Compare Bank & Credit Union Rates
Best savings rates in Detroit, MI
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Detroit, MI
- 0.10%APY$10 a year on $10,000
Requirements
Product: Fees could reduce the earnings on the account. Interest paid monthly.
Offer: Tier 1. Interest paid monthly. Fees could reduce earnings.
0.10% interest rate · Effective Oct 5, 2026
Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.07%–0.08% by balance
Bank · 7 branches
0.07%APY$7 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Platinum Tier Boost. Requires enrollment in Platinum Tier based on Average Eligible Balance of $500,000 or more.
Qualified rate · 0.07% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.07% $10,000 – $25,000Your amount 0.07% $25,000 – $50,000 0.07% $50,000 – $100,000 0.07% $100,000 – $250,000 0.08% $250,000 – $500,000 0.08% $500,000 – $1,000,000 0.08% $1,000,000 and up 0.08% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.05%–0.07% by balance
Bank · 7 branches
0.06%APY$6 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Gold Tier Boost. Requires enrollment in Gold Tier based on Average Eligible Balance of $100,000 to $499,999.99.
Qualified rate · 0.06% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.06% $10,000 – $25,000Your amount 0.06% $25,000 – $50,000 0.06% $50,000 – $100,000 0.06% $100,000 – $250,000 0.07% $250,000 – $500,000 0.07% $500,000 – $1,000,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% $1,000,000 and upStandard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.01%–0.06% by balance
Bank · 8 branches
0.06%APY$6 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Non-Relationship Promotional Rate; requires new money to Huntington (money not currently on deposit in any Huntington account except maturing consumer CDs). Rate applies to ZIP code 43215.
Qualified rate · 0.01% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.01% $5,000 – $2,000,001Your amountStandard Rate with qualifying, open Private Client Account. 0.06% $2,000,001 – $100,000,000,000requires new money to Huntington. Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.01% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.04%–0.05% by balance
Bank · 7 branches
0.05%APY$5 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Silver Tier Boost. Requires enrollment in Silver Tier based on Average Eligible Balance of $25,000 to $99,999.99.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 – $100,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.04% $100,000 – $250,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $250,000 – $500,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $500,000 – $1,000,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $1,000,000 and upStandard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Members who meet one of the following will not be assessed a $5 monthly maintenance fee: have a $500 combined average balance in all savings accounts; have a checking or loan product (including an open line of credit); are under 25 or over 64 years of age; or have a savings account established for less than 120 days. Products included for combined balance or checking/loan qualification must have the same primary owner (Tax Reported Owner). Accounts remaining at $0 balance for 90 consecutive days are automatically closed.
Offer: No minimum balance to open account or earn interest. Monthly maintenance fee of $5 waived for qualifying members (products included must share same primary/Tax Reported Owner). APY may change after account is open.
0.05% interest rate · $5 monthly fee · Effective Oct 15, 2026
Rate checked
More details - Electrical Workers Local 58 Credit UnionShare AccountsSavings · $100 min · 0.05%–1.00% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: May be started with as little as $25. Minimum 1 share ($25.00 par value) required for membership. Accounts over $99.99 earn dividends per webpage schedule ($100.00 minimum balance to earn the stated APY per disclosure). Dividends calculated daily (average daily balance method) and paid/credited quarterly. Once a balance tier range is met, the rate applies to the full balance.
Offer: Tier A ($99.99 - $2,499.99). Disclosure lists $100.00 to $2,499.99.
Effective Oct 15, 2026
Rate by balance
Rate by balance for Share Accounts Balance APY Up to $2,500 0.05% $2,500 – $25,000Your amount 0.05% $25,000 – $100,000 0.08% $100,000 – $1,000,000 0.10% $1,000,000 and up 1.00% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Automatically opened with every orsa membership. $100 minimum balance to earn dividends. Can be set up as overdraft protection for CloseEnuff checking.
Offer: Minimum balance to earn dividends is $100.
0.05% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: A $10 deposit represents the member's share and must remain on deposit. A monthly dividend is paid if a balance of $100 or more is maintained. Fees could reduce earnings on the account.
Offer: Monthly dividend paid if a balance of $100 or more is maintained. Fees could reduce earnings.
0.05% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000intro rate
Requirements
Product: Required savings account for all members. Minimum balance of $5.00 required to keep account open.
Offer: Valid through 10/31/2026. $5.00 minimum balance required to keep account open.
Promotional rate
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: To open a Regular Membership Savings Account, a one-time $2 fee is required. $199 combined savings balance required to avoid a minimum balance fee. Dividends are paid and compounded quarterly.
Offer: Minimum $5 deposit into the new Regular Membership Savings Account. Dividends compounded and paid quarterly.
Compounded quarterly
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Offer: Average Daily Balance required to earn dividends is $250.00.
Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Establishes membership with ACCU.
Offer: Average Daily Balance required to earn dividends is $250.00.
Effective Oct 5, 2026
Rate checked
More details - Lake Trust Credit UnionAspire SavingsSavings · $0 min · 0.05%–3.00% by balance
Credit union · 2 branches
0.05%APY$5 a year on $10,000Requirements
Product: Restricted to one account per membership. Membership Savings Account is required to establish membership. Blended rate account where each dividend rate applies to daily balance within that tier.
Offer: Applies to daily balance within the tier ($0.01 - $5,000.00). Interest compounded monthly.
Compounded monthly · No monthly fee · Effective Sep 30, 2024
Rate by balance
Rate by balance for Aspire Savings Balance APY Up to $5,000 3.00% $5,000 – $10,000Your amount 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Detroit, MI
68 accounts at 24 banks and credit unions · checked Oct 5–22
- Typical
- 0.06%
- Top 10% from
- 1.25%
- Banks, typical
- 0.03%
- Credit unions, typical
- 0.10%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Detroit, MI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Chief Financial Credit UnionCredit union · 4 branches
- Extra Credit UnionCredit union · 2 branches
- Christian Financial Credit UnionCredit union · 12 branches