Credit union · NCUA insured
Mountain America Credit Union Savings Rates
Top CarrotMountain America Credit Union’s best savings rate is 1.00% APY on $10,000, with its Money Market Account. Rates checked October 22, 2026.
How Mountain America Credit Union’s savings rates compare
Compared with banks and credit unions near Salt Lake City, UT, where Mountain America Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Mountain America Credit Union
1.00%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $100
Money Market Account
Top rate
Axos Bank
5.00%APY
- Requires
- Another account
- Minimum
- $0
- Earns on $10,000 a year
- $500
2nd-highest rate
SoFi Bank, National Association
4.40%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $440
Mountain America Credit Union savings score
86
Savings score
Higher than 72% of U.S. banks and credit unions
- $1,000 balance$1,0000.50%
- $10,000 balance$10,0001.00%
- $100,000 balance$100,0002.45%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Mountain America Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
1.00%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $2,500 | 0.50% | — |
| $2,500 – $9,999 | 0.85% | — |
| $10,000 – $24,999 | 1.00% | $100 |
| $25,000 – $49,999 | 1.50% | — |
| $50,000 – $99,999 | 2.00% | — |
| $100,000 – $249,999 | 2.45% | — |
| $250,000 – $999,999 | 3.25% | — |
| $1,000,000 and up | 3.60% | — |
Sources (1)
- macu.com/accounts/savings/money-market · captured Oct 22, 2026
Primary Savings
0.05%APY
Membership required based on eligibility. $1 required to open and maintain the account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upEarns dividends on average daily balance over $100 (or $100 or more). Dividends are compounded and paid monthly.$100 and up | 0.05% | $5 | Earns dividends on average daily balance over $100 (or $100 or more). Dividends are compounded and paid monthly. |
Sources (2)
All captured Oct 22, 2026
Special-purpose accounts
Teen Savings
0.05%APY
Designed for teens ages 13–17. Minors must have a joint accountholder who is 18 or older. Automatically converts to primary savings at age 26. Only $1 required to open and maintain the account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upEarns dividends on average daily balance of $25 or more. Dividends are compounded and paid monthly.$25 and up | 0.05% | $5 | Earns dividends on average daily balance of $25 or more. Dividends are compounded and paid monthly. |
Youth Savings
0.05%APY
Designed for children ages 12 and younger. Minors must have a joint accountholder who is 18 or older. Automatically converts to a teen savings account at age 13. Only $1 required to open and maintain the account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upEarns dividends on average daily balance of $25 or more. Dividends are compounded and paid monthly.$25 and up | 0.05% | $5 | Earns dividends on average daily balance of $25 or more. Dividends are compounded and paid monthly. |
Who can join Mountain America Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.