Compare Bank & Credit Union Rates
Best savings rates in Coral Gables, FL
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Coral Gables, FL
- 0.25%APY$25 a year on $10,000
Requirements
Product: Quarterly service charge is refunded within 3 business days when linked to Essential Checking account or Advantage Checking account or if the daily balance is at least $250; otherwise a $5 quarterly service charge is applied.
Effective Sep 28, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Avoid $20 monthly maintenance fee by maintaining a $25,000 combined monthly average balance. $10,000 minimum daily balance to earn interest.
Offer: Avoid $20 monthly maintenance fee by maintaining a $25,000 combined monthly average balance. $10,000 minimum daily balance to earn interest.
$20 monthly fee · Effective May 18, 2026
Rate by balance
Rate by balance for Money Market Max Balance APY $10,000 – $50,000Your amount 0.15% $50,000 – $100,000 0.50% $100,000 and up 1.35% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: A service charge of $5.00 is imposed every quarter if the daily balance falls below $100.00 any day of the quarter. 6 free withdrawals per quarter ($2.00 fee per withdrawal over 6).
Effective Sep 24, 2026
Rate by balance
Rate by balance for United Savings Balance APY Up to $2,499 0.05% $2,500 and upYour amount 0.15% Rate checked
More details - 0.12%APY$12 a year on $10,000with conditions
Requirements
Product: Available in select markets/regions. Monthly service fee is waived with a linked Citi checking account, an average monthly balance of $500 or more, or enrollment in Citi Priority, Citigold, or Citigold Private Client relationship tiers. Accounts with a zero balance for 90 calendar days are subject to closure.
Offer: Citigold Private Client relationship tier (requires $800,000 CAMB in Eligible Deposit and Investment accounts). Rates apply to ZIP 57108 (OUT pricing region). Monthly fee waived for Citigold Private Client tier.
Qualified rate · 0.12% interest rate · $4.50 monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for TD Signature Savings Balance APY Up to $10,000 0.01% $10,000 – $25,000Your amountRate Bump APY with linked eligible TD account 0.10% $25,000 – $50,000Rate Bump APY with linked eligible TD account 0.25% $50,000 – $100,000Rate Bump APY with linked eligible TD account 0.50% $100,000 – $250,000Rate Bump APY with linked eligible TD account 2.00% $250,000 – $500,000Rate Bump APY with linked eligible TD account 2.50% $500,000 – $1,000,000Rate Bump APY with linked eligible TD account 2.50% $1,000,000 and upRate Bump APY with linked eligible TD account 2.50% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Personal accounts only. Initial minimum opening deposit to earn higher rate is $25,000. Account must be funded within 90 days of approval date. Early closure fee may apply if closed within 180 days. $15 monthly service charge waived with at least a $10,000 average daily collected balance or with a Flagstar personal checking relationship.
Offer: Tier 1 balance rate. $15 monthly maintenance fee waived if average daily collected balance is at least $10,000 or if owner of a Flagstar personal checking account with balance of at least $0.01.
$15 monthly fee
Rate by balance
Rate by balance for Flagstar Performance Savings Balance APY Up to $10,000 0.10% $10,000 – $25,000Your amountTier 2 balance rate. 0.10% $25,000 – $50,000Tier 3 balance rate. 3.20% $50,000 – $100,000Tier 4 balance rate. $15 monthly maintenance fee waived if average daily collected balance is at least $10,000 or with personal checking relationship. 3.20% $100,000 – $500,000Tier 5 balance rate. $15 monthly maintenance fee waived if average daily collected balance is at least $10,000 or with personal checking relationship. 3.20% $500,000 and upTier 6 balance rate. $15 monthly maintenance fee waived if average daily collected balance is at least $10,000 or with personal checking relationship. 3.20% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Avoid $15 monthly maintenance fee by maintaining a $2,500 combined monthly average balance. $2,500 minimum daily balance to earn interest.
Offer: Avoid $15 monthly maintenance fee by maintaining a $2,500 combined monthly average balance. $2,500 minimum daily balance to earn interest.
$15 monthly fee · Effective May 18, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $50,000Your amount 0.10% $50,000 – $100,000 0.20% $100,000 and up 0.30% Rate checked
More details - First Horizon BankMoney Market SavingsMoney Market Savings · $50 min · 0.10%–0.15% by balance
Bank · 2 branches
0.10%APY$10 a year on $10,000Requirements
Product: $50 minimum opening deposit. The monthly service charge is refunded within 3 business days when the primary or joint account holder has an active Elite Checking account, or if the total combined balance in consumer deposit accounts is at least $5,000. Otherwise, a $9 monthly service charge applies. Tiered interest at money market rates based on daily balance compounded and credited monthly.
Offer: Monthly service charge refunded within 3 business days when linked to an active Elite Checking account or with $5,000+ total combined balance in consumer deposit accounts. Otherwise $9/month.
$9 monthly fee · Effective Sep 28, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $24,999Your amount 0.10% $25,000 – $49,999 0.10% $50,000 – $99,999 0.15% $100,000 – $249,999 0.15% $250,000 and up 0.15% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: $4 monthly service fee can be avoided by maintaining an average monthly balance of $500. Up to 6 transfers/withdrawals per statement cycle without fee; $5 fee per preauthorized debit in excess of 6.
Offer: $4 monthly service fee can be avoided by maintaining a $500 average monthly balance.
0.05% interest rate · $4 monthly fee · Effective Nov 3, 2025
Rate by balance
Rate by balance for Popular Savings Balance APY Up to $2,500 0.05% $2,500 – $10,000 0.05% $10,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.15% $50,000 and up 0.20% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Exclusively available online. No monthly service charge. Interest compounded daily and credited monthly.
Offer: Minimum opening balance of $50 in new funds to First Citizens, maximum of $1,000,000, required to receive advertised APY. Variable rate subject to change. First two withdrawals or transfers per month are free, then $3 each.
Compounded daily · Balance cap $1,000,000 · No monthly fee
Rate checked
More details - Sunstate BankPersonal Money MarketPersonal Money Market · $100 min · 0.00%–0.30% by balance
Bank · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Tiered interest account. To earn interest: $2,500 daily balance or $5,000 per statement cycle. Minimum opening deposit is $100.
Offer: Balance below $2,500.
0.00% interest rate
Rate by balance
Rate by balance for Personal Money Market Balance APY Up to $2,500 0.00% $2,500 – $10,000 0.10% $10,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.20% $50,000 – $100,000 0.20% $100,000 and up 0.30% Rate checked
More details - Sunstate BankPremier Money Market - PersonalPremier Money Market - Personal · $100 min · 0.00%–0.30% by balance
Bank · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Tailored for international clients / foreign nationals and non-residents, with remote onboarding. Monthly service fee of $18 is waived with $2,500 daily collected balance or an average balance of $5,000 per statement cycle. Minimum opening deposit is $100.
Offer: Balance below $2,500. Monthly fee of $18 applies unless waived with $2,500 daily collected balance or $5,000 average statement cycle balance.
0.00% interest rate · $18 monthly fee
Rate by balance
Rate by balance for Premier Money Market - Personal Balance APY Up to $2,500 0.00% $2,500 – $10,000 0.10% $10,000 – $25,000Your amountMonthly fee of $18 waived with $2,500 daily collected balance or $5,000 average statement cycle balance. 0.10% $25,000 – $50,000Monthly fee of $18 waived with $2,500 daily collected balance or $5,000 average statement cycle balance. 0.20% $50,000 – $100,000Monthly fee of $18 waived with $2,500 daily collected balance or $5,000 average statement cycle balance. 0.20% $100,000 – $249,999Monthly fee of $18 waived with $2,500 daily collected balance or $5,000 average statement cycle balance. 0.30% $250,000 – $499,999Monthly fee of $18 waived with $2,500 daily collected balance or $5,000 average statement cycle balance. 0.30% $500,000 and upMonthly fee of $18 waived with $2,500 daily collected balance or $5,000 average statement cycle balance. 0.30% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Offer: Avoid monthly maintenance fee by maintaining an average daily balance of $250. Interest rates may vary after account opening.
0.10% interest rate · Balance cap $99,999.99 · $5 monthly fee · Effective Oct 6, 2025
Rate checked
More details - Baptist Health South Florida FCUSavings AccountSavings · $5 min · 0.10%–0.20% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Requires $5 membership fee to establish Credit Union membership. Dividends calculated on average daily balance and paid quarterly.
Offer: Dividends paid quarterly and calculated based on average daily balance. Minimum balance to earn APY is $5.
0.10% interest rate · No monthly fee · Effective Oct 1, 2025
Rate by balance
Rate by balance for Savings Account Balance APY Up to $49,999Your amount 0.10% $50,000 and up 0.20% Rate checked
More details - 0.09%APY$9 a year on $10,000with conditions
Requirements
Product: Available in select markets/regions. Monthly service fee is waived with a linked Citi checking account, an average monthly balance of $500 or more, or enrollment in Citi Priority, Citigold, or Citigold Private Client relationship tiers. Accounts with a zero balance for 90 calendar days are subject to closure.
Offer: Citigold relationship tier (requires $180,000 CAMB in Eligible Deposit and Investment accounts). Rates apply to ZIP 57108 (OUT pricing region). Monthly fee waived for Citigold tier.
Qualified rate · 0.09% interest rate · $4.50 monthly fee
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Coral Gables, FL
63 accounts at 23 banks and credit unions · checked Oct 6–22
- Typical
- 0.06%
- Top 10% from
- 2.91%
- Banks, typical
- 0.06%
- Credit unions, typical
- 0.30%
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Miami, FL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- American Airlines Federal Credit UnionCredit union · 6 branches
- JM Associates FCUCredit union · 1 branch
- First Choice Credit UnionCredit union · 2 branches