Compare Bank & Credit Union Rates
Best savings rates in Massachusetts
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 466–480 results in Massachusetts
- 0.05%APY$5 a year on $10,000
Requirements
Product: Membership required. Personal accounts only. Dividends are compounded monthly on accounts with a minimum $100 average daily balance.
Offer: Dividends are compounded monthly on accounts with a minimum $100 average daily balance.
0.05% interest rate · Compounded monthly · Effective Oct 5, 2026
Rate checked
More details - PeoplesBankElite Tiered Money MarketElite Tiered Money Market · $10 min · 0.05%–0.60% by balance
Bank · 14 branches
0.05%APY$5 a year on $10,0000.05% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Elite Tiered Money Market Balance APY $10 and upYour amount 0.05% $25,000 and up 0.10% $100,000 and up 0.30% $250,000 and up 0.60% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Must have a linked Kasasa Cash or Kasasa Cash Back checking account. Limit of one account per SSN. Membership restrictions apply.
Offer: When linked Kasasa Cash or Kasasa Cash Back checking qualifications are not met. Applied to entire balance.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - Fidelity BankPlus Money MarketPlus Money Market · $2,500 min · 0.04%–0.07% by balance
Bank · 13 branches
0.05%APY$5 a year on $10,000with conditionsRequirements
Product: Available exclusively to Plus Spending relationship clients. Maintain a minimum $2,500 daily balance to waive the $5 monthly maintenance fee.
Offer: Available exclusively to Plus Spending relationship clients. Maintain a minimum $2,500 daily balance to waive the $5 monthly maintenance fee.
Qualified rate · $5 monthly fee · Effective Sep 29, 2026
Rate by balance
Rate by balance for Plus Money Market Balance APY Up to $10,000 0.04% $10,000 – $25,000Your amount 0.05% $25,000 and up 0.07% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Must be linked to a free Kasasa Cash checking account. Limit of 2 Kasasa Saver with Cash per tax identification number. Personal accounts only. Requires a one-time dividend-earning deposit of $5 in a prime savings account. Free online banking, mobile banking, eStatements, and debit/ATM card available with no annual fee. No monthly service fee. $5 minimum deposit to open.
Offer: Earned in the event minimum qualification requirements are not met on the linked Kasasa Cash account during the monthly qualification cycle. No minimum balance required to earn rewards.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Sep 30, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Membership to Southbridge Credit Union requires a one-time dividend-earning deposit of $5.00 in a prime share savings account to establish and maintain partial ownership/membership.
0.05% interest rate · Effective Sep 30, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Must be linked to a free Kasasa Cash Back checking account (or Kasasa Cash checking account). Rewards earned automatically post/transfer to Kasasa Saver. Limit of 2 Kasasa Saver with Cash Back per tax identification number. Personal accounts only. Requires a one-time dividend-earning deposit of $5 in a prime savings account. Free online banking, mobile banking, eStatements, and debit/ATM card available with no annual fee. No monthly service fee. $5 minimum deposit to open.
Offer: Earned in the event minimum qualification requirements are not met on the linked account during the monthly qualification cycle.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Sep 30, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Link with a Lowell Five Checking account to cover overdrafts. Fees could reduce earnings. Account rate is variable and is subject to change at any time.
Offer: Variable rate. Link with a Lowell Five Checking account to cover overdrafts. Fees could reduce earnings.
Qualified rate · Effective Sep 15, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Free eStatements ($10/month for paper statements). No early withdrawal penalties. Fees could reduce earnings. Account rate is variable and is subject to change at any time.
Offer: Free eStatements; $10/month fee for paper statements. Variable rate. Fees could reduce earnings.
No monthly fee · Effective Sep 15, 2026
Rate by balance
Rate by balance for High Yield Savings Balance APY Up to $50,000Your amount 0.05% $50,000 and up 3.00% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Membership Requirement: The minimum required to open this account is the purchase of a share in the credit union.
Offer: Minimum balance required to open an account is $1, to earn the stated Annual Percentage Yield is $100.
0.05% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Must be linked to a Rewards Cash (Kasasa Cash) or Rewards Cash Back (Kasasa Cash Back) checking account. Variable rate account with no monthly maintenance fees and no minimum balance required to earn rewards.
Offer: Base rate applied to entire average daily balance when qualifications in the linked checking account are not met during the Monthly Qualification Cycle.
Qualified rate · No monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Personal accounts only. Pair with Premium Checking for tier rates; accounts without Premium Checking earn 0.05% APY regardless of balance. No monthly maintenance fees. $250 minimum opening deposit.
Offer: Rate applied without Premium Checking account.
Qualified rate · No monthly fee · Effective Jul 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: The Main Share Savings account establishes credit union member-ownership. Dividend rate and annual percentage yield may change at any time as determined by the Board of Directors.
Offer: A $5 minimum balance is required to open the account and must be maintained to earn the advertised annual percentage yield. Effective fees may reduce dividend earned.
0.05% interest rate · Effective Sep 16, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000intro rate
Requirements
Product: Variable rate may change after account is opened. Transaction limit of 6 pre-authorized, automatic, check, or telephone transfers per statement cycle.
Offer: $10.00 minimum balance required to open account and earn interest/APY. Variable rate may change after account is opened.
Promotional rate · 0.05% interest rate · Effective Oct 5, 2026
Rate checked
More details - StonehamBankOptimum Money MarketOptimum Money Market · $10 min · 0.00%–0.20% by balance
Bank · 2 branches
0.05%APY$5 a year on $10,000Requirements
Product: Monthly maintenance fee of $5 is waived with a $2,500 average daily balance. $10 minimum balance to open and earn APY. Interest compounded and credited monthly.
Offer: Monthly maintenance fee of $5 is waived with a $2,500 average daily balance. $10 minimum balance to open and earn APY.
0.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Optimum Money Market Balance APY Up to $10 0.00% Up to $25,000Your amount 0.05% $25,000 – $100,000 0.10% $100,000 – $250,000 0.15% $250,000 and up 0.20% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Massachusetts
620 accounts at 196 banks and credit unions · checked Oct 22–24
- Typical
- 0.10%
- Top 10% from
- 2.41%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.10%
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Massachusetts
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Hanscom Federal Credit UnionCredit union · 14 branches
- USALLIANCE FinancialCredit union · 1 branch
- The Village BankBank · 10 branches