Compare Bank & Credit Union Rates
Best savings rates in Illinois
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 481–495 results in Illinois
- 0.15%APY$15 a year on $10,000
Requirements
Product: A fee of $1.00 will be imposed every month if the average daily balance for the month falls below $100.00.
0.15% interest rate · $1 monthly fee
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Withdrawals are not restricted and dividends are paid quarterly. Can be used for vacation, education, taxes, insurance or Christmas.
0.15% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Membership requires a $25.00 deposit into the prime share account. The account compounds interest daily and posts dividends quarterly.
0.15% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Requires $100 minimum deposit to open.
Offer: Minimum $100 to open.
0.15% interest rate · Effective Sep 24, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Minimum balance of $100 to earn dividends. Dividends paid and compounded annually. $10 fee for early withdrawals. No monthly service fee.
Offer: Minimum balance of $100 to earn dividends. Dividends paid and compounded annually. $10 fee for early withdrawals. Variable rate.
0.15% interest rate · Compounded annually · No monthly fee
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: For individuals who want a traditional savings account. Minimum daily balance of $250.00 or minimum average daily balance of $1,000.00 to avoid $3.00 monthly maintenance fee.
Offer: Interest compounds and is paid quarterly. Monthly maintenance fee of $3.00 waived with $250.00 minimum daily balance or $1,000.00 minimum average daily balance.
0.15% interest rate · $3 monthly fee · Effective Jan 12, 2026
Rate checked
More details - First National Bank of BrownstownMoney Market AccountMoney Market Account · $1,500 min · 0.10%–0.75% by balance
Bank · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Transfers from a money market account to another account or to third parties are limited to six per statement cycle. $1500 minimum balance required to avoid service charge.
Offer: This is a variable rate account; the rate & APY may change after the account is opened.
0.10% interest rate · Effective Sep 29, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,500 – $10,000 0.10% $10,000 – $25,000Your amount 0.15% $25,000 – $200,000 0.50% $200,000 – $750,000 0.75% Rate checked
More details - Heartland Bank and Trust CompanySuper Money MarketSuper Money Market · $2,500 min · 0.02%–0.75% by balance
Bank · 80 branches
0.15%APY$15 a year on $10,0000.02% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Super Money Market Balance APY Up to $10,000 0.02% $10,000 – $25,000Your amount 0.15% $25,000 – $50,000 0.25% $50,000 – $100,000 0.50% $100,000 and up 0.75% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Daily interest is compounded and paid quarterly. Rate may change after account opening. Fees could reduce earnings. Withdrawals limited in accordance with Regulation D (in excess of six per calendar month or statement cycle may result in a fee or account closure).
Offer: APY compounded quarterly. Rate may change after the account is opened. Fees could reduce earnings.
0.15% interest rate · Compounded quarterly · No monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Up to $25,000Your amount 0.15% $25,000 and up 0.25% Rate checked
More details - Teutopolis State BankMoney Market AdvantageMoney Market Advantage · $2,500 min · 0.10%–0.50% by balance
Bank · 3 branches
0.15%APY$15 a year on $10,000Requirements
Product: Rate is variable, subject to change on a daily basis. Businesses are not eligible. Fees may reduce earnings. Minimum deposit of $100.00 each. Minimum withdrawal of $500.00 each. Transfers limited to 6 per statement cycle, $10.00 fee per excess transfer and subject to closure. Online Bill Pay is $5.95/month, fee waived if enrolled in e-statements. Overdraft Protection fee $10 per use.
0.10% interest rate · Effective Sep 29, 2026
Rate by balance
Rate by balance for Money Market Advantage Balance APY Up to $10,000 0.10% $10,000 – $35,000Your amount 0.15% $35,000 – $70,000 0.20% $70,000 – $100,000 0.25% $100,000 and up 0.50% Rate checked
More details - First Robinson Savings BankMoney Market AccountMoney Market Account · $100 min · 0.10%–0.25% by balance
Bank · 3 branches
0.15%APY$15 a year on $10,000Requirements
Product: Avoid the $5 monthly service charge by maintaining a $1,000 average balance. Free online banking, mobile banking, and eStatements. Direct check writing available.
Offer: Avoid the $5 monthly service charge by maintaining a $1,000 average balance; no minimum balance to earn APY.
0.10% interest rate · $5 monthly fee · Effective Sep 29, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $999 0.10% $1,000 – $2,499 0.10% $2,500 – $24,999Your amount 0.15% $25,000 and up 0.25% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Establishes membership with MembersAlliance CU. Dividends compounded daily.
0.15% interest rate · Compounded daily · No monthly fee
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Minimum $5 deposit required to open and keep membership share open.
0.15% interest rate · No monthly fee
Rate checked
More details - Empeople Credit UnionSecondary Share (Sub-Share Savings Account)Savings · $0 min
Credit union · 4 branches
0.15%APY$15 a year on $10,000Requirements
Product: No minimum deposit or daily balance required; open up to 7 sub-shares in digital banking.
0.15% interest rate · No monthly fee
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Variable-rate account; rates and APYs may change at any time after opening. Interest compounded and credited monthly using the daily balance method. $100 minimum deposit to open. Monthly service charge is $5 if average daily balance is below $100, $4 if at least $100 but less than $250, and waived if $250 or more. A debit charge fee of $5 applies per debit in excess of 6 during a statement cycle. Unlimited deposits. Online account opening available.
Offer: Deposit tier 0 - $2,499. Rates may change after opening. Fees may reduce earnings. Monthly service charge of $5 if average daily balance <$100, $4 if $100-$249.99, waived at $250+. $5 fee per debit exceeding 6 per statement cycle.
0.05% interest rate · $5 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,499 0.05% $2,500 – $24,999Your amount 0.15% $25,000 – $49,999 0.20% $50,000 – $99,999 0.25% $100,000 – $499,999 0.30% $500,000 and up 0.35% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Illinois
785 accounts at 327 banks and credit unions · checked Oct 23–24
- Typical
- 0.25%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.25%
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Illinois
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Bloomington Municipal Credit UnionCredit union · 1 branch
- First Community Credit UnionCredit union · 7 branches
- Acme Continental Credit UnionCredit union · 1 branch