Compare Bank & Credit Union Rates
Best savings rates in Massachusetts
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 616–620 results in Massachusetts
- 0.01%APY$1 a year on $10,000
0.01% interest rate · No monthly fee · Effective Oct 31, 2025
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Account can be opened by individuals only. Variable-rate account; rates may vary by region.
Offer: Monthly maintenance charge is $7.50 unless you maintain a minimum daily balance of $500 or more, have a personal checking account with M&T Bank, or make at least one deposit in the Relationship Savings account during the monthly service charge cycle. Minimum balance to earn advertised APY is $1.00.
0.01% interest rate · $7.50 monthly fee · Effective Jan 11, 2024
Rate checked
More details - Lowell Firefighters FCUTiered Savings AccountSavings · $0 min · 0.00%–4.07% by balance
Credit union · 1 branch
0.00%APY$0 a year on $10,0000.00% interest rate · Effective Sep 23, 2026
Rate by balance
Rate by balance for Tiered Savings Account Balance APY Up to $25,000Your amount 0.00% $25,000 – $50,000 2.02% $50,000 – $100,000 3.04% $100,000 and up 4.07% Rate checked
More details - 0.00%APY$0 a year on $10,000
Requirements
Product: Non-interest bearing account; iBanking and ATM accessible.
0.00% interest rate
Rate checked
More details - Direct Federal Credit UnionPremium Money MarketPremium Money Market · $500 min · 0.00%–2.20% by balance
Credit union · 1 branch
0.00%APY$0 a year on $10,000with conditionsRequirements
Product: Minimum deposit to open is $500. Stated APYs assume the account is paired with an active Direct Advantage Checking account; without it, the APY is 0.10% lower. If the balance falls below $25,000 on any day during the month, no interest is paid for that dividend period. Dividends are compounded and posted monthly.
Offer: No interest earned if balance falls below $25,000 for any day during the month.
Qualified rate · 0.00% interest rate · No monthly fee · Effective Dec 31, 2025
Rate by balance
Rate by balance for Premium Money Market Balance APY Up to $25,000Your amount 0.00% $25,000 and upAPY assumes pairing with an active Direct Advantage Checking account (APY is 0.10% lower without it). 2.20% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Massachusetts
620 accounts at 196 banks and credit unions · checked Oct 22–24
- Typical
- 0.10%
- Top 10% from
- 2.41%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.10%
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Massachusetts
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Hanscom Federal Credit UnionCredit union · 14 branches
- USALLIANCE FinancialCredit union · 1 branch
- The Village BankBank · 10 branches