Credit union · NCUA insured
Ocala Community Credit Union
A $49.1M credit union headquartered in Ocala, FL, with 2,552 members and 1 branch in Florida. Best rates: CDs 3.40% and savings 0.50% APY.
Ocala Community Credit Union Carrot Score
68
Carrot Score
Higher than 20% of U.S. banks and credit unions
#8 of 14 in Ocala, FL metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Ocala Community Credit Union
State-chartered in 1953 as Ocala City Employees Credit Union, Ocala Community Credit Union is headquartered in Ocala, Florida.
The credit union serves persons who live, work, or attend school, as well as businesses and other legal entities, in Marion County, Florida.
- Headquarters
- 2675 SE 36th Ave, Ocala, FL 34471
- NCUA charter
- 67938
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, or attend school in, and businesses and other legal entities located within Marion County, Florida are eligible for membership.
Family and household
- Immediate family members (parents, children, spouses or surviving spouses, or any other relative by blood, marriage, or adoption) and domestic partners of eligible persons are eligible for membership.
Cost to join
- Pay a $3.00 membership fee upon joining.
- Deposit $5.00 into a Share Savings account (representing one share) which remains on deposit as long as you are a member.
Branches
1 branch in Florida
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Florida
1 branch
- Main OfficeMain office2675 SE 36th Ave, Ocala, FL 34471Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.13% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 2.57% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.58% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $34 | $59 | — |
- CapitalNet worth ratio10.13%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late2.57%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.58%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$34Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Ocala Community Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.