Bank · FDIC insured
New Valley Bank & Trust Savings Rates
New Valley Bank & Trust’s best savings rate is 0.01% APY on $10,000, with its Money Market. Rates checked October 15, 2026.
How New Valley Bank & Trust’s savings rates compare
Compared with banks and credit unions near Springfield, MA, where New Valley Bank & Trust has the most branches. $10,000, best rate first.
This bank’s best
New Valley Bank & Trust
1.75%APY
- Requires
- Another account
- Minimum
- $10
- Earns on $10,000 a year
- $175
APEX Money Market
Top rate
Country Bank for Savings
3.60%APY
- Requires
- Another account
- Minimum
- $10
- Earns on $10,000 a year
- $360
2nd-highest rate
Polish National Credit Union
3.50%APY
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000 a year
- $350
New Valley Bank & Trust savings score
72
Savings score
Higher than 32% of U.S. banks and credit unions
- $1,000 balance$1,0000.01%
- $10,000 balance$10,0000.01%
- $100,000 balance$100,0000.20%
- QualifiedQualified1.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where New Valley Bank & Trust ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
APEX Money Market
1.75%APY
Monarch Checking account with an active debit card required. Minimum opening deposit of $10. E-statements required to avoid a $3.00 paper statement fee. Tiered account where stated APY for each tier applies to the entire account balance. Interest compounded daily and credited monthly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $100,000Must maintain minimum daily balance to earn stated APY. Monarch Checking account with active debit card required. | 1.75% | $175 | Must maintain minimum daily balance to earn stated APY. Monarch Checking account with active debit card required. |
| $100,000 – $500,000Must maintain minimum daily balance to earn stated APY. Monarch Checking account with active debit card required. | 2.25% | — | Must maintain minimum daily balance to earn stated APY. Monarch Checking account with active debit card required. |
| $500,000 and upMust maintain minimum daily balance to earn stated APY. Monarch Checking account with active debit card required. | 2.75% | — | Must maintain minimum daily balance to earn stated APY. Monarch Checking account with active debit card required. |
Sources (2)
- banknewvalley.com/personal/savings/apex-money-market
- banknewvalley.com/wp-content/u…/Rate-Sheet-10.31.25.pdf
All captured Sep 25, 2026
Money Market
0.01%APY
Minimum opening deposit of $10. $10 monthly maintenance charge waived with $2,500 minimum daily balance or $10,000 in related deposit or loan balances. Tiered account where stated APY applies to the entire balance. Interest compounded daily and credited monthly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $100,000Must maintain minimum daily balance to earn stated APY. Monthly fee waived with $2,500 daily balance or $10,000 in related deposit/loan balances. | 0.01% | $1 | Must maintain minimum daily balance to earn stated APY. Monthly fee waived with $2,500 daily balance or $10,000 in related deposit/loan balances. |
| $100,000 – $500,000Must maintain minimum daily balance to earn stated APY. Monthly fee waived with $2,500 daily balance or $10,000 in related deposit/loan balances. | 0.20% | — | Must maintain minimum daily balance to earn stated APY. Monthly fee waived with $2,500 daily balance or $10,000 in related deposit/loan balances. |
| $500,000 and upMust maintain minimum daily balance to earn stated APY. Monthly fee waived with $2,500 daily balance or $10,000 in related deposit/loan balances. | 0.35% | — | Must maintain minimum daily balance to earn stated APY. Monthly fee waived with $2,500 daily balance or $10,000 in related deposit/loan balances. |
Sources (2)
- banknewvalley.com/personal/savings/money-market
- banknewvalley.com/wp-content/u…/Rate-Sheet-10.31.25.pdf
All captured Sep 25, 2026
Benchmark Savings
0.01%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $10 and up | 0.01% | $1 |
Special-purpose accounts
18/65 Benchmark Savings
0.01%APY
For persons 18 years of age or younger or 65 years of age or older.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upFor persons 18 years of age or younger or 65 years of age or older.$10 and up | 0.01% | $1 | For persons 18 years of age or younger or 65 years of age or older. |
IRA Savings
0.01%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $10 and up | 0.01% | $1 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.