Bank · FDIC insured
Green Belt Bank & Trust Savings Rates
Green Belt Bank & Trust’s best savings rate is 0.30% APY on $10,000, with its Money Market Prime Account. Rates checked October 16, 2026.
How Green Belt Bank & Trust’s savings rates compare
Compared with banks and credit unions near Waterloo, IA, where Green Belt Bank & Trust has the most branches. $10,000, best rate first.
This bank’s best
Green Belt Bank & Trust
0.30%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $30
Money Market Prime Account
Top rate
Empeople Credit Union
3.25%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $325
2nd-highest rate
Collins Community Credit Union
3.05%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $305
Green Belt Bank & Trust savings score
73
Savings score
Higher than 34% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.30%
- $100,000 balance$100,0000.50%
- QualifiedQualified0.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Green Belt Bank & Trust ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Prime Account
0.30%APY
Monthly compounding. Rates may change after opening. Fees may reduce earnings.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $4,999 | 0.10% | — |
| $5,000 – $24,999 | 0.30% | $30 |
| $25,000 – $99,999 | 0.30% | — |
| $100,000 – $249,999 | 0.50% | — |
| $250,000 – $999,999 | 0.75% | — |
| $1,000,000 and up | 1.00% | — |
Sources (1)
- greenbeltbank.bank/personal/bank/rates · captured Sep 18, 2026
Regular Savings
0.10%APY
$100 opening deposit. $3.00 fee per quarterly cycle if $100 average daily balance is not maintained (waived for students through age 23). $1.00 debit item fee in excess of 15 per quarterly cycle. Quarterly compounding; interest paid quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceOpening minimum listed as $50 on rates schedule and $100 on savings account page.Any balance | 0.10% | $10 | Opening minimum listed as $50 on rates schedule and $100 on savings account page. |
Sources (2)
All captured Sep 18, 2026
Special-purpose accounts
HSA (Health Savings Account)
Up to 3.04%APY
Pay for qualified medical expenses with pre-tax dollars. Interest earned is tax deferred and tax-free if used for qualified medical expenses. No minimum balance; no regular monthly fees.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceWith e-statements (electronic statements)Any balance | 3.04% | $304 | With e-statements (electronic statements) |
| Any balanceStandard rate without e-statementsAny balance | 0.10% | $10 | Standard rate without e-statements |
Sources (2)
All captured Sep 18, 2026
Christmas Club Savings
3.00%APY
Contributions can be made by payroll deduction. No minimum balance; no regular monthly fees. Interest paid in early November.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Tier: Balance up to $10,000 | 3.00% | $300 | Tier: Balance up to $10,000 |
| Over $10,000Tier: Balance over $10,000 | 0.01% | — | Tier: Balance over $10,000 |
Sources (2)
All captured Sep 18, 2026
Kids' Club Savings
0.01%APY
For children under the age of 13 years old. No minimum balance; no regular monthly fees. Interest paid quarterly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.01% | $1 |
Sources (2)
All captured Sep 18, 2026
Closed to new customers
Green+ Savings
3.02%APY
Requires an existing deposit or loan relationship with Green Belt Bank & Trust; public fund accounts are ineligible. $3.00 fee imposed every statement cycle if average daily balance falls below $100; $3.00 fee for mailed paper statement; $1.00 debit item fee in excess of 15 per quarterly statement cycle. Interest paid quarterly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $3,000Tier: Below $3,000 | 0.10% | — | Tier: Below $3,000 |
| $3,000 – $300,000Tier: $3,000 to $299,999.99 | 3.02% | $302 | Tier: $3,000 to $299,999.99 |
| $300,000 and upTier: $300,000 and up | 0.75% | — | Tier: $300,000 and up |
Sources (3)
- greenbeltbank.bank/personal/bank/rates
- greenbeltbank.bank/personal/bank/savings
- greenbeltbank.bank/grow-your-m…-a-green-savings-account
All captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.