Compare Bank & Credit Union Rates
Best savings rates in Illinois
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 466–480 results in Illinois
- 0.15%APY$15 a year on $10,000
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Basic, easy savings for everyday use. Accounts inactive for more than 12 months with a balance less than $100.00 incur an Inactive Account Fee of $3.00 per month.
Offer: Variable rate compounded quarterly. Fees could reduce earnings.
0.10% interest rate · Compounded quarterly
Rate by balance
Rate by balance for First Savings Balance APY Up to $2,500 0.10% $2,500 – $10,000 0.15% $10,000 – $25,000Your amount 0.15% $25,000 and up 0.25% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: A $25 minimum deposit is required in a share savings account to establish credit union membership. The rate may change after the account is opened. Fees could reduce the earnings on the account.
Offer: A $25 minimum deposit is required in a share savings account to establish credit union membership. The rate may change after the account is opened. Fees could reduce the earnings on the account.
0.15% interest rate · Effective Jan 1, 2025
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: A $25 minimum deposit is required in a share savings account to establish credit union membership. The rate may change after the account is opened. Fees could reduce the earnings on the account.
Offer: A $25 minimum deposit is required in a share savings account to establish credit union membership. The rate may change after the account is opened. Fees could reduce the earnings on the account.
0.15% interest rate · Effective Jan 1, 2025
Rate checked
More details - 0.15%APY$15 a year on $10,000with conditions
Requirements
Product: Must be paired with Kasasa Cash or Kasasa Cash Back account. To qualify for reward rates, complete at least 12 debit card purchases that post and settle, enroll in and receive e-statements, and enroll in and log into online banking during each monthly qualification cycle. Non-qualifying balances earn 0.03% APY. Stated rates are variable and may change after account is opened. Limit 1 account per SSN.
Offer: When qualifications in Kasasa Cash or Kasasa Cash Back are met.
Qualified rate · 0.30% interest rate · No monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $10,000 0.30% $10,000 and upYour amount 0.15%* Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Offer: $3 fee if balance falls below $1,000.
0.10% interest rate · $3 monthly fee · Effective Oct 9, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 0.10% $10,000 – $50,000Your amount 0.15% $50,000 – $100,000 0.20% $100,000 – $250,000 0.25% $250,000 and up 0.30% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: All accounts are subject to credit qualifications. Sales tax may be applicable. Free ATM card included (in-branch pickup required; replacement cards $20).
Offer: Requires $0.01 minimum average daily balance to earn interest/APY. Interest is compounded in monthly statement cycle. Rates subject to change daily.
0.15% interest rate · Effective Sep 30, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Rate is variable, subject to change on a daily basis. Businesses are not eligible. Fees may reduce the earnings on this account.
0.15% interest rate · Effective Oct 6, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
0.15% interest rate
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Quarterly maintenance service charge of $5.00 is waived with a minimum daily balance of $50.00 for the monthly statement cycle, or for Minors up to age 22. Additional $3.00 fee per withdrawal in excess of four per month.
Offer: Quarterly compounding and crediting through the end of the calendar quarter.
0.15% interest rate · Effective Oct 16, 2026
Rate checked
More details - Eureka Savings BankEssential Money MarketEssential Money Market · $2,500 min · 0.00%–2.27% by balance
Bank · 5 branches
0.15%APY$15 a year on $10,000Requirements
Product: Rate may change after account is opened - Fees could reduce earnings. Interest is compounded & credited monthly. Transfers from this account to another account, or to third parties by preauthorized, automatic, telephone, or computer transfer or by check, draft or similar order to third parties are limited to six (6) per statement cycle. No monthly service fees. $2,500 minimum balance to earn interest.
Offer: $2,500 minimum balance to earn interest.
0.00% interest rate · No monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Essential Money Market Balance APY Up to $2,500 0.00% $2,500 – $25,000Your amount 0.15% $25,000 – $50,000 0.20% $50,000 – $100,000 0.60% $100,000 – $500,000 1.51% $500,000 – $750,000 1.51% $750,000 – $1,000,000 2.02% $1,000,000 and up 2.27% Rate checked
More details - The First National Bank in AmboyMoney Market AccountMoney Market Account · $2,500 min · 0.10%–1.22% by balance
Bank · 5 branches
0.15%APY$15 a year on $10,000Requirements
Product: Rate may change after the account is opened. Fees may reduce earnings. Minimum balance required to obtain the stated APY.
Offer: Daily Balance $2,499.99 or less. Rate may change after account opening.
0.10% interest rate · Effective Sep 22, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.10% $2,500 – $25,000Your amount 0.15% $25,000 – $100,000 0.45% $100,000 – $250,000 0.75% $250,000 – $500,000 1.17% $500,000 – $1,000,000 1.22% $1,000,000 and up 1.22% Rate checked
More details - Blackhawk Bank & TrustMoney Market Deposit Account (MMDA)Money Market Deposit Account (MMDA) · $2,500 min · 0.15%–2.25% by balance
Bank · 14 branches
0.15%APY$15 a year on $10,000Requirements
Product: Federal law limits the number of withdrawals and transfers you can make from your MMDA account during each statement cycle. Includes debit card and checks.
0.15% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Deposit Account (MMDA) Balance APY Up to $25,000Your amount 0.15% $25,000 – $50,000 0.40% $50,000 – $100,000 1.00% $100,000 – $500,000 1.50% $500,000 and up 2.25% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: A minimum deposit of $100 is required to open this account and it is available to both individuals and businesses. ATM cards are included.
Offer: For approved customers.
0.15% interest rate · Effective Oct 1, 2026
Rate checked
More details - State BankMoney Market AccountMoney Market Account · $2,500 min · 0.10%–0.35% by balance
Bank · 4 branches
0.15%APY$15 a year on $10,000Requirements
Product: Tiered interest rate account. Monthly compounding and crediting. Limit of six withdrawals or covered transfers per calendar month or statement cycle; $15.00 per item charge for each debit transaction in excess of six.
Offer: Tier 1 rate. Fee of $15.00 imposed every statement cycle if average daily balance falls below $2,500.00 any day of the statement cycle.
0.10% interest rate · $15 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $10,000 0.10% $10,000 – $25,000Your amountTier 2 rate. 0.15% $25,000 – $50,000Tier 3 rate. 0.20% $50,000 – $100,000Tier 4 rate. 0.25% $100,000 – $250,000Tier 5 rate. 0.30% $250,000 and upTier 6 rate. 0.35% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Illinois
785 accounts at 327 banks and credit unions · checked Oct 23–24
- Typical
- 0.25%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.25%
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Illinois
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Bloomington Municipal Credit UnionCredit union · 1 branch
- First Community Credit UnionCredit union · 7 branches
- Acme Continental Credit UnionCredit union · 1 branch