Credit union · NCUA insured
One Detroit Credit Union Savings Rates
One Detroit Credit Union’s best savings rate is 0.10% APY on $10,000, with its Money Market. Rates checked October 16, 2026.
How One Detroit Credit Union’s savings rates compare
Compared with banks and credit unions near Detroit, MI, where One Detroit Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
One Detroit Credit Union
0.10%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $10
Money Market
Top rate
Ignite Credit Union
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $500
2nd-highest rate
Flagstar Bank
4.00%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $400
One Detroit Credit Union savings score
65
Savings score
Higher than 14% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.20%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where One Detroit Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
Up to 0.20%APY
Fees could reduce the earnings on the account. Interest paid monthly.
| BalanceRequirement | APY | Minimum | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|---|
| Any balanceTier 2. Interest paid monthly. Fees could reduce earnings.Any balance · $25,000 to open | 0.20% | $25,000 | $20 | Tier 2. Interest paid monthly. Fees could reduce earnings. |
| Any balanceTier 1. Interest paid monthly. Fees could reduce earnings.Any balance · $1,000 to open | 0.10% | $1,000 | $10 | Tier 1. Interest paid monthly. Fees could reduce earnings. |
Sources (1)
- onedetroitcu.org/rates · captured Oct 5, 2026
Share Savings
0.05%APY
A $10 deposit represents the member's share and must remain on deposit. A monthly dividend is paid if a balance of $100 or more is maintained. Fees could reduce earnings on the account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMonthly dividend paid if a balance of $100 or more is maintained. Fees could reduce earnings.$100 and up | 0.05% | $5 | Monthly dividend paid if a balance of $100 or more is maintained. Fees could reduce earnings. |
Special-purpose accounts
Club Magic
0.05%APY
You choose deposit amount by payroll deduction or cash. Dividends posted monthly. On October 31, funds are transferred from Club Magic to savings or checking account. Fees could reduce earnings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends posted monthly. On October 31 funds are transferred to savings or checking. Fees could reduce earnings.Any balance | 0.05% | $5 | Dividends posted monthly. On October 31 funds are transferred to savings or checking. Fees could reduce earnings. |
IRA
0.05%APY
IRA savings account with quarterly interest payment. Fees could reduce earnings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceInterest paid quarterly. Fees could reduce earnings.Any balance | 0.05% | $5 | Interest paid quarterly. Fees could reduce earnings. |
Sources (1)
- onedetroitcu.org/rates · captured Oct 5, 2026
Who can join One Detroit Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, work, worship, or volunteer in Wayne, Oakland, Macomb, or Washtenaw counties in Michigan.
Cost to join
- Membership requires opening a regular share savings account with a deposit of $10 or more, completing a membership form with signatures of all joint parties, and providing a valid driver's license or state ID card.
Membership information collected October 5, 2026.