Bank · FDIC insured
The First National Bank in Amboy
A $324.5M bank headquartered in Amboy, IL, with 5 branches in Illinois. Best rates: CDs 3.60% and savings 0.15% APY.
The First National Bank in Amboy Carrot Score
62
Carrot Score
Higher than 6% of U.S. banks and credit unions
#7 of 7 in Dixon, IL metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About The First National Bank in Amboy
The First National Bank in Amboy is located in Amboy, Illinois, with additional branch locations in Dixon, Franklin Grove, and Monroe Center.
- Headquarters
- 220 E Main St, Amboy, IL 61310
- FDIC certificate
- 14674 ↗
Branches
5 branches in Illinois
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Illinois
5 branches
Dixon area · 4
- The First National Bank in AmboyMain office220 E Main St, Amboy, IL 61310Directions
- Dixon Branch728 Crawford Ave, Dixon, IL 61021Directions
- Dixon North Branch1314 N Galena Ave, Dixon, IL 61021Directions
- Franklin Grove Bank Branch108 Elm Street, Franklin Grove, IL 61031Directions
Rochelle area · 1
- Monroe Center Branch5558 N Clark St, Monroe Center, IL 61052Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.67% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.04% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.01% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $51 | $81 | — |
- CapitalLeverage ratio10.67%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.04%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.01%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$51Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of The First National Bank in Amboy are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.