Bank · FDIC insured
Blackhawk Bank & Trust Savings Rates
Blackhawk Bank & Trust’s best savings rate is 0.15% APY on $10,000, with its Money Market Deposit Account (MMDA). Rates checked October 16, 2026.
How Blackhawk Bank & Trust’s savings rates compare
Compared with banks and credit unions near Davenport, IA-IL, where Blackhawk Bank & Trust has the most branches. $10,000, best rate first.
This bank’s best
Blackhawk Bank & Trust
0.15%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $15
Money Market Deposit Account (MMDA)
Top rate
Central Bank Illinois
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $100
- Earns on $10,000 a year
- $400
2nd-highest rate
Vibrant Credit Union
3.38%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $338
Blackhawk Bank & Trust savings score
68
Savings score
Higher than 22% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0000.15%
- $100,000 balance$100,0001.50%
- QualifiedQualified0.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Blackhawk Bank & Trust ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Relationship Money Market
Up to 0.75%APY
To meet qualifications, must maintain a positive daily balance within a Relationship checking account. Monthly service charge of $15 if minimum daily balance falls below $50,000. Up to 3 transfers, withdrawals, checks, or combination per statement cycle ($10 per transaction in excess of 3). Monthly inactivity fee of $5 after 6 consecutive months of no activity; monthly dormant fee of $10 after 12 months. Interest compounded and credited monthly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $50,000Qualifications met: must maintain a positive daily balance within a Relationship checking account. Stated as daily balance of less than $50,000. | 0.75% | $75 | Qualifications met: must maintain a positive daily balance within a Relationship checking account. Stated as daily balance of less than $50,000. |
| Up to $50,000Qualifications not met. Stated as daily balance of less than $50,000. | 0.30% | $30 | Qualifications not met. Stated as daily balance of less than $50,000. |
| $50,000 – $150,000Qualifications met: must maintain a positive daily balance within a Relationship checking account. | 1.75% | — | Qualifications met: must maintain a positive daily balance within a Relationship checking account. |
| $50,000 – $150,000Qualifications not met. | 0.65% | — | Qualifications not met. |
| $150,000 – $300,000Qualifications met: must maintain a positive daily balance within a Relationship checking account. | 2.25% | — | Qualifications met: must maintain a positive daily balance within a Relationship checking account. |
| $150,000 – $300,000Qualifications not met. | 1.15% | — | Qualifications not met. |
| $300,000 and upQualifications met: must maintain a positive daily balance within a Relationship checking account. | 2.85% | — | Qualifications met: must maintain a positive daily balance within a Relationship checking account. |
| $300,000 and upQualifications not met. | 1.40% | — | Qualifications not met. |
Sources (3)
- choosethechief.com/personal/checking-accounts
- choosethechief.com/personal/ch…elationship-money-market
- choosethechief.com/personal/rates/checking
All captured Oct 16, 2026
Money Market Deposit Account (MMDA)
0.15%APY
Federal law limits the number of withdrawals and transfers you can make from your MMDA account during each statement cycle. Includes debit card and checks.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $25,000 | 0.15% | $15 |
| $25,000 – $50,000 | 0.40% | — |
| $50,000 – $100,000 | 1.00% | — |
| $100,000 – $500,000 | 1.50% | — |
| $500,000 and up | 2.25% | — |
Sources (2)
All captured Oct 16, 2026
Savings Account
0.15%APY
A minimum deposit of $100 is required to open this account and it is available to both individuals and businesses. ATM cards are included.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upFor approved customers.$100 and up | 0.15% | $15 | For approved customers. |
Sources (2)
All captured Oct 16, 2026
Special-purpose accounts
Youth Savings Account
0.15%APY
Minors can start with as little as $10, with no minimum balance required.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000Daily balance of $0.01 to $5,000; for approved customers. | 2.25% | — | Daily balance of $0.01 to $5,000; for approved customers. |
| Over $5,000Daily balance of more than $5,000; for approved customers. | 0.15% | $15 | Daily balance of more than $5,000; for approved customers. |
Sources (2)
All captured Oct 16, 2026
Christmas Club Account
0.10%APY
Open a Christmas Savings Plan with no minimum deposit and enjoy earning interest as you save! Make payments throughout the year, and by late October, your funds will be conveniently deposited into your account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceFor approved customers.Any balance | 0.10% | $10 | For approved customers. |
Sources (2)
All captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.