Bank · FDIC insured
Citizens Bank of Kansas Savings Rates
Citizens Bank of Kansas’s best savings rate is 0.10% APY on $10,000, with its Regular Savings Account. Rates checked October 16, 2026.
How Citizens Bank of Kansas’s savings rates compare
Compared with banks and credit unions near Wichita, KS, where Citizens Bank of Kansas has the most branches. $10,000, best rate first.
This bank’s best
Citizens Bank of Kansas
0.10%APY
- Minimum
- $50
- Earns on $10,000 a year
- $10
Regular Savings Account
Top rate
UMB Bank
3.71%APY
- Minimum
- —
- Earns on $10,000 a year
- $371
2nd-highest rate
Capitol Federal
3.70%APY
- Minimum
- $100
- Earns on $10,000 a year
- $370
Citizens Bank of Kansas savings score
65
Savings score
Higher than 15% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.25%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Citizens Bank of Kansas ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market (Tiered)
0.07%APY
Fees incurred may reduce earnings. Rates are subject to change without notice.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $500 – $25,000Minimum balance to obtain APY is $500.00. Fees incurred may reduce earnings. | 0.07% | $7 | Minimum balance to obtain APY is $500.00. Fees incurred may reduce earnings. |
| $25,000 – $75,000Minimum balance to obtain APY is $25,000.00. Fees incurred may reduce earnings. | 0.20% | — | Minimum balance to obtain APY is $25,000.00. Fees incurred may reduce earnings. |
| $75,000 – $100,000Minimum balance to obtain APY is $75,000.00. Fees incurred may reduce earnings. | 0.20% | — | Minimum balance to obtain APY is $75,000.00. Fees incurred may reduce earnings. |
| $100,000 – $250,000Minimum balance to obtain APY is $100,000.00. Fees incurred may reduce earnings. | 0.25% | — | Minimum balance to obtain APY is $100,000.00. Fees incurred may reduce earnings. |
| $250,000 – $500,000Minimum balance to obtain APY is $250,000.00. Fees incurred may reduce earnings. | 0.30% | — | Minimum balance to obtain APY is $250,000.00. Fees incurred may reduce earnings. |
| $500,000 – $1,000,000Minimum balance to obtain APY is $500,000.00. Fees incurred may reduce earnings. | 0.35% | — | Minimum balance to obtain APY is $500,000.00. Fees incurred may reduce earnings. |
| $1,000,000 and upMinimum balance to obtain APY is $1,000,000.00. Fees incurred may reduce earnings. | 0.55% | — | Minimum balance to obtain APY is $1,000,000.00. Fees incurred may reduce earnings. |
Sources (2)
All captured Oct 5, 2026
Regular Savings Account
0.10%APY
For customers 18 years of age and older. Variable rate; accrues on daily collected balance and is paid quarterly. 3 withdrawals permitted per interest-paying period; $2 per debit charged on excess withdrawals.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upMinimum balance to obtain APY is $50.00. Accrues on daily collected balance and paid quarterly.$50 and up | 0.10% | $10 | Minimum balance to obtain APY is $50.00. Accrues on daily collected balance and paid quarterly. |
Sources (2)
All captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.