Bank · FDIC insured
Ocean Bank
A $7.6B bank, the 202nd largest of 4,207, headquartered in Miami, FL, with 25 branches in Florida. Best rates: CDs 3.80% and savings 0.10% APY.
Ocean Bank Carrot Score
60
Carrot Score
Higher than 2% of U.S. banks and credit unions
#62 of 67 in Miami, FL metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Ocean Bank
Founded in 1982 by a group of entrepreneurs, Ocean Bank is a privately-owned commercial bank.
Headquartered in Miami, Florida, the bank operates 24 branches.
The bank serves businesses and individuals in Florida and international markets.
- Headquarters
- 780 Nw 42nd Ave, Miami, FL 33126
- FDIC certificate
- 24156 ↗
Branches
25 branches in Florida
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Florida
25 branches
Miami area · 24
- Ocean BankMain office780 Nw 42nd Ave, Miami, FL 33126Directions
- Aventura Branch20900 Ne 30th Ave, Aventura, FL 33180Directions
- Boca Raton Branch799 North Federal Highway, Boca Raton, FL 33432Directions
- Coral Gables Branch2655 S Le Jeune Rd, Coral Gables, FL 33134Directions
- South Miami6939 S Red Rd, Coral Gables, FL 33143Directions
- Doral Branch2500 Nw 97th Ave, Doral, FL 33172Directions
- Doral North Branch8800 Nw 36th St, Doral, FL 33178Directions
- Downtown Fort Lauderdale Branch100 N Federal Highway, Fort Lauderdale, FL 33301Directions
- Hialeah Branch1801 W 4th Ave, Hialeah, FL 33010Directions
- Palm Spring Branch790 W 49th St, Hialeah, FL 33012Directions
- Airport West Branch7650 Nw 25th St, Miami, FL 33122Directions
- Bird Road Branch7951 Sw 40th St, Miami, FL 33155Directions
- Brickell Branch1000 Brickell Ave, Miami, FL 33131Directions
- Coral Way Branch12005 Sw 26th St, Miami, FL 33175Directions
- Downtown Miami Branch165 Southeast 1st Street, Miami, FL 33131Directions
- Kendall Drive Branch10950 N Kendall Dr, Miami, FL 33176Directions
- Miller Branch14651 Sw 56th St, Miami, FL 33175Directions
- West Flagler Branch7703 West Flagler Street, Miami, FL 33144Directions
- West Kendall Branch15680 Sw 88th St, Miami, FL 33196Directions
- Miami Beach Branch501 W 41st St, Miami Beach, FL 33140Directions
- Miami Lakes Branch7455 Miami Lakes Dr, Miami Lakes, FL 33014Directions
- Pinecrest Branch13593 S Dixie Hwy, Pinecrest, FL 33156Directions
- Eighth Street Branch6600 Sw 8th St, West Miami, FL 33144Directions
- Weston Branch2300 Weston Rd, Weston, FL 33326Directions
Orlando area · 1
- Orlando Branch111 North Magnolia Avenue, Orlando, FL 32801Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.96% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.38% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.08% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $100 | $88 | — |
- CapitalLeverage ratio9.96%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.38%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.08%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$100Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Ocean Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.