Bank · FDIC insured
Fidelity Bank Savings Rates
Fidelity Bank’s best savings rate is 0.60% APY on $10,000, with its Money Market Accounts. Rates checked October 16, 2026.
How Fidelity Bank’s savings rates compare
Compared with banks and credit unions near Ames, IA, where Fidelity Bank has the most branches. $10,000, best rate first.
This bank’s best
Fidelity Bank
0.60%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $60
Money Market Accounts
Top rate
Central State Bank
2.50%APY
- Requires
- None
- Minimum
- $50
- Earns on $10,000 a year
- $250
2nd-highest rate
U.S. Bank
2.00%APY
- Requires
- Another account
- Minimum
- $25
- Earns on $10,000 a year
- $200
Fidelity Bank savings score
81
Savings score
Higher than 56% of U.S. banks and credit unions
- $1,000 balance$1,0000.30%
- $10,000 balance$10,0000.60%
- $100,000 balance$100,0001.25%
- QualifiedQualified0.60%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Fidelity Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Accounts
0.60%APY
Personal and business accounts. The interest rate and Annual Percentage Yield (APY) depend upon the applicable rate tier and are subject to change daily. All accounts are subject to credit qualifications. Sales tax may be applicable.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 – $10,000Average daily balance to earn APY: $1,000. All accounts are subject to credit qualifications. Sales tax may be applicable. | 0.30% | — | Average daily balance to earn APY: $1,000. All accounts are subject to credit qualifications. Sales tax may be applicable. |
| $10,000 – $25,000Average daily balance to earn APY: $1,000. All accounts are subject to credit qualifications. Sales tax may be applicable. Stated interest rate is 060%. | 0.60% | $60 | Average daily balance to earn APY: $1,000. All accounts are subject to credit qualifications. Sales tax may be applicable. Stated interest rate is 060%. |
| $25,000 – $100,000Average daily balance to earn APY: $1,000. All accounts are subject to credit qualifications. Sales tax may be applicable. | 1.00% | — | Average daily balance to earn APY: $1,000. All accounts are subject to credit qualifications. Sales tax may be applicable. |
| $100,000 – $200,000Average daily balance to earn APY: $1,000. All accounts are subject to credit qualifications. Sales tax may be applicable. | 1.25% | — | Average daily balance to earn APY: $1,000. All accounts are subject to credit qualifications. Sales tax may be applicable. |
| $200,000 and upAverage daily balance to earn APY: $1,000. All accounts are subject to credit qualifications. Sales tax may be applicable. | 1.50% | — | Average daily balance to earn APY: $1,000. All accounts are subject to credit qualifications. Sales tax may be applicable. |
Sources (1)
- fidelity-bank.com/resources/rate-sheet · captured Oct 6, 2026
Fidelity Savings
0.15%APY
All accounts are subject to credit qualifications. Sales tax may be applicable. Free ATM card included (in-branch pickup required; replacement cards $20).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Requires $0.01 minimum average daily balance to earn interest/APY. Interest is compounded in monthly statement cycle. Rates subject to change daily.Over $0 | 0.15% | $15 | Requires $0.01 minimum average daily balance to earn interest/APY. Interest is compounded in monthly statement cycle. Rates subject to change daily. |
Sources (2)
All captured Oct 16, 2026
Special-purpose accounts
Fidelity Kids Savings
0.15%APY
Primary account holder must be a child 17 years or younger; parent or legal guardian must accompany child to open account. All accounts are subject to credit qualifications. Sales tax may be applicable.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Requires $0.01 minimum average daily balance to earn interest/APY. Rates subject to change daily.Over $0 | 0.15% | $15 | Requires $0.01 minimum average daily balance to earn interest/APY. Rates subject to change daily. |
Sources (2)
All captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.