Bank · FDIC insured
New Valley Bank & Trust
A $385M bank headquartered in Springfield, MA, with 3 branches in Massachusetts. Best rates: CDs 3.00% and savings 0.01% APY.
New Valley Bank & Trust Carrot Score
63
Carrot Score
Higher than 8% of U.S. banks and credit unions
#17 of 22 in Springfield, MA metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About New Valley Bank & Trust
New Valley Bank & Trust is a community bank located in Springfield, Massachusetts.
The bank serves the Western Massachusetts region, focusing on positive local economic and social impact with all banking decisions made locally.
- Headquarters
- 1 Monarch Pl, Springfield, MA 01144
- FDIC certificate
- 59143 ↗
Branches
3 branches in Massachusetts
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Massachusetts
3 branches
- New Valley Bank & TrustMain office1 Monarch Pl, Springfield, MA 01144Directions
- Springfield Branch1930 Wilbraham Rd, Springfield, MA 01129Directions
- West Springfield Branch333 Elm Street, West Springfield, MA 01089Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 7.45% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 2.34% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.08% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $79 | $81 | — |
- CapitalLeverage ratio7.45%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent2.34%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.08%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$79Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of New Valley Bank & Trust are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.