Compare Bank & Credit Union Rates
Best savings rates in Florida
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 166–180 results in Florida
- Jax Fire Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.25%–0.65% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,0000.25% interest rate · Effective May 25, 2025
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $10,000 0.25% $10,000 – $25,000Your amount 0.50% $25,000 – $75,000 0.55% $75,000 – $125,000 0.60% $125,000 and up 0.65% Rate checked
More details - Tropical Financial Credit UnionMoney MarketMoney Market · $2,500 min · 0.50%–3.50% by balance
Credit union · 6 branches
0.50%APY$50 a year on $10,000Requirements
Product: Maintain a minimum monthly balance of $2,500 to earn a higher interest rate than regular savings.
Offer: Monthly dividend payments
Effective Oct 19, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $24,999Your amount 0.50% $25,000 – $94,999 0.55% $100,000 – $249,999 0.55% $250,000 – $499,999 1.50% $500,000 and up 3.50% Rate checked
More details - Hello Credit UnionSunnyside Up! SavingsSavings · $0 min · 0.50%–5.00% by balance
Credit union · 4 branches
0.50%APY$50 a year on $10,0004.88% interest rate · Effective Jan 28, 2026
Rate by balance
Rate by balance for Sunnyside Up! Savings Balance APY Up to $500 5.00% Over $500Your amount 0.50% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Offer: $100 minimum balance to earn dividend per table ($5 Average Daily Balance required per footnote 1). Dividends paid monthly.
0.50% interest rate · Effective Nov 19, 2025
Rate checked
More details - FiCare Federal Credit UnionMoney Market SavingsMoney Market Savings · $2,500 min · 0.30%–0.85% by balance
Credit union · 5 branches
0.50%APY$50 a year on $10,000Requirements
Product: Dividends are compounded monthly and credited to your Money Market Savings Account monthly. The monthly dividend period begins on the first calendar day of the month and ends on the last calendar day of the month.
Offer: Minimum balance required to earn stated APY is $2,500.
0.30% interest rate · Compounded monthly · Effective Sep 24, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY $2,500 and up 0.30% $10,000 and upYour amount 0.50% $25,000 and up 0.75% $75,000 and up 0.85% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: No fees with a minimum balance of $2,500; rates compounded monthly; up to 6 transactions per month.
Offer: No fees with a minimum balance of $2,500. Compounded monthly.
Compounded monthly · Effective Oct 5, 2026
Rate checked
More details - United Community BankUnited Money MarketUnited Money Market · $1,500 min · 0.50%–1.15% by balance
Bank · 21 branches
0.50%APY$50 a year on $10,000Requirements
Product: Monthly maintenance charge of $12 will be assessed unless a daily balance of $1,500 is maintained. $10.00 excessive withdrawal fee for each withdrawal over 6 per month.
Offer: Lowest number listed in each tier represents the minimum daily balance required to obtain the APY.
$12 monthly fee
Rate by balance
Rate by balance for United Money Market Balance APY Up to $9,999 0.50% $10,000 – $49,999Your amount 0.50% $50,000 – $99,999 0.50% $100,000 – $249,999 1.00% $250,000 – $499,999 1.00% $500,000 – $999,999 1.15% $1,000,000 and up 1.15% Rate checked
More details - 0.50%APY$50 a year on $10,000with conditions
Requirements
Product: Can only be opened with a new or existing Prime Rewards Checking or Prime Interest Checking account. Limit 1 account per SSN/ITIN.
Offer: When qualifications are met (active Prime Rewards Checking or Prime Interest Checking account, and enrolled in and receive monthly e-statements). Daily balances up to $50,000.
Qualified rate · No monthly fee · Effective Nov 1, 2022
Rate by balance
Rate by balance for Prime Savings Balance APY Up to $50,000Your amount 0.50% Over $50,000Rate accurate as of 11/01/2022. 0.35% Rate checked
More details - Teachers Federal Credit UnionTiered Money MarketTiered Money Market · $2,500 min · 0.50%–1.00% by balance
Credit union · 3 branches
0.50%APY$50 a year on $10,000Requirements
Product: Membership at Teachers is required by opening a Regular Savings or Youth Savings account with a minimum deposit of $1.00. Minimum balance of $2,500.00 required to earn current APY. $5 monthly charge assessed if account remains under $500. Dividends are compounded daily and paid monthly.
0.50% interest rate · Compounded daily · Effective Aug 28, 2025
Rate by balance
Rate by balance for Tiered Money Market Balance APY $2,500 – $25,000Your amount 0.50% $25,000 – $50,000 0.55% $50,000 – $100,000 0.70% $100,000 – $250,000 0.90% $250,000 – $500,000 1.00% $500,000 and up 1.00% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Avoid the $2 minimum balance service charge by maintaining a $100 minimum daily balance.
Offer: Minimum balance to obtain APY is $0.01. $2 monthly service charge waived by maintaining a $100 minimum daily balance.
0.50% interest rate · $2 monthly fee · Effective Sep 14, 2022
Rate checked
More details - Ocala Community Credit UnionMoney Market AccountsMoney Market Accounts · $100 min · 0.20%–0.70% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: The rate is established monthly on the 1st of each month. Unlimited personal withdrawals, limit of 6 telephone or Internet transfers per month with minimum transfer $500, and no more than 3 transfers may be made by check. Monthly service charge of $15.00 applies if daily minimum balance of $2,500 is not maintained.
Offer: Rate established monthly on the 1st of each month. Monthly service charge waived if daily balance of $2,500 maintained (otherwise $15.00). Limit of 6 telephone/Internet transfers per month (min $500 transfer) and max 3 by check.
$15 monthly fee
Rate by balance
Rate by balance for Money Market Accounts Balance APY $100 – $2,499 0.20% $2,500 – $10,000 0.40% $10,000 – $25,000Your amountNo monthly service charge when maintaining $2,500 daily minimum balance. 0.50% $25,000 – $50,000No monthly service charge when maintaining $2,500 daily minimum balance. 0.60% $50,000 and upNo monthly service charge when maintaining $2,500 daily minimum balance. 0.70% Rate checked
More details - Baptist Health South Florida FCUMoney MarketMoney Market · $2,500 min · 0.00%–2.75% by balance
Credit union · 6 branches
0.50%APY$50 a year on $10,000Requirements
Product: With a minimum deposit of $2,500. Dividends are paid/credited quarterly and calculated based on average daily balance. If the account balance falls below $2,500, it will not receive a dividend. Limited to three withdrawals per month ($5 fee per withdrawal exceeding three per month).
Offer: If balance falls below $2,500, it will not receive a dividend.
0.00% interest rate · Effective Oct 1, 2025
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.00% $2,500 – $25,000Your amount 0.50% $25,000 – $50,000 0.75% $50,000 – $100,000 1.00% $100,000 – $150,000 1.50% $150,000 – $200,000 1.75% $200,000 – $250,000 2.25% $250,000 and up 2.75% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Unlimited deposits and withdrawals. Payroll deductions. Rates subject to change weekly. Daily earnings.
Offer: Frequency of compounding: Monthly.
0.50% interest rate · Effective Sep 28, 2023
Rate checked
More details - Dort Financial Credit UnionSavings PlusSavings · $0 min · 0.15%–0.80% by balance
Credit union · 4 branches
0.50%APY$50 a year on $10,000Requirements
Product: High-yield investment savings account with variable rates. Dividends are credited on the last day of each month. Allows convenient access using Savings Plus checks (up to six clearing per month), phone, online, or in-person. Funds cannot be accessed or withdrawn through ATM. Businesses are ineligible.
0.15% interest rate
Rate by balance
Rate by balance for Savings Plus Balance APY Up to $999 0.15% $1,000 – $9,999 0.30% $10,000 – $49,999Your amount 0.50% $50,000 – $99,999 0.60% $100,000 – $199,999 0.70% $200,000 and up 0.80% Rate checked
More details - Metro Federal Credit UnionVIP Money MarketVIP Money Market · $100 min · 0.25%–0.95% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: No monthly service fee. No minimum balance. Compounded monthly. Minimum cash or check withdrawal amount is $500.00 to avoid processing fee. Maximum total number of three checks paid per month; additional checks cleared or cash withdrawals subject to processing fee. Debit card and mobile deposit not eligible for money market accounts.
Offer: Compounded monthly; paid monthly on the last day of the month.
0.25% interest rate · Compounded monthly · No monthly fee
Rate by balance
Rate by balance for VIP Money Market Balance APY $100 – $4,999 0.25% $5,000 – $9,999 0.35% $10,000 – $24,999Your amount 0.50% $25,000 – $49,999 0.65% $50,000 and up 0.95% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Florida
554 accounts at 207 banks and credit unions · checked Oct 16–23
- Typical
- 0.20%
- Top 10% from
- 2.08%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.25%
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Florida
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Innovations Financial Credit UnionCredit union · 9 branches
- Climate First BankBank · 4 branches
- Oxford Federal Credit UnionCredit union · 1 branch