Vacation Savings Account
0.05%APY
No minimum balance required.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRequires $5 to open; no minimum balance required.Any balance | 0.05% | $5 | Requires $5 to open; no minimum balance required. |
Who can join Wayne Westland Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- You are eligible for membership if you live, work (or regularly conduct business in), worship, attend school, perform volunteer services, participate in associations headquartered in, participate in programs to relieve poverty or distress which are located in, or are incorporated or unincorporated organizations located in or maintaining a facility in Wayne County, Michigan.
Cost to join
- A minimum share deposit of $5 is required to open a savings account.
- A $2 membership fee is required, which goes toward the nonprofit Community Social Services of Wayne County.
Membership information collected October 5, 2026.