Bank · FDIC insured
Vision Bank of Iowa. Savings Rates
Vision Bank of Iowa.’s best savings rate is 0.65% APY on $10,000, with its Money Market Account. Rates checked October 16, 2026.
How Vision Bank of Iowa.’s savings rates compare
Compared with banks and credit unions near Ames, IA, where Vision Bank of Iowa. has the most branches. $10,000, best rate first.
This bank’s best
Vision Bank of Iowa.
0.65%APY
- Requires
- None
- Minimum
- $50
- Earns on $10,000 a year
- $65
Money Market Account
Top rate
Central State Bank
2.50%APY
- Requires
- None
- Minimum
- $50
- Earns on $10,000 a year
- $250
2nd-highest rate
U.S. Bank
2.00%APY
- Requires
- Another account
- Minimum
- $25
- Earns on $10,000 a year
- $200
Vision Bank of Iowa. savings score
81
Savings score
Higher than 57% of U.S. banks and credit unions
- $1,000 balance$1,0000.30%
- $10,000 balance$10,0000.65%
- $100,000 balance$100,0001.11%
- QualifiedQualified0.65%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Vision Bank of Iowa. ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
High Yield Money Market Account
Up to 1.77%APY
Tiered interest rates on balances $25,000.00 and above. $10,000.00 minimum daily balance required to waive $20.00 monthly service charge. $50.00 minimum opening deposit required.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25,000 – $50,000$20.00 monthly service charge waived if $10,000.00 minimum daily balance is maintained. | 0.75% | — | $20.00 monthly service charge waived if $10,000.00 minimum daily balance is maintained. |
| $50,000 – $100,000$20.00 monthly service charge waived if $10,000.00 minimum daily balance is maintained. | 1.01% | — | $20.00 monthly service charge waived if $10,000.00 minimum daily balance is maintained. |
| $100,000 – $200,000$20.00 monthly service charge waived if $10,000.00 minimum daily balance is maintained. | 1.11% | — | $20.00 monthly service charge waived if $10,000.00 minimum daily balance is maintained. |
| $200,000 – $300,000$20.00 monthly service charge waived if $10,000.00 minimum daily balance is maintained. | 1.26% | — | $20.00 monthly service charge waived if $10,000.00 minimum daily balance is maintained. |
| $300,000 – $1,000,000$20.00 monthly service charge waived if $10,000.00 minimum daily balance is maintained. | 1.51% | — | $20.00 monthly service charge waived if $10,000.00 minimum daily balance is maintained. |
| $1,000,000 and up$20.00 monthly service charge waived if $10,000.00 minimum daily balance is maintained. | 1.77% | — | $20.00 monthly service charge waived if $10,000.00 minimum daily balance is maintained. |
Sources (2)
- visionbank.com/your-family/sav…ent-money-market-account
- visionbank.com/your-family/sav…al-savings-account-rates
All captured Sep 18, 2026
Money Market Account
0.65%APY
Tiered interest rates on balances $2,500.00 and above. $2,500.00 minimum daily balance required to waive $10.00 monthly service charge. $50.00 minimum opening deposit required.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 – $10,000$10.00 monthly service charge waived if $2,500.00 minimum daily balance is maintained. | 0.50% | — | $10.00 monthly service charge waived if $2,500.00 minimum daily balance is maintained. |
| $10,000 – $25,000$10.00 monthly service charge waived if $2,500.00 minimum daily balance is maintained. | 0.65% | $65 | $10.00 monthly service charge waived if $2,500.00 minimum daily balance is maintained. |
| $25,000 – $50,000$10.00 monthly service charge waived if $2,500.00 minimum daily balance is maintained. | 0.75% | — | $10.00 monthly service charge waived if $2,500.00 minimum daily balance is maintained. |
| $50,000 – $100,000$10.00 monthly service charge waived if $2,500.00 minimum daily balance is maintained. | 0.80% | — | $10.00 monthly service charge waived if $2,500.00 minimum daily balance is maintained. |
| $100,000 and up$10.00 monthly service charge waived if $2,500.00 minimum daily balance is maintained. | 0.95% | — | $10.00 monthly service charge waived if $2,500.00 minimum daily balance is maintained. |
Sources (2)
- visionbank.com/your-family/sav…nts/money-market-account
- visionbank.com/your-family/sav…al-savings-account-rates
All captured Sep 18, 2026
Personal Savings Account
0.30%APY
$10.00/month service charge is waived if $100.00 minimum daily balance is maintained.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 – $1,000$10.00/month service charge is waived if $100.00 minimum daily balance is maintained. | 0.30% | — | $10.00/month service charge is waived if $100.00 minimum daily balance is maintained. |
| $1,000 – $2,500$10.00/month service charge is waived if $100.00 minimum daily balance is maintained. | 0.30% | — | $10.00/month service charge is waived if $100.00 minimum daily balance is maintained. |
| $2,500 – $5,000$10.00/month service charge is waived if $100.00 minimum daily balance is maintained. | 0.30% | — | $10.00/month service charge is waived if $100.00 minimum daily balance is maintained. |
| $5,000 and up$10.00/month service charge is waived if $100.00 minimum daily balance is maintained. | 0.30% | $30 | $10.00/month service charge is waived if $100.00 minimum daily balance is maintained. |
Special-purpose accounts
Health Savings Account
1.01%APY
Requires a qualified high-deductible health plan (HDHP). $5.00 monthly service charge waived if $2,500.00 minimum balance is maintained.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 – $5,000$5.00 monthly service charge waived if minimum balance is maintained. | 1.01% | — | $5.00 monthly service charge waived if minimum balance is maintained. |
| $5,000 – $10,000$5.00 monthly service charge waived if minimum balance is maintained. | 1.01% | — | $5.00 monthly service charge waived if minimum balance is maintained. |
| $10,000 – $25,000$5.00 monthly service charge waived if minimum balance is maintained. | 1.01% | $101 | $5.00 monthly service charge waived if minimum balance is maintained. |
| $25,000 – $50,000$5.00 monthly service charge waived if minimum balance is maintained. | 1.01% | — | $5.00 monthly service charge waived if minimum balance is maintained. |
| $50,000 and up$5.00 monthly service charge waived if minimum balance is maintained. | 1.01% | — | $5.00 monthly service charge waived if minimum balance is maintained. |
Sources (2)
All captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.