Compare Bank & Credit Union Rates
Best savings rates in West Des Moines, IA
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 46–60 results in West Des Moines, IA
- 0.20%APY$20 a year on $10,000
Requirements
Product: $5 monthly service charge if available balance falls below $100. $100 minimum deposit to open. Minimum $100.00 to earn interest. Unlimited deposits and transfers.
Offer: $5 monthly service charge waived if available balance remains at or above $100. $100.00 minimum to earn interest. Interest is compounded quarterly and credited quarterly.
0.15% interest rate · Compounded quarterly · $5 monthly fee
Rate by balance
Rate by balance for Personal Savings Balance APY $100 – $5,000 0.15% $5,000 and upYour amount 0.20% Rate checked
More details - Union State BankAdvantage Money MarketAdvantage Money Market · $100 min · 0.20%–2.53% by balance
Bank · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Variable interest rate. Interest compounds monthly.
0.20% interest rate · Effective Sep 30, 2026
Rate by balance
Rate by balance for Advantage Money Market Balance APY Up to $25,000Your amount 0.20% $25,000 and up 0.90% $100,000 and up 1.41% $300,000 and up 1.71% $500,000 and up 2.02% $1,000,000 and up 2.53% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Minimum balances required to obtain disclosed APY.
Offer: Balance range: $5,000 - $24,999.99
0.20% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Prime Reserve Account Balance APY $5,000 – $25,000Your amount 0.20% $25,000 – $50,000 0.20% $50,000 – $100,000 0.25% $100,000 – $250,000 0.30% $250,000 and up 0.40% Rate checked
More details - Nicolet National BankMoney Market Account (MMA)Money Market Account (MMA) · $1,000 min · 0.10%–0.20% by balance
Bank · 2 branches
0.20%APY$20 a year on $10,000Requirements
Offer: $10 monthly service charge if available balance falls below $1,000.
0.10% interest rate · $10 monthly fee · Effective Sep 23, 2026
Rate by balance
Rate by balance for Money Market Account (MMA) Balance APY $1,000 – $4,999 0.10% $5,000 and upYour amount 0.20% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: All accounts are subject to credit qualifications. Sales tax may be applicable. Free ATM card included (in-branch pickup required; replacement cards $20).
Offer: Requires $0.01 minimum average daily balance to earn interest/APY. Interest is compounded in monthly statement cycle. Rates subject to change daily.
0.15% interest rate · Effective Sep 30, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Must be an Iowa resident to apply (or planning to move to Iowa). Monthly maintenance fee of $3.00 applies if balance falls below $300. Activity fee of $0.50 per withdrawal over three per month.
Offer: Interest compounds quarterly. Monthly maintenance fee of $3.00 applies if balance falls below $300.
0.15% interest rate · $3 monthly fee · Effective Sep 17, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Interest compounded quarterly.
0.15% interest rate · Compounded quarterly · Effective Sep 28, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Must be a member to open an account.
Offer: $50 minimum balance to earn interest
0.10% interest rate · Effective Oct 16, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Must be a member to open an account. Minimum $5 share deposit to establish membership.
Offer: Minimum $5 balance to open; on all balances over $50.
No monthly fee
Rate checked
More details - Greater Iowa Credit UnionPrimary SavingsSavings · $50 min · 0.05%–0.10% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: A $5 minimum share balance is required to open and maintain Primary Share/Savings to establish credit union membership.
0.05% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Primary Savings Balance APY Over $50 0.05% $2,500 and up 0.05% $10,000 and upYour amount 0.10% Rate checked
More details - Greater Iowa Credit UnionSecondary SharesSavings · $50 min · 0.05%–0.10% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,0000.05% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Secondary Shares Balance APY Over $50 0.05% $2,500 and up 0.05% $10,000 and upYour amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Sub-savings accounts designed to live alongside primary Membership Share. Enjoys the exact same terms and interest rates as primary Membership Share Account.
Offer: Shares the same rate and terms as the primary Membership Share account.
0.10% interest rate
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Investing $25 in a share savings account buys a share of First Class Community Credit Union and makes you a member-owner.
0.10% interest rate · Effective Jan 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Avoid the $2.00 paper statement fee each month by enrolling in eStatements. 6 free withdrawals per month; $1 fee for withdrawals in excess thereafter.
Offer: Compounded quarterly and paid quarterly.
0.10% interest rate · Compounded quarterly · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: $5 monthly service charge waived if a $200 minimum daily balance is maintained in the month, or for clients under 24 years of age. $10 fee for excess withdrawals over 6 per month.
0.05% interest rate · $5 monthly fee · Effective Sep 28, 2026
Rate by balance
Rate by balance for Regular Savings Balance APY Up to $10,000 0.05% $10,000 – $50,000Your amount 0.10% $50,000 and up 0.25% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in West Des Moines, IA
90 accounts at 29 banks and credit unions · checked Oct 16–22
- Typical
- 0.20%
- Top 10% from
- 1.48%
- Banks, typical
- 0.28%
- Credit unions, typical
- 0.10%
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Des Moines, IA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Collins Community Credit UnionCredit union · 2 branches
- Serve Credit UnionCredit union · 2 branches
- Advantage Credit UnionCredit union · 1 branch