Compare Bank & Credit Union Rates
Best savings rates in Iowa
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 196–210 results in Iowa
- BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.05%–2.50% by balance
Bank · 21 branches
0.30%APY$30 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Standard APY for balances less than $5,000. Monthly maintenance fee waived for first 60 days or with a $5,000 minimum daily balance.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.30% $25,000 – $100,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 0.65% $100,000 – $250,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 1.70% $250,000 and upMonthly maintenance fee waived with a $5,000 minimum daily balance. 2.50% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Must be 18+ and an Iowa resident to open online. Minors must open in-branch with an adult. A $6 monthly maintenance fee applies if the balance falls below $200 ($25 for minors). ATM access available when paired with an RSB checking account. Earning interest with funds compounded and paid quarterly.
Offer: $6 monthly fee applies if balance falls below $200.
0.30% interest rate · $6 monthly fee · Effective Oct 13, 2026
Rate checked
More details - Dupaco Community Credit UnionInvestor's Choice Money MarketInvestor's Choice Money Market · $2,500 min · 0.20%–0.40% by balance
Credit union · 18 branches
0.30%APY$30 a year on $10,000Requirements
Product: Available to individual and small business member accounts only. NOT available to investment companies and financial institutions. Maximum deposit limits may apply. Check-writing is not available. Minimum withdrawal $250. No penalties for withdrawals made in-branch.
Offer: Min. to Earn $0.01.
0.20% interest rate · Effective Jun 2, 2026
Rate by balance
Rate by balance for Investor's Choice Money Market Balance APY Up to $2,500 0.20% $2,500 – $10,000to Earn $2,500.00. 0.25% $10,000 – $25,000Your amountto Earn $10,000.00. 0.30% $25,000 – $100,000to Earn $25,000.00. 0.35% $100,000 and upto Earn $100,000.00. 0.40% Rate checked
More details - Greater Iowa Credit UnionMoney MarketMoney Market · $2,500 min · 0.30%–0.55% by balance
Credit union · 9 branches
0.30%APY$30 a year on $10,000Requirements
Product: Rates may vary after the account is opened.
0.30% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 and upYour amount 0.30% $25,000 and up 0.35% $50,000 and up 0.40% $100,000 and up 0.50% $200,000 and up 0.55% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: $10.00/month service charge is waived if $100.00 minimum daily balance is maintained.
Offer: $10.00/month service charge is waived if $100.00 minimum daily balance is maintained.
0.30% interest rate · $10 monthly fee · Effective Sep 17, 2026
Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Compounded monthly. The annual percentage yield may change at any time, at our discretion, after the account has been opened. Additional restrictions and fees may apply. Fees charged may reduce the earnings on the account.
Offer: Compounded monthly. Variable rate.
0.30% interest rate · Compounded monthly · Effective Sep 29, 2026
Rate by balance
Rate by balance for Tiered MMDA Balance APY $1,500 and upYour amount 0.30% $75,000 and up 0.50% $250,000 and up 1.00% Rate checked
More details - WCF Financial BankMoney Market PlusMoney Market Plus · $1,000 min · 0.20%–0.40% by balance
Bank · 3 branches
0.30%APY$30 a year on $10,000Requirements
Product: Transfers by preauthorized, automatic, telephone or computer limited to 6 per monthly cycle. Overdraft protection eligible. Fees could reduce earnings.
Offer: $5 fee per cycle if balance falls below minimum requirement of $500. Minimum balance required to obtain stated APY is $5.00.
0.20% interest rate · $5 monthly fee · Effective Oct 18, 2024
Rate by balance
Rate by balance for Money Market Plus Balance APY $500 – $5,000 0.20% $5,000 – $25,000Your amount 0.30% $25,000 and up 0.40% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Credit Union membership required. Interest calculated daily and paid monthly.
Offer: Minimum balance to earn interest is $1.00. Minimum daily balance is $0.
0.30% interest rate
Rate checked
More details - Advantage Credit UnionLife Happens SavingsSavings · $1 min · 0.30%–1.00% by balance
Credit union · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: Not available for business, organizational, trust or estate accounts. Credit Union membership required.
Offer: Tier 1: Applies to the first $2,000. Minimum balance to earn interest is $1.00.
1.00% interest rate
Rate by balance
Rate by balance for Life Happens Savings Balance APY Up to $2,000 1.00% $2,001 and upYour amount 0.30% Rate checked
More details - River Community CURiver Community CU Money MarketRiver Community CU Money Market · $2,500 min · 0.30%–0.50% by balance
Credit union · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: Minimum deposit of $2,500.00 to open; Funds can be withdrawn at any time without penalty.
Offer: Balance tier: Up to $15,000.00; Minimum deposit of $2,500.00 to open.
0.30% interest rate
Rate by balance
Rate by balance for River Community CU Money Market Balance APY $2,500 – $15,000Your amount 0.30% $15,001 – $25,000 0.40% $25,001 – $49,000 0.45% $50,001 and up 0.50% Rate checked
More details - Boone Bank & Trust Co.HiFi Money MarketHiFi Money Market · $2,500 min · 0.25%–0.75% by balance
Bank · 2 branches
0.30%APY$30 a year on $10,000Requirements
Product: No monthly service fee assessed by maintaining a $2,500 minimum balance; if balance falls below $2,500 during a statement cycle, a $10 service fee will be assessed. Limited check writing: after three third party transactions, a $5 fee will be assessed per transaction.
Offer: Monthly service fee waived with $2,500 minimum balance.
$10 monthly fee · Effective Jan 14, 2026
Rate by balance
Rate by balance for HiFi Money Market Balance APY Over $0 0.25% $2,500 and upYour amount 0.30% $25,000 and up 0.45% $50,000 and up 0.65% $100,000 and up 0.75% Rate checked
More details - Green Belt Bank & TrustMoney Market Prime AccountMoney Market Prime Account · $100 min · 0.10%–1.00% by balance
Bank · 7 branches
0.30%APY$30 a year on $10,000Requirements
Product: Monthly compounding. Rates may change after opening. Fees may reduce earnings.
0.10% interest rate
Rate by balance
Rate by balance for Money Market Prime Account Balance APY Up to $4,999 0.10% $5,000 – $24,999Your amount 0.30% $25,000 – $99,999 0.30% $100,000 – $249,999 0.50% $250,000 – $999,999 0.75% $1,000,000 and up 1.00% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Variable rate account; the rate may change after the account is opened. Available in service areas of Bremer, Black Hawk, Wright, and surrounding counties in Iowa.
Offer: Variable rate account. Rate applies to balances <$4,999.99.
0.15% interest rate
Rate by balance
Rate by balance for Money Market Balance APY Up to $5,000 0.15% $5,000 – $25,000Your amount 0.30% $25,000 – $100,000 0.50% $100,000 – $250,000 1.10% $250,000 and up 1.75% Rate checked
More details - The Family Credit UnionGrowth SavingsSavings · $1,500 min · 0.30%–0.55% by balance
Credit union · 7 branches
0.30%APY$30 a year on $10,000Requirements
Product: Minimum balance of $1,500 required to earn dividends. TIA accounts yield higher daily dividends and are paid monthly.
0.30% interest rate
Rate by balance
Rate by balance for Growth Savings Balance APY $1,500 – $24,999Your amount 0.30%* $25,000 – $49,999 0.40%* $50,000 – $99,999 0.50%* $100,000 and up 0.55%* Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Earns tiered interest compounded and paid monthly on daily collected balance of $10,000 or more. $25.00 monthly service charge waived with $10,000 average collected balance.
Offer: $25.00 monthly maintenance fee assessed if minimum average collected balance of $10,000 is not met.
0.00% interest rate · $25 monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for Platinum Savings Balance APY Up to $10,000 0.00% $10,000 – $50,000Your amount 0.25% $50,000 – $100,000$25.00 monthly fee waived by maintaining a $10,000 average collected balance. 0.35% $100,000 – $250,000$25.00 monthly fee waived by maintaining a $10,000 average collected balance. 1.21% $250,000 – $1,000,000$25.00 monthly fee waived by maintaining a $10,000 average collected balance. 1.76% $1,000,000 – $2,000,000$25.00 monthly fee waived by maintaining a $10,000 average collected balance. 2.73% $2,000,000 – $5,000,000$25.00 monthly fee waived by maintaining a $10,000 average collected balance. 3.14% $5,000,000 and up$25.00 monthly fee waived by maintaining a $10,000 average collected balance. 3.68% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Iowa
440 accounts at 171 banks and credit unions · checked Oct 16–23
- Typical
- 0.25%
- Top 10% from
- 1.40%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.25%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Iowa
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Collins Community Credit UnionCredit union · 9 branches
- Serve Credit UnionCredit union · 2 branches
- Advantage Credit UnionCredit union · 1 branch