Bank · FDIC insured
Climate First Bank Savings Rates
Top CarrotClimate First Bank’s best savings rate is 4.01% APY on $10,000, with its Super Duper Savings. Rates checked October 15, 2026.
How Climate First Bank’s savings rates compare
Compared with banks and credit unions near Orlando, FL, where Climate First Bank has the most branches. $10,000, best rate first.
This bank’s best
Climate First Bank
4.01%APY
- Minimum
- $50
- Earns on $10,000 a year
- $401
Super Duper Savings
2nd-highest rate
BankUnited
3.50%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $350
3rd-highest rate
FAIRWINDS Credit Union
3.39%APY
- Minimum
- $10
- Earns on $10,000 a year
- $339
Climate First Bank savings score
99
Savings score
Higher than 99% of U.S. banks and credit unions
- $1,000 balance$1,0004.01%
- $10,000 balance$10,0004.01%
- $100,000 balance$100,0004.01%
- QualifiedQualified4.01%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Climate First Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Super Duper Savings
4.01%APY
Saving accounts are not eligible for Bill Payment or External Account-to-Account (A2A) transfers.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance required to earn interest. Account is set up to receive monthly e-statements; a $5.00 paper statement fee applies if you opt for paper. Unlimited withdrawals.Any balance | 4.01% | $401 | No minimum balance required to earn interest. Account is set up to receive monthly e-statements; a $5.00 paper statement fee applies if you opt for paper. Unlimited withdrawals. |
Sources (3)
- climatefirstbank.com/personal/personal-deposit-products
- join.climatefirstbank.com/accounts
- climatefirstbank.com/apply/super-duper-savings-account
All captured Sep 18, 2026
Impact Money Market
0.05%APY
New Money Only: defined as funds not previously held at Climate First Bank. A monthly service charge of $15.00 will be assessed if the daily minimum balance falls below $5,000.00. E-statements are provided at no charge; paper statements are available for a $5.00 monthly fee.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $50,000Applies when daily balance falls below $49,999.99. Interest rate paid on entire balance. Monthly service charge of $15.00 assessed if daily minimum balance falls below $5,000.00. | 0.05% | $5 | Applies when daily balance falls below $49,999.99. Interest rate paid on entire balance. Monthly service charge of $15.00 assessed if daily minimum balance falls below $5,000.00. |
| $50,000 – $9,999,999Applies when daily balance is more than $49,999.99 but less than $9,999,999.01. Interest rate paid on entire balance. Monthly service charge of $15.00 assessed if daily minimum balance falls below $5,000.00. | 3.96% | — | Applies when daily balance is more than $49,999.99 but less than $9,999,999.01. Interest rate paid on entire balance. Monthly service charge of $15.00 assessed if daily minimum balance falls below $5,000.00. |
Sources (3)
- climatefirstbank.com/personal/impact-money-market
- climatefirstbank.com/personal/personal-deposit-products
- join.climatefirstbank.com/accounts
All captured Sep 18, 2026
Special-purpose accounts
Youth Savings
3.56%APY
Must be 17 years or younger. Account must include parent and/or guardian.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo monthly service fee. E-statements are provided at no charge, and paper statements are available for a $5.00 monthly fee.Any balance | 3.56% | $356 | No monthly service fee. E-statements are provided at no charge, and paper statements are available for a $5.00 monthly fee. |
Sources (2)
All captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.