Bank · FDIC insured
PrimeSouth Bank
A $1.6B bank headquartered in Blackshear, GA, with 8 branches in 2 states.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: carrot has not captured enough rates to score this yet. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- Savings630.01%0.50% with extra requirementsSavings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About PrimeSouth Bank
- Headquarters
- 3473 Us Highway 84, Blackshear, GA 31516
- FDIC certificate
- 5694 ↗
Branches
8 branches in 2 states
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Georgia
7 branches
Brunswick area · 4
- Atlantic National Bank Branch710 Gloucester St, Brunswick, GA 31520Directions
- Brunswick Branch128 Altama Connector, Brunswick, GA 31525Directions
- Brunswick Branch101 Hyde Park Cmns, Brunswick, GA 31523Directions
- St Simons Branch1795 Frederica Rd, Saint Simons Island, GA 31522Directions
Waycross area · 2
- PrimeSouth BankMain office3473 Us Highway 84, Blackshear, GA 31516Directions
- Psb Waycross Branch530 Memorial Dr, Waycross, GA 31501Directions
Jesup area · 1
- Primesouth Branch - Jesup375 W Cherry St, Jesup, GA 31545Directions
Florida
1 branch
- Fernandina Beach Branch1500 Sadler Rd, Fernandina Beach, FL 32034Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 12.03% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 1.48% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.92% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $99 | $88 | — |
- CapitalLeverage ratio12.03%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent1.48%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.92%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$99Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of PrimeSouth Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.