Compare Bank & Credit Union Rates
Best savings rates in Worcester, MA
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 61–75 results in Worcester, MA
- 0.05%APY$5 a year on $10,000
Requirements
Product: Dividends are labeled as Interest on your Statement and Online Banking. Fees may reduce earnings on applicable accounts. Rate for all variable share accounts is accurate as of the effective date and may change from time to time.
Offer: $50.00 minimum balance required to open and earn the advertised APY.
0.05% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.10% $50,000 and up 0.10% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Part of the Veteran Salute Suite collection of banking benefits available to veterans, active-duty service members, National Guard, Reserve, and their immediate families (spouse and children ages 26 and under who are attending school or surviving spouse). Dividends labeled as Interest on Statement and Online Banking. Fees may reduce earnings. Variable share account rate subject to change.
Offer: $5.00 deposit required to open, $50.00 balance required to earn dividends/advertised APY.
0.05% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: No monthly maintenance fees. Dividends labeled as Interest on Statement and Online Banking. Fees may reduce earnings. Variable share account rate subject to change.
Offer: $5.00 minimum balance required to open and $50.00 to earn the advertised APY.
0.05% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - Fidelity BankPlus Money MarketPlus Money Market · $2,500 min · 0.04%–0.07% by balance
Bank · 2 branches
0.05%APY$5 a year on $10,000with conditionsRequirements
Product: Available exclusively to Plus Spending relationship clients. Maintain a minimum $2,500 daily balance to waive the $5 monthly maintenance fee.
Offer: Available exclusively to Plus Spending relationship clients. Maintain a minimum $2,500 daily balance to waive the $5 monthly maintenance fee.
Qualified rate · $5 monthly fee · Effective Sep 29, 2026
Rate by balance
Rate by balance for Plus Money Market Balance APY Up to $10,000 0.04% $10,000 – $25,000Your amount 0.05% $25,000 and up 0.07% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Applicants under the age of 18 must open in a branch with a parent or guardian.
0.05% interest rate · No monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000
0.05% interest rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Offer: Annual Percentage Yield (APY) may change at any time without notice. No minimum monthly balance requirements. Minimum balance to receive stated APY is $0.01. Fees may reduce earnings.
Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Offer: Annual Percentage Yield (APY) may change at any time without notice. Minimum balance to receive stated APY is $0.01. Fees may reduce earnings.
Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Must have an Incredible Interest Checking account to open and hold the account. Account may not be used for commercial purposes. Qualifications each monthly cycle: at least 15 debit card POS transactions post and settle, receive monthly statement electronically, and receive at least one direct deposit or ACH debit. Interest and ATM reimbursements from Incredible Interest Checking automatically transfer each cycle.
Offer: Applies to all balances if Incredible Interest Checking qualifications are not met. Minimum to earn dividend is $110.00.
Qualified rate · 0.05% interest rate · Effective Jul 31, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Notify bank if 65 years of age or older, or 18 years of age or younger; may be eligible for a waiver or reduction of certain account fees or charges.
Offer: Variable rate account; interest rate and APY may change at any time after account is opened.
No monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000intro rate
Requirements
Offer: Variable rate account; interest rate and APY may change at any time after account is opened.
Promotional rate
Rate checked
More details - Worcester Credit UnionVIP Money MarketVIP Money Market · $1 min · 0.05%–3.00% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000with conditionsRequirements
Product: Must have a Worcester Credit Union checking account and receive at least one direct deposit of $500 or greater monthly. If not met for two consecutive dividend periods, account converts to regular Money Market.
Qualified rate · 0.05% interest rate · Effective Sep 16, 2026
Rate by balance
Rate by balance for VIP Money Market Balance APY Up to $15,000Your amount 0.05% $15,000 – $50,000 1.25% $50,000 – $100,000 1.75% $100,000 – $250,000 2.25% $250,000 – $500,000 3.00% $500,000 and up 0.05% Rate checked
More details - Worcester Credit UnionMoney Market AccountMoney Market Account · $1 min · 0.05%–0.10% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Maintain a $2,000 minimum balance to waive the $5 monthly service charge. $1.00 minimum deposit to open.
Offer: Maintain a $2,000 minimum balance to waive the $5 monthly service charge.
0.05% interest rate · $5 monthly fee · Effective Sep 16, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $20,000Your amount 0.05% $20,000 – $50,000 0.05% $50,000 – $100,000 0.10% $100,000 and up 0.10% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Establishes membership with Worcester Credit Union with a $5 share.
Offer: Earns competitive dividends on entire balance; minimum balance of $5 membership share.
0.05% interest rate · No monthly fee · Effective Sep 16, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must live, work, worship, or attend school in Essex, Middlesex, Suffolk, or Worcester County or be a current Webster First member. Membership qualifying primary share account.
Offer: Compounds daily. No monthly maintenance fee.
0.05% interest rate · No monthly fee · Effective May 18, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Worcester, MA
95 accounts at 27 banks and credit unions · checked Oct 15–22
- Typical
- 0.10%
- Top 10% from
- 2.90%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.10%
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Worcester, MA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Hanscom Federal Credit UnionCredit union · 1 branch
- GFA FCUCredit union · 4 branches
- UMassFiveCredit union · 1 branch