Credit union · NCUA insured
Unity of Eatonville FCU
Top CarrotA $3.2M credit union headquartered in Eatonville, FL, with 409 members and 1 branch in Florida. Best rates: CDs 2.52% APY.
Unity of Eatonville FCU Carrot Score
Carrot ScoreTop Carrot
Higher than 91% of U.S. banks and credit unions
#3 of 37 in Orlando, FL metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Unity of Eatonville FCU
Headquartered in Eatonville, Florida, Unity of Eatonville Federal Credit Union is a member-owned credit union and a Minority Depository Institution.
The credit union was founded from the vision of Pastor Willie C. Barnes of Macedonia Missionary Baptist Church to meet the needs of low-income communities like Eatonville.
- Headquarters
- 323 E Kennedy Blvd, Suite G, Eatonville, FL 32751
- NCUA charter
- 24935
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live in the town of Eatonville.
- Membership is open to individuals who work in the town of Eatonville.
Employers and groups
- Membership is open to individuals who go to church in the town of Eatonville.
Military, government and schools
- Membership is open to students who go to school in the town of Eatonville.
Family and household
- Membership is open to immediate family members of current members.
Cost to join
- Members must open a Regular Savings Account with an initial share deposit of $15, which remains in the account during membership and is refundable upon closing.
Branches
1 branch in Florida
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Florida
1 branch
- Unity of Eatonville FCUMain office323 E Kennedy Blvd, Suite G, Eatonville, FL 32751Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Marginally capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 3.14% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.91% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | -2.96% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $41 | $59 | — |
- CapitalNet worth ratio3.14%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.91%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets-2.96%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$41Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Unity of Eatonville FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.