Credit union · NCUA insured
orsa credit union Savings Rates
Top Carrotorsa credit union’s best savings rate is 1.10% APY on $10,000, with its Money Market Account. Rates checked October 16, 2026.
How orsa credit union’s savings rates compare
Compared with banks and credit unions near Detroit, MI, where orsa credit union has the most branches. $10,000, best rate first.
This credit union’s best
orsa credit union
1.10%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $110
Money Market Account
Top rate
Ignite Credit Union
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $500
2nd-highest rate
Flagstar Bank
4.00%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $400
orsa credit union savings score
87
Savings score
Higher than 77% of U.S. banks and credit unions
- $1,000 balance$1,00010.00%
- $10,000 balance$10,0001.10%
- $100,000 balance$100,0002.00%
- QualifiedQualified1.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where orsa credit union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
High Yield Savings
0.10%APY
Limited to one per member. No monthly maintenance fees. No minimum balance to earn dividends.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000Earned on balances of $0.01 to $1,000.00. | 10.00% | — | Earned on balances of $0.01 to $1,000.00. |
| Over $1,000Earned on balances of $1,000.01 and above. | 0.10% | $10 | Earned on balances of $1,000.01 and above. |
Sources (1)
- orsacu.org/rates · captured Oct 5, 2026
Money Market Account
1.10%APY
Requires a balance of at least $2,000 to start earning dividends. Membership required. Dividends compounded daily and paid monthly. Minimum $2,000 balance to open. No monthly service fee. Unlimited withdrawals and transfers.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,000 and up | 1.10% | $110 |
| $15,000 and up | 1.30% | — |
| $25,000 and up | 1.60% | — |
| $50,000 and up | 1.70% | — |
| $100,000 and up | 2.00% | — |
| $250,000 and up | 2.50% | — |
| $500,000 and up | 3.25% | — |
| $1,000,000 and up | 3.50% | — |
| $5,000,000 and up | 4.20% | — |
Basic Savings
0.05%APY
Automatically opened with every orsa membership. $100 minimum balance to earn dividends. Can be set up as overdraft protection for CloseEnuff checking.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMinimum balance to earn dividends is $100.$100 and up | 0.05% | $5 | Minimum balance to earn dividends is $100. |
Special-purpose accounts
Kids High Yield Savings
0.10%APY
Available for kids ages 0-12 with adult joint owner. No monthly maintenance fees. Automatically becomes a teen account at age 13.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,00010.00% APY earned on balances of $0.01 to $1,000.00. | 10.00% | — | 10.00% APY earned on balances of $0.01 to $1,000.00. |
| Over $1,0000.10% APY earned on balances of $1,000.01 and above. | 0.10% | $10 | 0.10% APY earned on balances of $1,000.01 and above. |
Sources (1)
- orsacu.org/kids/savings · captured Oct 5, 2026
Teen High Yield Savings
0.10%APY
Available for ages 13 to 23. No parent joint ownership required. No monthly or maintenance fees.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,00010.00% APY earned on balances of $0.01 to $1,000.00. | 10.00% | — | 10.00% APY earned on balances of $0.01 to $1,000.00. |
| Over $1,0000.10% APY earned on balances of $1,000.01 and above. | 0.10% | $10 | 0.10% APY earned on balances of $1,000.01 and above. |
Health Savings
0.05%APY
Requires a high-deductible health plan (HDHP), not enrolled in Medicare, no FSA or disqualifying health coverage, and not claimed as a dependent.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum to earn dividends stated on master savings rate schedule.Any balance | 0.05% | $5 | No minimum to earn dividends stated on master savings rate schedule. |
Holiday Savings
0.05%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance to earn dividends.Any balance | 0.05% | $5 | No minimum balance to earn dividends. |
IRA Savings
0.05%APY
Tax-deferred savings. No monthly fee with balance above $300.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance to earn dividends. No monthly fee with balance above $300.Any balance | 0.05% | $5 | No minimum balance to earn dividends. No monthly fee with balance above $300. |
Kids Savings
0.05%APY
Available for kids ages 0-12 with adult joint owner. No monthly maintenance fees. Automatically becomes a teen account at age 13.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance to earn dividends. Available for ages 0-12.Any balance | 0.05% | $5 | No minimum balance to earn dividends. Available for ages 0-12. |
Who can join orsa credit union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.