Bank · FDIC insured
MidAmerica National Bank Savings Rates
MidAmerica National Bank’s best savings rate is 0.50% APY on $10,000, with its Money Market Account. Rates checked October 16, 2026.
How MidAmerica National Bank’s savings rates compare
Compared with banks and credit unions near Canton, IL, where MidAmerica National Bank has the most branches. $10,000, best rate first.
This bank’s best
MidAmerica National Bank
0.50%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $50
Money Market Account
Top rate
CEFCU
2.40%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $240
2nd-highest rate
Bank of Farmington
0.90%APY
- Minimum
- $1,000
- Earns on $10,000 a year
- $90
MidAmerica National Bank savings score
78
Savings score
Higher than 46% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0000.75%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where MidAmerica National Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Account
0.50%APY
Daily interest is compounded and paid quarterly. If balance falls below $2,500.00, a $10.00 fee will be charged per month with no interest paid. Transfers from MMAs to another account or to third parties by preauthorized, automatic, or telephone transfer are limited to six per statement cycle.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Rate may change after account is opened. Fees could reduce earnings. If balance falls below $2,500.00, a $10.00 monthly fee is charged with no interest paid. | 0.40% | — | Rate may change after account is opened. Fees could reduce earnings. If balance falls below $2,500.00, a $10.00 monthly fee is charged with no interest paid. |
| $2,500 – $50,000Rate may change after account is opened. Fees could reduce earnings. If balance falls below $2,500.00, a $10.00 monthly fee is charged with no interest paid. | 0.50% | $50 | Rate may change after account is opened. Fees could reduce earnings. If balance falls below $2,500.00, a $10.00 monthly fee is charged with no interest paid. |
| $50,000 – $100,000Rate may change after account is opened. Fees could reduce earnings. If balance falls below $2,500.00, a $10.00 monthly fee is charged with no interest paid. | 0.60% | — | Rate may change after account is opened. Fees could reduce earnings. If balance falls below $2,500.00, a $10.00 monthly fee is charged with no interest paid. |
| $100,000 and upRate may change after account is opened. Fees could reduce earnings. If balance falls below $2,500.00, a $10.00 monthly fee is charged with no interest paid. | 0.75% | — | Rate may change after account is opened. Fees could reduce earnings. If balance falls below $2,500.00, a $10.00 monthly fee is charged with no interest paid. |
Sources (2)
- midnatbank.com/bank/personal/deposit-interest-rates
- midnatbank.com/bank/personal/money-market-accounts
All captured Oct 6, 2026
Savings Account
0.15%APY
Daily interest is compounded and paid quarterly. Rate may change after account opening. Fees could reduce earnings. Withdrawals limited in accordance with Regulation D (in excess of six per calendar month or statement cycle may result in a fee or account closure).
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000APY compounded quarterly. Rate may change after the account is opened. Fees could reduce earnings. | 0.15% | $15 | APY compounded quarterly. Rate may change after the account is opened. Fees could reduce earnings. |
| $25,000 and upAPY compounded quarterly. Rate may change after the account is opened. Fees could reduce earnings. | 0.25% | — | APY compounded quarterly. Rate may change after the account is opened. Fees could reduce earnings. |
Special-purpose accounts
Health Savings Account
0.25%APY
Save for healthcare expenses. Easy access with debit card or checks. Unused money rolls over from year to year. Rate may change after the account is opened. Fees could reduce earnings.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000APY compounded quarterly. Rate may change after the account is opened. Fees could reduce earnings. | 0.15% | — | APY compounded quarterly. Rate may change after the account is opened. Fees could reduce earnings. |
| $10,000 and upAPY compounded quarterly. Rate may change after the account is opened. Fees could reduce earnings. | 0.25% | $25 | APY compounded quarterly. Rate may change after the account is opened. Fees could reduce earnings. |
Sources (2)
All captured Oct 6, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.