Compare Bank & Credit Union Rates
Best savings rates in Indianapolis, IN
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Indianapolis, IN
- 0.40%APY$40 a year on $10,000
Requirements
Product: Additional savings accounts to set aside money for special purposes (e.g., vacation, Christmas). No minimum balance required to open and maintain; $0.01 minimum balance required to earn APY.
Offer: No minimum balance required to open and maintain other types of savings accounts; $0.01 minimum balance required to earn APY.
0.40% interest rate · Effective Sep 16, 2026
Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Requires $5 minimum balance to open and maintain. $0.01 minimum balance required to earn APY. Dividends compounded monthly and paid monthly.
Offer: $5 minimum balance required to open and maintain a membership savings account; $0.01 minimum balance required to earn APY.
0.40% interest rate · Compounded monthly · Effective Oct 7, 2026
Rate checked
More details - KEMBA Indianapolis Credit UnionSuper SaverSavings · $50 min · 0.20%–1.25% by balance
Credit union · 1 branch
0.40%APY$40 a year on $10,000Requirements
Offer: Requires a $50 min. daily balance to earn dividends.
0.20% interest rate
Rate by balance
Rate by balance for Super Saver Balance APY Up to $4,999 0.20% $5,000 – $9,999 0.30% $10,000 – $24,999Your amount 0.40% $25,000 – $49,999 0.50% $50,000 – $99,999 1.00% $100,000 and up 1.25% Rate checked
More details - 0.36%APY$36 a year on $10,000with conditions
Requirements
Product: Requires a Rewards Checking Account. Monthly fee of $9 is reduced to $7 with eStatement, and waived by maintaining a $300 average daily ledger balance.
Offer: Earned on balance up to $50,000 when meeting monthly qualifications and maintaining a combined $25,000 balance in 4 or more eligible Lake City Bank accounts.
Qualified rate · $9 monthly fee · Effective Oct 4, 2026
Rate by balance
Rate by balance for Rewards Savings Balance APY Up to $50,000Your amount 0.36% $50,000 and up 0.16% Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.05%–2.50% by balance
Bank · 10 branches
0.30%APY$30 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Standard APY for balances less than $5,000. Monthly maintenance fee waived for first 60 days or with a $5,000 minimum daily balance.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.30% $25,000 – $100,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 0.65% $100,000 – $250,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 1.70% $250,000 and upMonthly maintenance fee waived with a $5,000 minimum daily balance. 2.50% Rate checked
More details - Indiana Members Credit UnionMembership SavingsSavings · $5 min · 0.05%–0.30% by balance
Credit union · 8 branches
0.30%APY$30 a year on $10,000Requirements
Product: Membership savings account required. Dividend rate is variable and may change after account is opened. Free eStatements.
0.05% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Membership Savings Balance APY Up to $999 0.05% $1,000 – $9,999 0.15% $10,000 and upYour amount 0.30% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Monthly minimum balance fee of $3.00 is waived if a balance of $200.00 or above is maintained each day in the statement period.
Offer: Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period.
$3 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Over $0 0.05% $10,000 and upYour amount 0.30% Rate checked
More details - 0.26%APY$26 a year on $10,000with conditions
Requirements
Product: Requires a Rewards Checking Account. Monthly fee of $9 is reduced to $7 with eStatement, and waived by maintaining a $300 average daily ledger balance.
Offer: Earned on balance up to $50,000 when meeting monthly qualifications and maintaining a combined $10,000 balance in 3 or more eligible Lake City Bank accounts.
Qualified rate · Balance cap $50,000 · $9 monthly fee · Effective Oct 4, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: $1,000 minimum balance required to avoid paying a $10 monthly service charge. $0.01 minimum balance is required to earn the APY.
Offer: $1,000 minimum balance required to avoid paying a $10 monthly service charge. $0.01 minimum balance is required to earn the APY.
0.25% interest rate · $10 monthly fee · Effective Oct 7, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Money market savings account with check writing flexibility. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($10.00 fee per excessive withdrawal over 6). $3.00 monthly paper statement fee avoided with eStatements.
Offer: Variable interest rate calculated using daily balance method. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period.
$10 monthly fee · Effective Sep 14, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000intro rate
Requirements
Product: Maintain a minimum balance of $5,000 in the MMA, or a $10.00 monthly service fee will apply. Transaction limitations apply. Fees may apply for early account closure on Money Market accounts.
Offer: Account balances below $25,000 earn standard Money Market rates. Balances between $4,999.99 and $0.00 earn 0.05% APY and are subject to a $10.00 monthly service fee for balances under $5,000.
Promotional rate · $10 monthly fee · Effective Oct 8, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.20% $25,000 and upMoney Market rate applies to new money deposits only. The promotional APY is guaranteed for 12 months from account opening; after the promotional period, the account will earn the then-current standard Money Market rate. Monthly service fee of $10.00 waived with minimum balance of $5,000. 3.75% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Minimum daily balance of $100 required to earn dividends. No monthly Maintenance Service Charge. No minimum balance requirements apply.
Offer: Minimum daily balance of $100 required to earn dividends.
0.20% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - Financial Health Federal Credit UnionEmergency Fund AccountSavings · $0 min
Credit union · 3 branches
0.20%APY$20 a year on $10,000Requirements
Product: No minimum deposits or balance rules. Dividends paid monthly on the average daily balance. Withdrawals allowed less a $5 service charge. Variable rates subject to change.
Offer: Dividends paid monthly on average daily balance. No minimum deposits or balance rules. Variable rate.
Rate checked
More details - 0.16%APY$16 a year on $10,000with conditions
Requirements
Product: Requires a Rewards Checking Account. Monthly fee of $9 is reduced to $7 with eStatement, and waived by maintaining a $300 average daily ledger balance.
Offer: Earned on entire Rewards Savings balance when meeting monthly qualifications and maintaining a combined $2,500 balance in eligible Lake City Bank accounts.
Qualified rate · $9 monthly fee · Effective Oct 4, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Minimum balance of $250.00. Withdrawals only allowed every 12 months with early withdrawal penalty.
Offer: Dividends paid monthly. Withdrawals allowed only every 12 months.
0.15% interest rate · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Indianapolis, IN
92 accounts at 31 banks and credit unions · checked Oct 15–22
- Typical
- 0.15%
- Top 10% from
- 2.14%
- Banks, typical
- 0.06%
- Credit unions, typical
- 0.23%
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Indianapolis, IN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Elements FinancialCredit union · 5 branches
- FORUM Credit UnionCredit union · 16 branches
- Indiana Members Credit UnionCredit union · 24 branches