Compare Bank & Credit Union Rates
Best savings rates in Massachusetts
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 586–600 results in Massachusetts
- 0.02%APY$2 a year on $10,000
Requirements
Offer: Must maintain a minimum of $10 in the account each day to obtain disclosed APY. Rate is variable and can change after opening.
0.02% interest rate · Effective Apr 6, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Offer: Must maintain a minimum of $10 in the account each day to obtain APY.
0.02% interest rate · Effective Apr 6, 2026
Rate checked
More details - New England Teamsters Federal Credit UnionMoney Market (90)Money Market (90) · $1,000 min · 0.02%–0.10% by balance
Credit union · 1 branch
0.02%APY$2 a year on $10,000Requirements
Product: Six withdrawals per month; no penalty for closing or withdrawing; dividends compounded monthly.
Offer: Average Daily Balance Required to obtain APY: $1,000.00. Dividend Frequency: Monthly.
0.02% interest rate · Compounded monthly
Rate by balance
Rate by balance for Money Market (90) Balance APY $1,000 – $49,999Your amount 0.02% $50,000 – $99,999 0.05% $100,000 and up 0.05% $250,000 and up 0.10% Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Requires Online Banking and monthly eStatements. Minimum daily balance of $10 to earn APY. Monthly maintenance fee waived if minimum daily balance of $10 is maintained or with automatic direct deposit at least once per monthly statement cycle.
Offer: eStatements and Online Banking are required. Personal accounts only. Rate is variable. Monthly maintenance fee waived with $10 minimum daily balance or direct deposit.
0.01% interest rate · Balance cap $49,999.99 · Effective Oct 9, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Requires branch visits for withdrawals and transfers out; online access is limited to viewing history and making online transfers into the account. May borrow against account as collateral. Monthly maintenance fee waived with $10 minimum daily balance or direct deposit. Minimum daily balance of $10 to earn APY.
Offer: Rate is variable. Monthly maintenance fee waived with $10 minimum daily balance or direct deposit.
0.01% interest rate · Effective Oct 9, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Monthly eStatement, free ATM card, online banking available. Minimum daily balance of $10 to earn APY. Monthly maintenance fee waived if minimum daily balance of $10 is maintained or with automatic direct deposit at least once per monthly statement cycle. Non-RCB ATM surcharges credited at the end of each monthly statement cycle.
Offer: Rate is variable. Monthly maintenance fee waived with $10 minimum daily balance or direct deposit.
0.01% interest rate · Effective Oct 9, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Offer: Minimum balance to waive monthly service charge is $1,000.00.
0.01% interest rate · $10 monthly fee · Effective Sep 21, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Foundational account for credit union membership. Up to 6 penalty-free withdrawals per month.
Offer: BCU covers the $1 minimum deposit requirement. No monthly maintenance fees. Up to 6 penalty-free withdrawals per month.
0.01% interest rate · No monthly fee
Rate checked
More details - First Tech Federal Credit UnionFirst Tech Rewards SavingsSavings · $25 min
Credit union · 19 branches
0.01%APY$1 a year on $10,000with conditionsRequirements
Product: Primary account owner must also be primary account owner of a First Tech Rewards Checking account and Membership Share Savings account.
Offer: Non-Qualified rate: Applied when qualification requirements for the monthly cycle are not met.
Qualified rate · 0.01% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Must complete payment of one share ($5 minimum balance required) as a condition of membership. No monthly account maintenance fee. Monthly dividends.
0.01% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: $5 monthly service fee waived with ONE of: $300+ beginning day balance, $25+ repeating automatic transfers/Autosave from personal Chase checking, link to qualifying checking, link to Chase College Checking enrolled in Overdraft Protection, or account owner under age 25. Fee waived for first two statement periods on new/converted accounts.
Offer: $5 monthly service fee waived with $300+ daily balance, $25+ Autosave transfers, qualifying linked checking, linked Chase College Checking with Overdraft Protection, or owner under age 25.
0.01% interest rate · $5 monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: $5 monthly service fee waived with ONE of: $300+ beginning day balance, $25+ repeating automatic transfers/Autosave from personal Chase checking, link to qualifying checking, link to Chase College Checking enrolled in Overdraft Protection, or account owner under age 25. Fee waived for first two statement periods on new/converted accounts.
Offer: $5 monthly service fee waived with $300+ daily balance, $25+ Autosave transfers, qualifying linked checking, linked Chase College Checking with Overdraft Protection, or owner under age 25.
0.01% interest rate · $5 monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000with conditions
Requirements
Product: Earn Premier relationship rates when you link the account to a qualifying checking account (Chase Premier Plus Checking, Chase Sapphire Checking, Chase Private Client Checking, J.P. Morgan Private Client Checking Plus, or J.P. Morgan Classic Checking) and make at least 5 customer-initiated transactions in a monthly statement period using your linked checking account. $25 monthly service fee waived with $15,000+ beginning day balance or linked qualifying checking account.
Offer: Standard rate. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account.
Qualified rate · 0.01% interest rate · $25 monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: $5 monthly service fee waived with ONE of: $300+ beginning day balance, $25+ repeating automatic transfers/Autosave from personal Chase checking, link to qualifying checking, link to Chase College Checking enrolled in Overdraft Protection, or account owner under age 25. Fee waived for first two statement periods on new/converted accounts.
Offer: All balances. $5 monthly service fee waived with $300+ beginning day balance, $25+ Autosave/repeating automatic transfers, qualifying linked checking, linked Chase College Checking with Overdraft Protection, or owner under age 25.
0.01% interest rate · $5 monthly fee
Rate checked
More details - Holyoke Credit UnionSavers Money Market AccountSavers Money Market Account · $10 min
Credit union · 3 branches
0.01%APY$1 a year on $10,000Requirements
Product: Variable money market interest rate with no minimum balance requirement to earn the stated APY.
Offer: Variable money market interest rate.
0.01% interest rate · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Massachusetts
620 accounts at 196 banks and credit unions · checked Oct 22–24
- Typical
- 0.10%
- Top 10% from
- 2.41%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.10%
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Massachusetts
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Hanscom Federal Credit UnionCredit union · 14 branches
- USALLIANCE FinancialCredit union · 1 branch
- The Village BankBank · 10 branches