Credit union · NCUA insured
Chief Financial Credit Union Savings Rates
Top CarrotChief Financial Credit Union’s best savings rate is 3.65% APY on $10,000, with its Money Market Account. Rates checked October 16, 2026.
How Chief Financial Credit Union’s savings rates compare
Compared with banks and credit unions near Detroit, MI, where Chief Financial Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Chief Financial Credit Union
3.65%APY
- Requires
- None
- Minimum
- $500
- Earns on $10,000 a year
- $365
Money Market Account
Top rate
Ignite Credit Union
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $500
2nd-highest rate
Flagstar Bank
4.00%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $400
Chief Financial Credit Union savings score
97
Savings score
Higher than 99% of U.S. banks and credit unions
- $1,000 balance$1,0003.65%
- $10,000 balance$10,0003.65%
- $100,000 balance$100,0003.65%
- QualifiedQualified3.65%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Chief Financial Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
3.65%APY
Membership eligibility is required to open an account. Compounded monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $500 and upVariable-rate account; rate may change at any time after account opening. Minimum daily balance of $500 required to obtain stated APY. Members forfeit dividends if account is closed before accrued dividends post.$500 and up | 3.65% | $365 | Variable-rate account; rate may change at any time after account opening. Minimum daily balance of $500 required to obtain stated APY. Members forfeit dividends if account is closed before accrued dividends post. |
Classic Savings
0.05%APY
Establishes credit union membership and part-ownership. Allows up to 6 free withdrawals per month.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceEarnings compounded daily, paid monthly.Any balance | 0.05% | $5 | Earnings compounded daily, paid monthly. |
Sources (2)
All captured Oct 5, 2026
Free Kasasa Saver
0.00%APY on $10,000
Linked Kasasa Cash or Kasasa Cash Back checking account required. Limit 1 account per Social Security number.
| Part of the balance | Rate on that part |
|---|---|
| $50,000 and up | 0.39% |
On $10,000 the tiers blend to about 0.00% APY, earning $0 a year.
Sources (3)
- chiefonline.com/accounts/savings
- chiefonline.com/accounts/savings/free-kasasa-saver
- chiefonline.com/rates
All captured Oct 5, 2026
Special-purpose accounts
Kids Club Account
2.02%APY
Eligibility ends at primary member's 20th birthday, at which point the account automatically transitions to a Regular Share Savings account. Requires a legal adult as joint owner.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upMust maintain a minimum balance of $5.00 to earn dividends. Dividends compound monthly. Up to 6 free withdrawals per month.$5 and up | 2.02% | $202 | Must maintain a minimum balance of $5.00 to earn dividends. Dividends compound monthly. Up to 6 free withdrawals per month. |
Sources (2)
All captured Oct 5, 2026
Who can join Chief Financial Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.