Credit union · NCUA insured
Zeal Credit Union
A $1.1B credit union headquartered in Livonia, MI, with 72,792 members and 18 branches in Michigan. Best rates: CDs 2.40% and savings 0.30% APY.
Zeal Credit Union Carrot Score
72
Carrot Score
Higher than 31% of U.S. banks and credit unions
#61 of 75 in Detroit, MI metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Zeal Credit Union
Zeal Credit Union is headquartered in Livonia, Michigan.
- Headquarters
- 17250 Newburgh Rd, Livonia, MI 48152-2618
- NCUA charter
- 62426
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to any person who lives, works, worships, or studies in the state of Michigan.
Employers and groups
- Membership is open to employees of Zeal Credit Union.
- Membership is open to employees of associated employer groups or organized groups located in Michigan, with a written request provided by the employer to Zeal Credit Union.
- Membership is open through Cooperative Services Inc.
Family and household
- Membership is open to immediate families of qualifying members or eligible individuals.
Other ways
- Membership is open to any legal entity comprised of individuals who are eligible for Zeal membership.
1 more way to join
Other ways
- Membership is open to individuals currently receiving a retirement annuity, pension, Social Security, or similar retirement benefits from a private or government source.
Cost to join
- Membership requires a minimum balance deposit of $5.00 to a share account.
- Membership requires a one-time $2.00 fee.
Branches
18 branches in Michigan
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Michigan
18 branches
Detroit area · 14
- Zeal Credit UnionMain office17250 Newburgh Rd, Livonia, MI 48152Directions
- Zeal Credit Union7240 Park Ave, Allen Park, MI 48101Directions
- Zeal Credit Union7532 Allen Rd, Allen Park, MI 48101Directions
- Zeal Credit Union22740 Michigan Ave, Dearborn, MI 48124Directions
- Zeal Credit Union4501 Woodward Ave, Suite 101A, Detroit, MI 48201Directions
- Zeal Credit Union15950 Middlebelt Rd, Livonia, MI 48154Directions
- Zeal Credit Union57334 Grand River Ave, New Hudson, MI 48165Directions
- Zeal Credit Union22250 Providence Dr, Southfield, MI 48075Directions
- Zeal Credit Union25123 Southfield Rd, Southfield, MI 48075Directions
- Zeal Credit Union16225 Fort St, Southgate, MI 48195Directions
- Zeal Credit Union21095 Goddard Rd, Taylor, MI 48180Directions
- Zeal Credit Union1260 N Pontiac Trl, Walled Lake, MI 48390Directions
- Zeal Credit Union35050 Ford Rd, Westland, MI 48185Directions
- Zeal Credit Union22000 Allen Rd, Woodhaven, MI 48183Directions
Bergland area · 1
- Zeal Credit Union649 West Highway M-28, Bergland, MI 49910Directions
Bessemer area · 1
- Zeal Credit Union300 S Sophie St, Bessemer, MI 49911Directions
Ewen area · 1
- Zeal Credit Union207 S Cedar St, Ewen, MI 49925Directions
Ironwood area · 1
- Zeal Credit Union155 E Cloverland Dr, Ironwood, MI 49938Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 19.82% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 1.50% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 3.05% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $84 | $88 | — |
- CapitalNet worth ratio19.82%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late1.50%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets3.05%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$84Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Zeal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.