Compare Bank & Credit Union Rates
Best savings rates in Idaho Falls, ID
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Idaho Falls, ID
- 0.15%APY$15 a year on $10,000with conditions
Requirements
Product: Must be linked to a Kasasa Cash or Kasasa Cash Back checking account. Limit of 1 account per Social Security Number.
Offer: Earned on the portion of average daily balance greater than $25,000 when qualifications are met on the linked Kasasa checking account.
Qualified rate · 0.15% interest rate · No monthly fee
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Flexible savings account in addition to Share Savings account.
0.00% interest rate · No monthly fee
Rate by balance
Rate by balance for Secondary Savings Account Balance APY Up to $299 0.00% $300 and upYour amount 0.15% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Required to become a member of ICCU. Limit one share savings account per membership.
0.00% interest rate · No monthly fee
Rate by balance
Rate by balance for Share Savings Account Balance APY Up to $299 0.00% $300 and upYour amount 0.15% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Variable-rate savings account. Monthly fee is $3 (waived with $100 minimum balance; free for minors up to age 18).
Offer: Minimum balance to earn interest is $100. Monthly fee of $3 is waived on balances of $100 or more.
0.10% interest rate · $3 monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Requires an active WaFd checking account to open. Maximum of three Start Savings accounts per Taxpayer Identification Number (TIN). Variable blended rate.
Offer: Tier 1 blended rate for balances $0 to $500. Requires an active checking account to open.
Qualified rate · 4.88% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Start Savings Balance APY Up to $500 5.00% $500 – $1,000 2.50% $1,000 and upYour amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Establishes membership at Westmark Credit Union. Requires a $5 minimum deposit and balance. Dividends compounded quarterly.
Offer: Dividends compounded quarterly. No monthly maintenance fee.
Compounded quarterly · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: No minimum balance or deposit requirements. Dividends compounded monthly.
Offer: Dividends compounded monthly. No monthly maintenance fee.
Compounded monthly · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - Frontier Credit UnionInsured Money MarketInsured Money Market · $0 min · 0.05%–0.20% by balance
Credit union · 2 branches
0.10%APY$10 a year on $10,000Requirements
Offer: Interest compounded and credited monthly. Fixed rate. Minimum balance to earn APY is $0.00.
0.05% interest rate · No monthly fee · Effective Sep 30, 2024
Rate by balance
Rate by balance for Insured Money Market Balance APY Up to $2,500 0.05% $2,500 – $20,000Your amount 0.10% $20,000 – $75,000 0.15% $75,000 and up 0.20% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Represents ownership share in the credit union. No minimum requirements to open an account per savings FAQs.
Offer: Dividends of 0.10% APY.
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Dividends compounded quarterly.
Offer: Earn 0.10% interest no matter what the balance is; dividends compounded quarterly.
0.10% interest rate · Compounded quarterly · No monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Standard rate for any balance without relationship rate qualification.
Qualified rate · 0.05% interest rate · Balance cap $99,999,999,999 · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Standard interest rate and APY across all balance levels without qualifying relationship product.
Qualified rate · 0.05% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Membership required based on eligibility. $1 required to open and maintain the account.
Offer: Earns dividends on average daily balance over $100 (or $100 or more). Dividends are compounded and paid monthly.
No monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate by balance
Rate by balance for Wells Fargo Platinum Savings Balance APY Any balanceYour amount 0.05% $25,000 and upPromotional rate accurate as of 2026-10-07 for new Platinum Savings accounts for customers who do not have an existing Wells Fargo consumer savings account (or ownership in past 30 days). $12 monthly fee avoided with $3,500 minimum daily balance. 3.25% Rate checked
More details - Members Preferred Credit UnionShare Savings AccountsSavings · $10 min · 0.05%–0.10% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Low minimum balance requirement of $5.00. No monthly or annual fees.
Offer: Dividends paid monthly on a tiered structure based on average daily balance at a split rate.
0.05% interest rate · No monthly fee
Rate by balance
Rate by balance for Share Savings Accounts Balance APY $10 and up 0.05% $300 and up 0.05% $5,000 and upYour amount 0.05% $20,000 and up 0.10% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Idaho Falls, ID
62 accounts at 15 banks and credit unions · checked Oct 16–22
- Typical
- 0.15%
- Top 10% from
- 2.00%
- Banks, typical
- 0.13%
- Credit unions, typical
- 0.15%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Idaho Falls, ID metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- ICCUCredit union · 5 branches
- Westmark Credit UnionCredit union · 6 branches
- Goldenwest Credit UnionCredit union · 1 branch