Credit union · NCUA insured
FiCare Federal Credit Union Savings Rates
FiCare Federal Credit Union’s best savings rate is 0.50% APY on $10,000, with its Money Market Savings. Rates checked October 15, 2026.
How FiCare Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Tampa, FL, where FiCare Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
FiCare Federal Credit Union
0.50%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $50
Money Market Savings
Top rate
American Pride Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $50
- Earns on $10,000 a year
- $500
2nd-highest rate
EverBank
4.20%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $420
FiCare Federal Credit Union savings score
77
Savings score
Higher than 44% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0000.85%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where FiCare Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Savings
Up to 0.50%APY
Dividends are compounded monthly and credited to your Money Market Savings Account monthly. The monthly dividend period begins on the first calendar day of the month and ends on the last calendar day of the month.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 and upMinimum balance required to earn stated APY is $2,500. | 0.30% | $30 | Minimum balance required to earn stated APY is $2,500. |
| $10,000 and upMinimum balance required to earn stated APY is $10,000. | 0.50% | $50 | Minimum balance required to earn stated APY is $10,000. |
| $25,000 and upMinimum balance required to earn stated APY is $25,000. | 0.75% | — | Minimum balance required to earn stated APY is $25,000. |
| $75,000 and upMinimum balance required to earn stated APY is $75,000. | 0.85% | — | Minimum balance required to earn stated APY is $75,000. |
Sources (1)
- ficarefcu.org/rates · captured Oct 5, 2026
Regular Primary Savings
0.05%APY
Establishes credit union membership. Minimum $5 balance to maintain membership. Minimum $500 average daily balance required to earn dividends.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $500 and upDividends compounded and credited monthly. Minimum $500 average daily balance required to earn stated APY.$500 and up | 0.05% | $5 | Dividends compounded and credited monthly. Minimum $500 average daily balance required to earn stated APY. |
Sources (3)
- ficarefcu.org/products-and-services/savings-accounts
- ficarefcu.org/rates
- ficarefcu.org/rates/savings-rates
All captured Oct 5, 2026
Special-purpose accounts
Holiday Club Savings
0.15%APY
Deposits automatically transfer to Primary Savings on November 1. Early withdrawal penalty applies for withdrawals throughout the year. Minimum $500 average daily balance required to earn dividends.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $500 and upDividends compounded and credited monthly. Minimum $500 average daily balance required to earn stated APY. Funds transfer automatically on November 1.$500 and up | 0.15% | $15 | Dividends compounded and credited monthly. Minimum $500 average daily balance required to earn stated APY. Funds transfer automatically on November 1. |
Sources (3)
- ficarefcu.org/products-and-services/savings-accounts
- ficarefcu.org/rates
- ficarefcu.org/rates/savings-rates
All captured Oct 5, 2026
IRA Savings
0.15%APY
Available as Traditional IRA or Roth IRA. No credit union-imposed penalty for early withdrawal. Subject to IRS regulations and terms.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRequires no minimum balance. No credit union early withdrawal penalty. Available for Traditional and Roth IRAs.Any balance | 0.15% | $15 | Requires no minimum balance. No credit union early withdrawal penalty. Available for Traditional and Roth IRAs. |
Vacation Club Savings
0.15%APY
Allows one free withdrawal per calendar year; excessive withdrawal penalty applies for two or more withdrawals during the year. Minimum $500 average daily balance required to earn dividends.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $500 and upDividends compounded and credited monthly. Minimum $500 average daily balance required to earn stated APY. One free withdrawal per calendar year.$500 and up | 0.15% | $15 | Dividends compounded and credited monthly. Minimum $500 average daily balance required to earn stated APY. One free withdrawal per calendar year. |
Sources (3)
- ficarefcu.org/products-and-services/savings-accounts
- ficarefcu.org/rates
- ficarefcu.org/rates/savings-rates
All captured Oct 5, 2026
Who can join FiCare Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees, independent contractors, or self-employed persons who work regularly in the healthcare industry are eligible for membership.
Military, government and schools
- Employees of healthcare academic institutions are eligible for membership.
- Healthcare students are eligible for membership.
Family and household
- Family members of healthcare industry workers, healthcare students, or healthcare academic institution employees are eligible for membership.
- Relatives of a current member of the credit union are eligible for membership.
Cost to join
- An initial share deposit of $5.00 is required to open an account.
Membership information collected October 5, 2026.