Compare Bank & Credit Union Rates
Best savings rates in Iowa
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 406–420 results in Iowa
- 0.04%APY$4 a year on $10,000
Requirements
Product: Unlimited withdrawals each month. $3 monthly minimum balance fee waived for persons 17 and under and over 60.
Offer: Variable interest rate may change after account opening. $3 monthly fee if balance falls below $100 minimum; fee waived for persons 17 and under and over 60.
$3 monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.04%APY$4 a year on $10,000with conditions
Requirements
Product: Requires a Free Checking, Access Debit Account, or Premier Checking Relationship. $1,000 minimum deposit to open account. No minimum daily balance or monthly fee. Transfer funds, withdraw money or write checks up to 6 times per monthly cycle for free. Rates determined by primary account holder's county of residence in Deposit Footprint (applied to Douglas County, NE 68102).
Qualified rate · 0.04% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $5,000 0.04% $5,000 – $25,000Your amount 0.04% $25,000 – $100,000 0.06% $100,000 – $500,000 0.06% $500,000 – $1,000,000 0.08% $1,000,000 – $2,500,000 0.08% $2,500,000 and up 0.08% Rate checked
More details - 0.04%APY$4 a year on $10,000
Requirements
Product: Variable rate savings account. $8.00 monthly maintenance fee waived for the first 6 months for new accounts; thereafter waived by maintaining a minimum daily balance of $500 or more, owning a Bank of America Advantage Relationship Banking account, having an account owner under age 25, or being enrolled in BofA Rewards at Preferred Plus, Preferred Honors, or Premier tier. No Overdraft Item Fees. Paper check writing is not permitted. Online new account opening limit is $250,000.
Offer: Standard rate for balances less than $5,000. Variable rate. Applicable to Western North Carolina. $8.00 monthly fee with waiver options ($500 minimum daily balance, owner under 25, Advantage Relationship Banking, or qualifying BofA Rewards tier; fee waived first 6 months for new accounts).
0.04% interest rate · $8 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.03%APY$3 a year on $10,000with conditions
Requirements
Product: Must be linked to either a C1st Cash or C1st Cash Back checking account. To qualify per monthly qualification cycle (calendar month), member must: 1) make 15 debit card (non-ATM) transactions that post and clear; and 2) be enrolled in and receive eStatements. Dividends compounded and credited quarterly. Rates may vary after account is opened.
Offer: Qualifications not met in either checking account: all balances in C1st Saver earn 0.03% APY.
Qualified rate · 0.03% interest rate
Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: Quarterly statement unless electronic transfers or paired with First Citizens checking. $2.00 monthly service charge waived by maintaining a $100 average collected balance.
Offer: Earn interest on daily collected balance, compounded and paid quarterly. $2.00 monthly maintenance fee waived with $100 minimum average collected balance.
0.03% interest rate · $2 monthly fee · Effective Oct 20, 2026
Rate checked
More details - Heartland Bank and Trust CompanySimply SavingsSavings · $50 min · 0.03%–0.50% by balance
Bank · 4 branches
0.03%APY$3 a year on $10,000Requirements
Product: Minimum to open the account is only $50 for 18 and over. Under 18 can open an account for $25. Average quarterly balance of $200 required to avoid $3 charge (waived for under 18). Interest compounded and credited quarterly based on daily balance. $1.75 charge per withdrawal over 9 per quarter (waived if $500 minimum quarterly balance or under 18).
Offer: Level 4 tier for daily balance of less than $25,000.
0.03% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Simply Savings Balance APY Up to $25,000Your amount 0.03% $25,000 – $100,000 0.15% $100,000 – $250,000 0.35% $250,000 and up 0.50% Rate checked
More details - First Bank HamptonIRMA - (Insured Rate Market Account)IRMA - (Insured Rate Market Account) · $1,500 min
Bank · 2 branches
0.03%APY$3 a year on $10,000Requirements
Product: Variable Rate Account. The interest rate and APY may change after the account is opened. The interest on these accounts is compounded daily. May be subject to fees that will reduce earnings.
Offer: Variable Rate Account. The interest rate and APY may change after the account is opened. Interest compounded daily. May be subject to fees that will reduce earnings.
0.03% interest rate · Compounded daily · Effective Sep 17, 2026
Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Offer: Minimum balance to earn dividends is $100.00.
0.03% interest rate · Effective May 31, 2022
Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: Opening minimum is $0 online or $10 in person. Holds first share in the credit union.
Offer: Minimum balance to earn dividends is $100.00; $0 to open online, $10 to open in person.
0.03% interest rate · Effective May 31, 2022
Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Offer: Minimum balance to earn dividends is $5.00.
0.03% interest rate · Effective May 31, 2022
Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Prime Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.02% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Earn Premier relationship rates when you link the account to a qualifying checking account (Chase Premier Plus Checking, Chase Sapphire Checking, Chase Private Client Checking, J.P. Morgan Private Client Checking Plus, or J.P. Morgan Classic Checking) and make at least 5 customer-initiated transactions in a monthly statement period using your linked checking account. $25 monthly service fee waived with $15,000+ beginning day balance or linked qualifying checking account.
Offer: Relationship rate: requires linked qualifying checking account and at least 5 customer-initiated transactions in a monthly statement period. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account.
Qualified rate · 0.02% interest rate · $25 monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Must have Life Checking account in order to have Life Savings. No minimum balance required. Qualifying rate requires 20 debit card transactions on the Life Checking account; otherwise earns 0.01% APY on the entire balance.
Offer: Requires 20 debit card transactions on paired Life Checking account; otherwise earns 0.01% APY on entire balance. Variable rate account.
Qualified rate · 0.75% interest rate · Effective Sep 25, 2026
Rate by balance
Rate by balance for Life Savings Balance APY Up to $10,000 0.75% $10,000 and upYour amount 0.02% Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: No checking relationship required. $1,000 minimum deposit to open account. No minimum daily balance or monthly fee. Transfer funds, withdraw money or write checks up to 6 times per monthly cycle for free. Rates determined by primary account holder's county of residence in Deposit Footprint (applied to Douglas County, NE 68102).
0.02% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: Rates listed are for accounts opened online. Must be 18 or older, a U.S. citizen or resident alien, and reside in AZ, CA, CO, IL, IA, KS, MN, MO, NE, NM, OK, TX, UT, or WI to open online.
Offer: Monthly service fee waived with $100 minimum daily ledger balance.
0.02% interest rate · $3 monthly fee · Effective Sep 17, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Iowa
441 accounts at 171 banks and credit unions · checked Oct 22–24
- Typical
- 0.25%
- Top 10% from
- 1.40%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.20%
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Iowa
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Collins Community Credit UnionCredit union · 9 branches
- Serve Credit UnionCredit union · 2 branches
- Advantage Credit UnionCredit union · 1 branch