Compare Bank & Credit Union Rates
Best savings rates in Biddeford, ME
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–26 results in Biddeford, ME
- 0.15%APY$15 a year on $10,000
Requirements
Product: Minimum $5 deposit required to open and keep membership share open.
0.15% interest rate · No monthly fee
Rate checked
More details - Empeople Credit UnionSecondary Share (Sub-Share Savings Account)Savings · $0 min
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: No minimum deposit or daily balance required; open up to 7 sub-shares in digital banking.
0.15% interest rate · No monthly fee
Rate checked
More details - TruChoice Federal Credit UnionSavingsSavings · $25 min · 0.00%–0.30% by balance
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Dividends compounded and credited monthly based on average daily balance. $25 minimum deposit for primary share account; secondary savings accounts have no minimum deposit or balance.
Offer: Minimum balance required to obtain respective APY for dividend period.
0.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Savings Balance APY Up to $200 0.00% $200 – $2,500 0.15% $2,500 – $10,000 0.15% $10,000 – $25,000Your amount 0.15% $25,000 – $75,000 0.20% $75,000 – $250,000 0.25% $250,000 and up 0.30% Rate checked
More details - Saco & Biddeford SavingsEssential Money MarketEssential Money Market · $0 min · 0.10%–2.25% by balance
Bank · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: No monthly service fee. No minimum balance. Fees may reduce earnings. Rates are subject to change after account opening.
Offer: Fees may reduce earnings on this account. Rates are subject to change after account opening.
0.10% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Essential Money Market Balance APY Up to $25,000Your amount 0.10% $25,000 – $50,000 0.25% $50,000 – $100,000 0.45% $100,000 – $250,000 0.95% $250,000 – $500,000 1.30% $500,000 – $750,000 2.00% $750,000 and up 2.25% Rate checked
More details - Saco & Biddeford SavingsHigh Balance SavingsSavings · $0 min · 0.10%–3.55% by balance
Bank · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: $2.00 monthly service charge waived if $100.00 minimum balance is kept.
0.10% interest rate · $2 monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for High Balance Savings Balance APY Up to $1,000,000Your amount 0.10% $1,000,000 – $1,500,000 2.70% $1,500,000 – $3,000,000 3.20% $3,000,000 – $5,000,000 3.40% $5,000,000 – $10,000,000 3.55% $10,000,000 and up 3.55% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: No monthly maintenance service charge. Six preauthorized transfers per statement cycle.
Offer: No monthly maintenance service charge.
No monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for Essential Savings Balance APY Up to $2,500 0.05% $2,500 – $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.10% $50,000 – $100,000 0.10% $100,000 and up 0.10% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Must have or open a personal checking account with Bangor Savings Bank.
Qualified rate · 0.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Benefit Savings Balance APY Up to $25 0.00% Up to $1,000 0.05% $1,000 – $5,000 0.05% $5,000 – $25,000Your amount 0.05% $25,000 and up 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: For customers who do not have a Bangor Savings Bank checking account. Fiduciary version available.
0.00% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Statement Savings Balance APY Up to $25 0.00% Up to $1,000 0.05% $1,000 – $5,000 0.05% $5,000 – $25,000Your amount 0.05% $25,000 and up 0.05% Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Must qualify for and establish membership with Lighthouse Credit Union by opening and maintaining a Lighthouse Savings account with a minimum balance of $5. No monthly fee.
Offer: APY is variable, accurate as of the last dividend declaration date of 1/27/2026. $5 minimum balance to open and maintain.
0.01% interest rate · No monthly fee · Effective Jan 27, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Account can be opened by individuals only.
Offer: Monthly maintenance charge is $7.50 for each monthly service charge cycle unless you maintain a minimum daily balance of $500 or more, have a personal checking account with M&T Bank, or make at least one deposit in your Relationship Savings account during the monthly service charge cycle. Minimum balance to obtain advertised APY is $1.00.
0.01% interest rate · $7.50 monthly fee · Effective Jan 11, 2024
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Account can be opened by individuals only. Variable-rate account; rates may vary by region.
Offer: Monthly maintenance charge is $7.50 unless you maintain a minimum daily balance of $500 or more, have a personal checking account with M&T Bank, or make at least one deposit in the Relationship Savings account during the monthly service charge cycle. Minimum balance to earn advertised APY is $1.00.
0.01% interest rate · $7.50 monthly fee · Effective Jan 11, 2024
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Biddeford, ME
26 accounts at 8 banks and credit unions · checked Oct 16–22
- Typical
- 0.25%
- Top 10% from
- 2.54%
- Banks, typical
- 0.13%
- Credit unions, typical
- 0.60%
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Portland, ME metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Dirigo Federal Credit UnionCredit union · 1 branch
- Trademark Federal Credit UnionCredit union · 1 branch
- Atlantic Federal Credit UnionCredit union · 12 branches