Bank · FDIC insured
MidAmerica National Bank
A $685M bank headquartered in Canton, IL, with 6 branches in Illinois. Best rates: CDs 2.47% and savings 0.50% APY.
MidAmerica National Bank Carrot Score
67
Carrot Score
Higher than 18% of U.S. banks and credit unions
#4 of 10 in Canton, IL metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About MidAmerica National Bank
- Headquarters
- 100 W Elm St, Canton, IL 61520
- FDIC certificate
- 3612 ↗
Branches
6 branches in Illinois
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Illinois
6 branches
Canton area · 3
- MidAmerica National BankMain office100 W Elm St, Canton, IL 61520Directions
- Cuba Branch228 E Main St, Cuba, IL 61427Directions
- Lewistown Branch120 E Washington Ave, Lewistown, IL 61542Directions
Macomb area · 2
- North Side Square Branch130 N Side Sq, Macomb, IL 61455Directions
- West Facility804 W Jackson St, Macomb, IL 61455Directions
Peoria area · 1
- Henry State Branch700 2nd St, Henry, IL 61537Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.86% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 4.37% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.85% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $73 | $81 | — |
- CapitalLeverage ratio9.86%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent4.37%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.85%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$73Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of MidAmerica National Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.