Compare Bank & Credit Union Rates
Best savings rates in Opelousas, LA
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Opelousas, LA
- 3.04%APY$304 a year on $10,000
3.00% interest rate
Rate checked
More details - 2.50%APY$250 a year on $10,000with conditions
Requirements
Product: Requires JD Signature Checking. Average Daily Balance used to calculate interest. $10 monthly fee waived if $40,000 balance is maintained.
Offer: Earns 2.50% APY on full balance when JD Signature balance requirements ($40,000 in combined JD Signature Checking, JD Signature Savings, and Certificate of Deposit balances) are met during each monthly qualification cycle. $10 monthly fee waived if $40,000 balance is maintained.
Qualified rate · $10 monthly fee · Effective Oct 15, 2026
Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Must be linked to a Kasasa Cash or Kasasa Cash Back checking account. Automatic transfer of Kasasa checking rewards into Kasasa Saver. Requires enrolling in and logging into online banking at least once per monthly qualification cycle and receipt of electronic statements.
Offer: Rate applies to balances up to $25,000 when qualifications are met in linked Kasasa Cash or Kasasa Cash Back checking account (at least 12 debit card purchases post and settle, log into online banking, and receive e-statements).
Qualified rate · No monthly fee · Effective Oct 20, 2023
Rate by balance
Rate by balance for Free Kasasa Saver Balance APY Up to $25,000Your amount 2.00% $25,000 and up 1.25%* Rate checked
More details - 0.50%APY$50 a year on $10,000with conditions
Requirements
Product: Paired with ZydeCash Checking. Average Daily Balance used to calculate interest. Limited to one account per Social Security number.
Offer: Base rate applied to all balances if monthly qualifications are not met on ZydeCash Checking.
Qualified rate · No monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for ZydeCash Savings Balance APY Any balance 0.05% Up to $30,000Your amountQualifying rate tier when qualifications are met during monthly qualification cycle on ZydeCash Checking (12 debit card purchases, at least 1 direct deposit or automatic payment, e-statements online, personal online or mobile banking access). 0.50% Over $30,000 0.15% Rate checked
More details - 0.45%APY$45 a year on $10,000
Requirements
Product: Minimum deposit of $2,500.00 to open account. If daily collected balance falls below $2,500.00, no interest will accrue. Six withdrawals/transfers permitted per statement cycle; $10.00 fee per debit item over six.
Offer: Minimum balance to obtain APY is $2,500.00. If daily collected balance falls below $2,500.00, no interest will accrue.
0.45% interest rate · Effective May 11, 2023
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Quarterly service charge is refunded within 3 business days when linked to Essential Checking account or Advantage Checking account or if the daily balance is at least $250; otherwise a $5 quarterly service charge is applied.
Effective Sep 28, 2026
Rate checked
More details - American Bank & Trust CompanySavings AccountsSavings · $100 min · 0.10%–0.20% by balance
Bank · 2 branches
0.20%APY$20 a year on $10,000Requirements
Product: Minimum deposit of $100.00 required to open account. Accounts with balances of less than $100.00 at any time during the quarter will be charged a $6.00 basic fee. If daily collected balance falls below $100.00, no interest will accrue. Accounts exceeding three withdrawals per quarter will be charged $1.25 per withdrawal thereafter. Minimum withdrawals of $25.00. Closing fee of $10.00 if closed within one year of opening. Interest is compounded and calculated quarterly.
0.10% interest rate · Effective May 11, 2023
Rate by balance
Rate by balance for Savings Accounts Balance APY $100 and up 0.10% $1,000 and upYour amount 0.20% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Service charge fee of $2.00 imposed each quarterly statement cycle if the average daily balance for the quarter falls below $200.00. Excess activity fee of $1.00 charged for each debit/withdrawal in excess of three during a quarter.
Offer: Must maintain a minimum balance of $100.00 in the account each day to obtain the disclosed APY. $2.00 quarterly service charge if average daily balance falls below $200.00.
0.20% interest rate
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: $4.00 monthly fee waived if balance remains at $200 and above for the entire month. Average Daily Balance used to calculate interest. Three free withdrawals per month with $1 per withdrawal fee thereafter.
Offer: Tier 1: Balances $200 – $99,999.99. Fee waived if balance remains at $200 and above for the entire month.
$4 monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for JD Classic Savings Balance APY $200 – $100,000Your amount 0.15% $100,000 and up 0.30% Rate checked
More details - First Horizon BankMoney Market SavingsMoney Market Savings · $50 min · 0.10%–0.15% by balance
Bank · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: $50 minimum opening deposit. The monthly service charge is refunded within 3 business days when the primary or joint account holder has an active Elite Checking account, or if the total combined balance in consumer deposit accounts is at least $5,000. Otherwise, a $9 monthly service charge applies. Tiered interest at money market rates based on daily balance compounded and credited monthly.
Offer: Monthly service charge refunded within 3 business days when linked to an active Elite Checking account or with $5,000+ total combined balance in consumer deposit accounts. Otherwise $9/month.
$9 monthly fee · Effective Sep 28, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $24,999Your amount 0.10% $25,000 – $49,999 0.10% $50,000 – $99,999 0.15% $100,000 – $249,999 0.15% $250,000 and up 0.15% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Requires JD Signature Checking. Average Daily Balance used to calculate interest. $10 monthly fee waived if $40,000 balance is maintained.
Offer: Earns 0.05% APY on full balance when JD Signature balance requirements are not met. $10 monthly fee waived if $40,000 balance maintained.
Qualified rate · $10 monthly fee · Effective Oct 15, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Must be linked to a Kasasa Cash or Kasasa Cash Back checking account. Automatic transfer of Kasasa checking rewards into Kasasa Saver. Requires enrolling in and logging into online banking at least once per monthly qualification cycle and receipt of electronic statements.
Offer: Base rate earned on all balances when linked Kasasa Cash or Kasasa Cash Back account qualifications are not met.
Qualified rate · No monthly fee · Effective Oct 20, 2023
Rate checked
More details - Catalyst BankMoney Market AccountMoney Market Account · $2,500 min · 0.05%–0.20% by balance
Bank · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Must maintain a minimum balance of $2,500.00 in the account each day to obtain the disclosed annual percentage yield.
Offer: Service charge fee of $5.00 imposed each monthly statement cycle if average daily balance falls below $1,000.00.
0.05% interest rate · $5 monthly fee · Effective Apr 20, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $24,999Your amount 0.05% $25,000 – $49,999 0.10% $50,000 – $99,999 0.15% $100,000 and up 0.20% Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Earn Premier relationship rates when you link the account to a qualifying checking account (Chase Premier Plus Checking, Chase Sapphire Checking, Chase Private Client Checking, J.P. Morgan Private Client Checking Plus, or J.P. Morgan Classic Checking) and make at least 5 customer-initiated transactions in a monthly statement period using your linked checking account. $25 monthly service fee waived with $15,000+ beginning day balance or linked qualifying checking account.
Offer: Relationship rate: requires linked qualifying checking account and at least 5 customer-initiated transactions in a monthly statement period. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account.
Qualified rate · 0.02% interest rate · $25 monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: $5 monthly service fee waived with ONE of: $300+ beginning day balance, $25+ repeating automatic transfers/Autosave from personal Chase checking, link to qualifying checking, link to Chase College Checking enrolled in Overdraft Protection, or account owner under age 25. Fee waived for first two statement periods on new/converted accounts.
Offer: $5 monthly service fee waived with $300+ daily balance, $25+ Autosave transfers, qualifying linked checking, linked Chase College Checking with Overdraft Protection, or owner under age 25.
0.01% interest rate · $5 monthly fee · Effective Oct 2, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Opelousas, LA
18 accounts at 6 banks and credit unions · checked Oct 6–16
- Typical
- 0.13%
- Top 10% from
- 2.15%
- Banks, typical
- 0.13%
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Louisiana
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Post Office Employees Credit UnionCredit union · 3 branches
- Barksdale Federal Credit UnionCredit union · 25 branches
- New Orleans Firemen's Federal Credit UnionCredit union · 9 branches