Credit union · NCUA insured
Beehive Federal Credit Union Savings Rates
Beehive Federal Credit Union’s best savings rate is 0.75% APY on $10,000, with its Market Share. Rates checked October 22, 2026.
How Beehive Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Rexburg, ID, where Beehive Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Beehive Federal Credit Union
0.75%APY
- Minimum
- —
- Earns on $10,000 a year
- $75
Market Share
Top rate
America First Credit Union
3.95%APY
- Minimum
- $0
- Earns on $10,000 a year
- $395
2nd-highest rate
WaFd Bank
3.82%APY
- Minimum
- $0
- Earns on $10,000 a year
- $382
Beehive Federal Credit Union savings score
83
Savings score
Higher than 62% of U.S. banks and credit unions
- $1,000 balance$1,0000.20%
- $10,000 balance$10,0000.75%
- $100,000 balance$100,0002.65%
- QualifiedQualified0.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Beehive Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Market Share
0.75%APY
Tiered rate account. Once a particular balance range is met, the dividend rate and annual percentage yield for that balance range will apply to the full balance of your account. Dividends compounded and credited monthly. Daily balance method.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000Rate applies to full balance when balance is $4,999.99 or below. | 0.20% | — | Rate applies to full balance when balance is $4,999.99 or below. |
| $5,000 – $25,000Rate applies to full balance when balance is $5,000.00 to $24,999.99. | 0.75% | $75 | Rate applies to full balance when balance is $5,000.00 to $24,999.99. |
| $25,000 – $50,000Rate applies to full balance when balance is $25,000.00 to $49,999.99. | 1.25% | — | Rate applies to full balance when balance is $25,000.00 to $49,999.99. |
| $50,000 – $100,000Rate applies to full balance when balance is $50,000.00 to $99,999.99. | 2.10% | — | Rate applies to full balance when balance is $50,000.00 to $99,999.99. |
| $100,000 – $250,000Rate applies to full balance when balance is $100,000.00 to $249,999.99. | 2.65% | — | Rate applies to full balance when balance is $100,000.00 to $249,999.99. |
| $250,000 – $500,000Rate applies to full balance when balance is $250,000.00 to $499,999.99. | 2.75% | — | Rate applies to full balance when balance is $250,000.00 to $499,999.99. |
| $500,000 – $1,000,000Rate applies to full balance when balance is $500,000.00 to $999,999.99. | 2.75% | — | Rate applies to full balance when balance is $500,000.00 to $999,999.99. |
| $1,000,000 and upRate applies to full balance when balance is $1,000,000.00 or greater. | 3.80% | — | Rate applies to full balance when balance is $1,000,000.00 or greater. |
Sources (1)
- my.beehive.org/hubfs/Disclosur…Truth%20in%20Savings.pdf · captured Oct 8, 2026
Pocket Change Savings Account
3.00%APY
Connects to checking account; rounds up debit card purchases to the nearest dollar and transfers change to the Pocket Change account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceEarn 3.00% APY on pocket change savings. Automated debit card round-up.Any balance | 3.00% | $300 | Earn 3.00% APY on pocket change savings. Automated debit card round-up. |
Sources (3)
All captured Sep 16, 2026
Dedicated Savings
0.10%APY
Dividends compounded quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceEarn 0.10% interest no matter what the balance is; dividends compounded quarterly.Any balance | 0.10% | $10 | Earn 0.10% interest no matter what the balance is; dividends compounded quarterly. |
Sources (2)
All captured Sep 16, 2026
Share Savings
0.10%APY
Represents ownership share in the credit union. No minimum requirements to open an account per savings FAQs.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends of 0.10% APY.Any balance | 0.10% | $10 | Dividends of 0.10% APY. |
Sources (3)
All captured Sep 16, 2026
Special-purpose accounts
Missionary Savings
4.00%APY
Children age 0-20 are eligible. Co-owned by a parent or guardian. Deposit up to $100 a month via Beehive Checking account. Parents may withdraw at anytime without penalty.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $12,000Earn 4.00% APY compounded quarterly on all balances up to $12,000. Total deposits may reach up to $12,000 (or $10,000 per page p55). Deposit up to $100/month via Beehive Checking account.Up to $12,000 | 4.00% | $400 | Earn 4.00% APY compounded quarterly on all balances up to $12,000. Total deposits may reach up to $12,000 (or $10,000 per page p55). Deposit up to $100/month via Beehive Checking account. |
Sources (2)
All captured Sep 16, 2026
Student Savings
2.00%APY
Primary account holder must be a student currently enrolled in school (proof of enrollment required). Student Essentials / young adult eligibility spans ages 18-26. No monthly service fee, no minimum balance fee.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,500Earns 2.00% APY on the first $1,500. Must be enrolled in school.Up to $1,500 | 2.00% | — | Earns 2.00% APY on the first $1,500. Must be enrolled in school. |
Sources (4)
- beehive.org/student-essentials
- beehive.org/savings
- beehive.org/better-than-free-student-checking
- beehive.org/what-savings-account-is-best-for-me
All captured Sep 16, 2026
Who can join Beehive Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to members of The Church of Jesus Christ of Latter-day Saints in the United States.
Membership information collected October 4, 2026.