Credit union · NCUA insured
Ark Valley Credit Union
A $58.3M credit union headquartered in Arkansas City, KS, with 8,916 members and 3 branches in Kansas. Best rates: CDs 2.97% and savings 0.50% APY.
Ark Valley Credit Union Carrot Score
69
Carrot Score
Higher than 23% of U.S. banks and credit unions
#3 of 8 in Arkansas City, KS metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Ark Valley Credit Union
Ark Valley Credit Union is a member-owned institution formed in 1955 as the Rodeo Credit Union for employees of Maurer-Neuer, Inc.
It expanded to Cowley County in 1979, adopted its current name in 1990, and merged with Rainbow Credit Union in 2003.
The credit union is headquartered in Arkansas City, Kansas, with additional offices in Winfield and El Dorado.
- Headquarters
- 1515 N Summit St, Arkansas City, KS 67005
- NCUA charter
- 62894
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live or work in Butler County, KS are eligible for membership.
- Individuals who live or work in Chautauqua County, KS are eligible for membership.
- Individuals who live or work in Cowley County, KS are eligible for membership.
- Individuals who live or work in Elk County, KS are eligible for membership.
- Individuals who live or work in Sumner County, KS are eligible for membership.
Family and household
- Immediate family members of a current Ark Valley Credit Union member (including spouses, siblings/stepsiblings, children/stepchildren, parents/stepparents, and grandparents/grandchildren) are eligible for membership.
Cost to join
- Opening an account requires an initial share savings deposit of $5.00.
Branches
3 branches in Kansas
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Kansas
3 branches
Arkansas City area · 2
- Main OfficeMain office1515 N Summit St, Arkansas City, KS 67005Directions
- Winfield Branch1222 Main St, Winfield, KS 67156Directions
Wichita area · 1
- El dorado Branch1407 W Central Ave, El Dorado, KS 67042Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 15.16% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.19% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.67% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $69 | $59 | — |
- CapitalNet worth ratio15.16%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.19%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.67%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$69Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Ark Valley Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.