Compare Bank & Credit Union Rates
Best savings rates in Kentucky
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 151–165 results in Kentucky
- 0.15%APY$15 a year on $10,000
Requirements
Product: Dividends paid quarterly on average daily balances of $100 or more. Membership requires a $5 minimum balance. No monthly maintenance fees. Includes free online banking, mobile banking, and eStatements.
Offer: Dividends paid quarterly on average daily balances of $100 or more.
0.15% interest rate · No monthly fee · Effective Jul 1, 2025
Rate checked
More details - Louisville/Jefferson County Metropolitan Sewer District (MSD)Secondary Savings AccountsSavings · $5 min
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Membership eligibility applies. Dividends compounded and credited quarterly. Calculated using average daily balance method. Account transfer limitations apply.
0.15% interest rate · Effective Apr 1, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: $5.00 to open and maintain membership; balances of $100.00 or more earn dividends.
Offer: $5.00 minimum balance for membership; $100.00 minimum balance to earn dividends.
Effective Jul 1, 2025
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Foundational account required for all Metro Plus Credit Union members representing ownership share. Dividends are calculated using the Average Daily Balance Method and compounded/credited quarterly.
Offer: Rates calculated using Average Daily Balance Method and compounded quarterly. $25 initial deposit required.
0.15% interest rate · Compounded quarterly · Effective Jun 25, 2026
Rate checked
More details - 0.11%APY$11 a year on $10,000
Requirements
Product: Foundation of membership (also referred to as Basic Savings). Rates may change after account is opened. A penalty may be imposed for early withdrawals.
0.11% interest rate · Effective Jul 1, 2024
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Establishes credit union membership. Must be 18 years or older and meet eligibility requirements. Requires a one-time $5 membership fee. Dividends compounded monthly, credited quarterly.
Offer: Minimum balance of $50 required to earn stated APY. Dividends compounded monthly, credited quarterly.
0.10% interest rate · Compounded monthly · Effective Oct 5, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Labor Management FCU members open a Savings Account at the same time they join. Weekly deposit required. Dividend rates are declared on the first of each month.
Offer: Weekly deposit required. Dividend rates are declared on the first of each month.
0.10% interest rate
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Available to new customers who are residents or businesses located in geographic markets defined as the cities and counties surrounding branch offices, and to former and existing customers. Maintain $100.00 minimum or pay $3.00 per month.
Offer: Tier 1: Up to $9,999.99. Interest paid monthly. Maintain $100.00 minimum balance to avoid $3.00 monthly fee.
$3 monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Offer: Tier 1 Up to $9,999.99
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Avoid the $3 quarterly service fee with a $300 minimum balance. Includes 3 free withdrawals per month ($2 per withdrawal thereafter).
Offer: Avoid the $3 quarterly service fee with a $300 minimum balance. 3 free withdrawals per month (then just $2 per withdrawal).
0.10% interest rate · Effective Oct 22, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Minimum balance requirement is $5,000. Dividends calculated using a tiered dividend rate. You must maintain the amount stated in each tier to earn the disclosed APY for that tier.
Offer: Requires maintaining tier balance. Account has an overall minimum balance requirement of $5,000.
Rate by balance
Rate by balance for Personal Reserve Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.15% $50,000 – $100,000 0.20% $100,000 and up 0.25% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Straightforward savings account with free eStatements. No monthly service charges or minimum balance requirements. $50 minimum balance required to earn interest at stated savings rate.
Offer: $50 minimum balance required to earn interest at stated savings rate.
No monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Must have linked Kasasa Cash or Kasasa Cash Back checking account and meet monthly qualification cycle transactions to earn higher tier rates.
Offer: Qualifications not met in linked Kasasa Cash/Cash Back account.
Qualified rate · No monthly fee · Effective Nov 1, 2022
Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Must have an active Kasasa Cash, Kasasa Play, or Kasasa Cash Back checking account. Requires enrollment in online banking and electronic statements. Limit 1 account per social security number.
Offer: Base rate earned on all balances if monthly qualifications in linked Kasasa checking are not met.
Qualified rate · No monthly fee · Effective Sep 22, 2022
Rate checked
More details - First National Bank of GraysonMoney Market SavingsMoney Market Savings · $2,500 min · 0.10%–0.40% by balance
Bank · 7 branches
0.10%APY$10 a year on $10,000Requirements
Product: Monthly service fee applies if balance falls below $2,500.00. $.25 per withdrawal.
0.10% interest rate · Effective Sep 29, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY $2,500 – $25,000Your amount 0.10% $25,000 and up 0.40% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Kentucky
270 accounts at 108 banks and credit unions · checked Oct 16–23
- Typical
- 0.20%
- Top 10% from
- 2.00%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.25%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Kentucky
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Commonwealth Credit UnionCredit union · 18 branches
- Brown Forman Employees Credit UnionCredit union · 1 branch
- Members Heritage CUCredit union · 5 branches