Compare Bank & Credit Union Rates
Best savings rates in Florida
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 481–495 results in Florida
- 0.04%APY$4 a year on $10,000
Requirements
Product: Establishes membership in Space Coast Credit Union. $5 minimum balance required to maintain active membership.
0.04% interest rate · No monthly fee · Effective Sep 1, 2026
Rate checked
More details - 0.04%APY$4 a year on $10,000
Requirements
Product: Variable rate savings account. $8.00 monthly maintenance fee waived for the first 6 months for new accounts; thereafter waived by maintaining a minimum daily balance of $500 or more, owning a Bank of America Advantage Relationship Banking account, having an account owner under age 25, or being enrolled in BofA Rewards at Preferred Plus, Preferred Honors, or Premier tier. No Overdraft Item Fees. Paper check writing is not permitted. Online new account opening limit is $250,000.
Offer: Standard rate for balances less than $5,000. Variable rate. Applicable to Western North Carolina. $8.00 monthly fee with waiver options ($500 minimum daily balance, owner under 25, Advantage Relationship Banking, or qualifying BofA Rewards tier; fee waived first 6 months for new accounts).
0.04% interest rate · $8 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: No monthly service charges or transaction fees Convenient access via branch, online banking, or by phone Online Banking + Mobile App + eStatements Federally insured by NCUA up to $250,000 per individual depositor
0.03% interest rate · No monthly fee · Effective Oct 9, 2026
Rate checked
More details - 0.03%APY$3 a year on $10,000with conditions
Requirements
Product: Available in select markets/regions. Monthly service fee is waived with a linked Citi checking account, an average monthly balance of $500 or more, or enrollment in Citi Priority, Citigold, or Citigold Private Client relationship tiers. Accounts with a zero balance for 90 calendar days are subject to closure.
Offer: Everyday Benefits tier. Rates apply to ZIP 57108 (OUT pricing region). $4.50 monthly fee waived with $500+ average monthly balance or linked Citi checking account.
Qualified rate · 0.03% interest rate · $4.50 monthly fee
Rate checked
More details - Citizens BankCitizens Private Client® Money MarketCitizens Private Client® Money Market · $0 min · 0.03%–3.50% by balance
Bank · 8 branches
0.03%APY$3 a year on $10,000Requirements
Product: Rates apply to new accounts and may not apply to existing accounts. Variable APY subject to change daily. Rates accurate for Rhode Island (ZIP 02903).
Offer: Preferred Rate; Preferred Rates require $25,000 not currently on deposit with Citizens.
Effective Sep 25, 2026
Rate by balance
Rate by balance for Citizens Private Client® Money Market Balance APY Up to $9,999 0.03% $10,000 – $24,999Your amount 0.03% $25,000 – $49,999 3.50% $50,000 – $99,999 3.50% $100,000 – $249,999 3.50% $250,000 – $499,999 3.50% $500,000 – $999,999 3.50% $1,000,000 – $2,999,999 3.50% $3,000,000 and up 3.50% Rate checked
More details - 0.03%APY$3 a year on $10,000with conditions
Requirements
Product: Qualifying for Kasasa Cash or Kasasa Cash Back rewards qualifies for highest Kasasa Saver rate. Requires 12 debit card purchases, e-Statements, and online banking log-in per monthly qualification cycle. Limit one account per SSN.
Offer: Base rate earned on all balances when qualifications are not met in linked Kasasa checking account.
Qualified rate · 0.03% interest rate · No monthly fee · Effective Jan 1, 2021
Rate checked
More details - DFCU FinancialPremier Money MarketPremier Money Market · $0 min · 0.02%–3.70% by balance
Credit union · 9 branches
0.02%APY$2 a year on $10,000Requirements
Product: Paid and compounded monthly. Dividend rate may change after account is opened. NCUA insured. Excluded from Cash Back. Membership eligibility required.
Offer: Paid and compounded monthly.
0.02% interest rate · Compounded monthly · Effective Oct 20, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $49,999Your amount 0.02% $50,000 – $99,999 1.50% $100,000 – $249,999 2.85% $250,000 – $499,999 3.15% $500,000 – $999,999 3.25% $1,000,000 and up 3.70% Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: Designed to set aside funds for a dream vacation, school tuition and special life events. $1.00 or $5.00 minimum required to open depending on schedule.
Offer: Paid and compounded monthly. $5 minimum required to open.
Compounded monthly · Effective Oct 23, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: $5 minimum required to open. Must maintain an aggregate minimum average daily balance of $200 to avoid a monthly fee. Membership open to those who live, work, worship, or attend school in Michigan's Lower Peninsula.
Offer: Paid and compounded monthly. $5 minimum required to open.
Compounded monthly · Effective Oct 23, 2026
Rate checked
More details - DFCU FinancialInsured Money Market AccountInsured Money Market Account · $2,500 min · 0.02%–0.15% by balance
Credit union · 9 branches
0.02%APY$2 a year on $10,000Requirements
Product: $2,500 minimum deposit to open. Paid and compounded monthly. Dividend rate may change after account is opened. NCUA insured. Membership eligibility required.
Offer: Paid and compounded monthly.
0.02% interest rate · Compounded monthly · Effective Oct 20, 2026
Rate by balance
Rate by balance for Insured Money Market Account Balance APY Up to $2,499 0.02% $2,500 – $24,999Your amount 0.02% $25,000 – $49,999 0.02% $50,000 – $99,999 0.02% $100,000 – $249,999 0.05% $250,000 – $499,999 0.10% $500,000 and up 0.15% Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: Designed to set aside funds for a dream vacation, school tuition and special life events. $1.00 or $5.00 minimum required to open depending on schedule.
Offer: Paid and compounded monthly. $1.00 minimum to open.
0.02% interest rate · Compounded monthly · Effective Oct 20, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: $5 minimum required to open. Must maintain an aggregate minimum average daily balance of $200 to avoid a monthly fee. Membership open to those who live, work, worship, or attend school in Michigan's Lower Peninsula.
Offer: Paid and compounded monthly. An aggregate minimum average daily balance of $200 must be maintained to avoid a monthly fee.
0.02% interest rate · Compounded monthly · Effective Oct 20, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Offer: Automatic deposit of $25 debited monthly from TBF Checking Account.
Qualified rate · Effective Oct 22, 2026
Rate checked
More details - Tampa Bay Federal Credit UnionRegular Money MarketRegular Money Market · $3,500 min · 0.02%–0.05% by balance
Credit union · 5 branches
0.02%APY$2 a year on $10,000Effective Oct 22, 2026
Rate by balance
Rate by balance for Regular Money Market Balance APY $3,500 – $10,000Your amount 0.02% $50,000 and up 0.05% Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: $5 monthly fee waived by maintaining $300 daily balance, linking TD Beyond/Complete/Relationship Checking account, or for account holders age 18 or under / 62 or older. Standard APY applies to all tiers.
Offer: Standard APY for all tiers
$5 monthly fee
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Florida
557 accounts at 207 banks and credit unions · checked Oct 22–24
- Typical
- 0.20%
- Top 10% from
- 2.11%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.25%
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Florida
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Innovations Financial Credit UnionCredit union · 9 branches
- Climate First BankBank · 4 branches
- Oxford Federal Credit UnionCredit union · 1 branch